My experience today was really headache. The bank said as long as our credit limit is not full, we still can use this Samsung Pay. While I tried to use with amount of RM1000+, DO NOT HONOUR is stated on the terminal.


Still, so many cashier/merchants don't know their terminal can be use with Samsung Pay. When told them, said our terminal still no Visa Wave, so cannot use.

I encountered the DO NOT HONOR error before. Apparently, we need to increase the daily credit limit via Maybank2U.

We have to give the merchants ample time to explore and discover Sammy Pay service. "Rome wasn't built in a day"...

May I know what card you use so that we users can know your experience, you can either share via PM for privacy reasons or share here. Thank you.

I encountered the DO NOT HONOR error before. Apparently, we need to increase the daily credit limit via Maybank2U.

We have to give the merchants ample time to explore and discover Sammy Pay service. "Rome wasn't built in a day"...

As for Standard Chartered cards, (MST) up to RM 250 or below ONLY for MST regardless of credit limit per transaction.
                                            , (NFC) can exceed RM 250 but a PIN will be required or any other verification method.

As for Citibank Cards, (MST) up to RM 250 or below ONLY regardless of credit limit per transaction.
                                Capped at RM 750 per day.

                              , (NFC)  (NFC) can exceed RM 250 but a PIN will be required or any other verification method.               
                                Capped at RM 750 per day.

Maybank or CIMB, please contact customer support. As our local Malaysian banks do not provide any info on transaction limits with Samsung Pay unlike international banks Citi or Standard Chartered.

I use both Maybank and Cimb, apparently DO NOT HONOUR or transaction declined is stated.
I think there is a daily limit on them too, as I asked the merchant to try key-in amount that more than RM750, then failed. After that I changed product that priced less than RM100, it pass.

Maybank and CIMB don't know what's the issue, so they also don't know about the daily limit.

If you say "Maybank and CIMB don't know what's the issue, so they also don't know about the daily limit."
does it mean that you have already gave them a call?

Of course. After my transaction was declined and do not honour. I straight away call them, said should be no problem as long as not over the credit limit. Even Samsung rep told me that.

What is the merchant that required you to enter your CVV number when using Samsung Pay? What bank card did you use at the time?

That one is old terminal that she said not supported but I insist to try. All-IT Hypermarket and Cimb bank.

I contacted Samsung customer care and they say that if it prompts for the CVV number then you can try and press enter/ green button to bypass the CVV number prompt. I don't know, and I feel that the Samsung Pay rep is not sure what to do as well.

I have hands on experience with a credit card machine before, most terminals WILL have a 'Sale' on the F2 button.
Ask the cashier to press Sale, key in the amount and then tap your phone at the area.

I contacted Samsung customer care and they say that if it prompts for the CVV number then you can try and press enter/ green button to bypass the CVV number prompt. I don't know, and I feel that the Samsung Pay rep is not sure what to do as well.

Just an update here.

Paid 3x RM3000+ transactions today. It went through for my CiMB CC but not for my Maybank Debit.
I guess it's true, no limit per day for local bank maybe?

As for CIMB, I am really not sure. But I've gone through the Maybank Samsung Pay T&C and it says that the Maybank debit card only allows for the amount that you may have set or set by default by Maybank.

Eg. You got your Maybank debit card,
    you didn't change the transaction limit,
    the default limit is RM 1000,
    then pay above RM 1000 = blocked, less than that will pass.

So if you wanna use your Maybank debit card for high volume transactions, get a Platinum Visa Debit Card which can go up to RM 10,000 or set your existing Maybank debit transaction limit to RM 5000.

Yup, purposely changed my debit card to Platinum Visa Debit for this Samsung Pay. Also already changed to RM10K max. Wish to get more higher but.. oh well. It still didn't go thru yesterday. Then I gave up, just use my CiMB CC.

You tried using your Maybank Debit with MST or NFC? To know, you will see 'Contactless' or 'Swipe' on your card sales draft receipt.

I tried on MST for both wireless and wired terminals. DO NOT HONOUR still coming up.