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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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drbone
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Jun 21 2017, 07:21 PM
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QUOTE(Morning Sun @ Jun 21 2017, 06:34 PM) Baru letak FD di Bank Muamalat pada hari ini. Dapat FD cert segera degan FD sah pada hari yang sama juga. Sila tengok bukti seperti yang ditunjuk di gambar. Bukan main main [attachmentid=8916078] Which branch?
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drbone
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Jun 23 2017, 08:22 PM
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Great, just when I am deciding to top up next week. Will have to call up the branch to ask them on Wednesday.
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drbone
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Jun 28 2017, 01:38 PM
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Called up both Bank Muamalat branches in melaka. Both also offering 4.3 % only.
This post has been edited by drbone: Jun 28 2017, 01:38 PM
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drbone
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Jun 28 2017, 08:43 PM
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Put in FD today at Muamalat Bank for 4.3%, opened a savings account, transferred cash into the account and applicable date for the FD starts today.
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drbone
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Jun 29 2017, 10:20 AM
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deleted
This post has been edited by drbone: Jun 29 2017, 10:51 AM
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drbone
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Jun 29 2017, 09:08 PM
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QUOTE(bbgoat @ Jun 29 2017, 06:06 PM) I see that u are another UUHNWI here as well ! One of my relative placed for 4.5% 12 mth FD in Bank Muamalat today. Even "booked" for another 4.5% FD tomorrow. When I first reported the Affin 24 mth 4.3% on 2/6, no one seems to be excited about it. Maybe because it was selected branch and need 50k or 80k. Then people are still excited with the Muamalat 4.5%, though need min 100k. I also said on 2/6 that we can ask for 6 mth interest. Last week again, Affin branch told me the same 6 mth'ly interest. So did u ask for it or they said only on maturity ?  How much did that relative of yours place for the 4.5% at Muamalat, considering it has been brought down to 4.3%. Just trying to gauge what is the minimum amount ( I know it has to be a large sum) to still enjoy the 4.5% rate. This post has been edited by drbone: Jun 29 2017, 09:09 PM
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drbone
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Jun 30 2017, 10:03 AM
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QUOTE(bbgoat @ Jun 30 2017, 08:46 AM) Well, it is a large amt. Similar to the amt mentioned/shown by some big boss here.  700K as loose change .... wow
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drbone
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Jul 9 2017, 11:01 PM
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My 4.5% FD in Affin Bank is maturing in 3 days time ; thinking where to park my dough ....
This post has been edited by drbone: Jul 9 2017, 11:01 PM
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drbone
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Jul 11 2017, 07:48 PM
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QUOTE(bbgoat @ Jul 11 2017, 06:08 PM) Tomorrow Affin 4.5% (last one) matured. Looks like HL 7 mth 4.3% is the one to go to. Going to move some of the dough to HL. Hopefully 7 mth later even better promo comes up. This is one of the advantage of the 7 mth FD.  Any perks for priority banker? Also, this can be done online or need to go to counter?
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drbone
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Jul 11 2017, 10:22 PM
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QUOTE(bbgoat @ Jul 11 2017, 10:16 PM) Did not hear any special deal for HL PB. The 7 mth 4.3% has to be OTC. Also suppose to deposit 1k in CASA.  Okay thanks for that info, tomorrow gonna withdraw from matured FD in Affin and maybe dump into HL.
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drbone
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Jul 12 2017, 02:59 PM
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Just withdrew from affin at 2 pm , drove to HLB , went to priority lane and dumped everything into the HLB STEP UP promo FD. Done by 255pm. 😀
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drbone
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Jul 12 2017, 08:06 PM
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QUOTE(bbgoat @ Jul 12 2017, 05:12 PM) Went to Affin Bank to withdraw matured 4.5% FD. Wasai, the officer seems super upset that I am not going for their FD promo ! Have withdrawed last week as well. Went to HL for the 7 mth 4.3%. Confirmed that can withdraw the 1k in SA anytime later. However as I used cheque for the FD/SA deposit, looks like can only take out the 1k after cheque clearance. So anyway can use cheque (I used personal cheque) and deduct 1k from there. FD start date today. Anyway surprised that HL gave monthly interest for this FD promo ! So far no one seems to have mentioned it or I missed it.  So happy that monthly interest is part of the package. However limit for this FD promo is 200k. Last day tomorrow !!  I transferred RM 1000 into the savings account and according to them , the amount will be locked in for 7 working days after which I can use it again. Surprised you managed to get monthly interest. When I asked, they said unable to offer that to me.
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drbone
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Jul 12 2017, 08:25 PM
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QUOTE(bbgoat @ Jul 12 2017, 08:13 PM) I asked about it, the officer said monthly interest available to those >18 yrs old.  Also for both conventional and Islamic FD.  Doubt they will amend this option for me if I ask them now....
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drbone
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Jul 12 2017, 10:53 PM
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QUOTE(kakashin @ Jul 12 2017, 09:55 PM) For those that placed the HL 4.3% step up FD over the counter, were you able to view the FD when you login to Hong Leong Connect? I am only seeing the e-FDs. For Maybank, I am able to see both e-FD and FD that is placed over the counter when I login to M2U. For me, it was instantaneous.
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drbone
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Jul 24 2017, 11:41 AM
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4.25% Hong Leong FD matures today, wondering where to dump the dough today....
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drbone
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Sep 5 2017, 08:39 PM
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QUOTE(Cookie101 @ Sep 5 2017, 07:55 PM) If anyone interested for 5 years : 4.25% min 100k for this week...  Might as well go for Muamalat RM100K for 4.3% for 1 year.
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drbone
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Sep 8 2017, 06:16 PM
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QUOTE(chicaman @ Sep 8 2017, 04:34 PM) Yes and I managed to get 4.5% and 2 Umbrella lol When did you manage to get the 4.5%?
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drbone
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Sep 20 2017, 02:07 PM
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QUOTE(gilabola @ Sep 20 2017, 07:43 AM) It's confirmed that Muamalat is no longer offering 4.3% for 12 months? Still available when I called.
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drbone
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Oct 4 2017, 08:38 PM
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drbone
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Oct 5 2017, 07:22 PM
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If I put in now for hlb e fd 4.2% , will the interest be calculated from today’s date ?
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