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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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effectz
post Dec 16 2016, 12:00 PM

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QUOTE(RokXIII @ Dec 16 2016, 01:40 AM)
i dont understand ur question...
i paid those bills & TNG by swiping at the counter, why suddenly M2U came into the picture? hmm.gif
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I logged in into m2u and pay utility bills from my cc account. I got point or not?
effectz
post Dec 16 2016, 12:01 PM

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QUOTE(RokXIII @ Dec 16 2016, 01:40 AM)
i dont understand ur question...
i paid those bills & TNG by swiping at the counter, why suddenly M2U came into the picture? hmm.gif
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I logged in into m2u and pay utility bills from my cc account. I got point or not?
cybpsych
post Dec 16 2016, 12:36 PM

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QUOTE(effectz @ Dec 16 2016, 12:00 PM)
I logged in into m2u and pay utility bills from my cc account. I got point or not?
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have you visited maybank's website and read the Ikhwan Visa T&C?

the answers are in there.
szaku89
post Dec 16 2016, 02:48 PM

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QUOTE(effectz @ Dec 16 2016, 12:00 PM)
I logged in into m2u and pay utility bills from my cc account. I got point or not?
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Face palm. This card's main function is for petrol cash back, why would u bother it has points onot for paying m2u utilities.

For such utilities and bills payment u can refer to other credit cards for better cashbacks
fruitie
post Dec 16 2016, 05:36 PM

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Utilities no treat points. Case closed.
sms2u
post Dec 16 2016, 10:20 PM

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QUOTE(effectz @ Dec 16 2016, 12:01 PM)
I logged in into m2u and pay utility bills from my cc account. I got point or not?
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QUOTE(cybpsych @ Dec 16 2016, 12:36 PM)
have you visited maybank's website and read the Ikhwan Visa T&C?

the answers are in there.
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QUOTE(szaku89 @ Dec 16 2016, 02:48 PM)
Face palm. This card's main function is for petrol cash back, why would u bother it has points onot for paying m2u utilities.

For such utilities and bills payment u can refer to other credit cards for better cashbacks
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QUOTE(fruitie @ Dec 16 2016, 05:36 PM)
Utilities no treat points. Case closed.
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online transaction entitle for point?
can consider to buy bill payment in shopee and it should be online transaction.
cybpsych
post Dec 16 2016, 10:36 PM

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QUOTE(sms2u @ Dec 16 2016, 10:20 PM)
online transaction entitle for point?
can consider to buy bill payment in shopee and it should be online transaction.
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don't quote me.

quote back original poster asking the question.


and I'm not interested with u (indirectly) promoting shopee everywhere too.
komando67
post Dec 17 2016, 04:57 AM

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QUOTE(szaku89 @ Dec 16 2016, 02:48 PM)
Face palm. This card's main function is for petrol cash back, why would u bother it has points onot for paying m2u utilities.

For such utilities and bills payment u can refer to other credit cards for better cashbacks
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For visa u will get cash rebate if use it as petronas. Some of us paid their utilities bills at petronas and got cash rebates.

For mastercard u will get cash rebate if pay for petrol and groceries. So some of us Pay their bills at some groceries shop and got cash back.
deanitro
post Dec 17 2016, 05:41 AM

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i applied 3x online, all rejected. my ccris was good. ehat else they want. only have 1 cc for the moment. wat else the wantttt
vin_ann
post Dec 17 2016, 05:49 AM

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QUOTE(deanitro @ Dec 17 2016, 05:41 AM)
i applied 3x online, all rejected. my ccris was good. ehat else they want.  only have 1 cc for the moment. wat else the wantttt
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Don't just apply blindly.

Use email.

Just tell them you would like to have just RM2,000 limits for this card. Are you another card also from Maybank?

Few of us first time got rejected and we appeal via email and subsequently got it approved.
effectz
post Dec 17 2016, 06:45 AM

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QUOTE(szaku89 @ Dec 16 2016, 02:48 PM)
Face palm. This card's main function is for petrol cash back, why would u bother it has points onot for paying m2u utilities.

For such utilities and bills payment u can refer to other credit cards for better cashbacks
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Because Ikhwan visa only give points for retail other than petrol, not cb. 1 point = rm0.0025

Cimb only give 0.2% cb for retail = rm0.002

I use Islamic cc only.
kart
post Dec 17 2016, 07:57 AM

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QUOTE(RokXIII @ Dec 13 2016, 03:44 PM)
yes, there is one as i know:
Petronas @ Kinrara, Puchong (beside Kinrara Furniture Street)

been using my Ikhwan Master to pay TNB, UNIFI and reload TNG, and entitle for cashback.
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Thank you for sharing this great recovery.

Could you share with us the full range of payment that can be paid using credit cards, such as TMNet Streamyx Bill? Hopefully, it is almost as extensive as what was offered by Sam Groceria.

Is there a minimum and maximum amount of bill we should pay? Let's hope that we make good use of the services, and not abuse it by paying bills meant for industrial usage. smile.gif

fruitie
post Dec 17 2016, 09:50 AM

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QUOTE(komando67 @ Dec 17 2016, 04:57 AM)
For visa u will get cash rebate if use it as petronas. Some of us paid their utilities bills at petronas and got cash rebates.

For mastercard u will get cash rebate if pay for petrol and groceries. So some of us Pay their bills at some groceries shop and got cash back.
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Of course he knows. He was referring to M2U utilities payment.
weejin2000
post Dec 17 2016, 10:19 AM

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QUOTE(deanitro @ Dec 17 2016, 05:41 AM)
i applied 3x online, all rejected. my ccris was good. ehat else they want.  only have 1 cc for the moment. wat else the wantttt
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I applied online also rejected. After few days, I bring the same documents to branch to reapply, and it was approved after 3 weeks, then now I am a happy ikhwan card holder.
deanitro
post Dec 17 2016, 11:00 AM

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QUOTE(vin_ann @ Dec 17 2016, 05:49 AM)
Don't just apply blindly.

Use email.

Just tell them you would like to have just RM2,000 limits for this card. Are you another card also from Maybank?

Few of us first time got rejected and we appeal via email and subsequently got it approved.
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i thought applied online is easier and faster, but it seems easily rejected too. haha
no, my another 1 is from public bank. planning to use this ikhwan for petrol and because maybank EPP is widely offered.

deanitro
post Dec 17 2016, 11:03 AM

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QUOTE(weejin2000 @ Dec 17 2016, 10:19 AM)
I applied online also rejected. After few days, I bring the same documents to branch to reapply, and it was approved after 3 weeks, then now I am a happy ikhwan card holder.
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my aunt working in mbb, she asked me to fill up the forms then watsap to her. but because of "leceh", i just applied online. no choice, has to do traditional way.
easily applied, easily rejected too. haha
deanitro
post Dec 17 2016, 11:09 AM

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QUOTE(fruitie @ Dec 14 2016, 10:11 AM)
Don't try anymore. Just appeal using email. mbbcardservices@maybank.com.my
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hi fruitie, do u have any sample for appeal using email?
im afraid if i just write it by myself, wont look formal. 😅
fruitie
post Dec 17 2016, 11:13 AM

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QUOTE(deanitro @ Dec 17 2016, 11:09 AM)
hi fruitie, do u have any sample for appeal using email?
im afraid if i just write it by myself, wont look formal. 😅
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No need formal. I don't have template. Just mention you have applied online and quote the reference no., then got rejected. Ask them if you can appeal and being reconsidered as you have fulfilled the requirements.
starry
post Dec 17 2016, 12:29 PM

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I applied for MBB Islamic MasterCard Ikhwan requesting for split credit limit from my conventional credit limit of RM30k. I went abroad after emailing the application. When I came home, found this letter in my mailbox.

[attachmentid=8268513]

So I emailed them the acceptance letter. Today when I checked on M2U website, MBB Islamic MasterCard Ikhwan credit limit shows RM10k but conventional limit still remains at RM30k hmm.gif

[attachmentid=8268560]

Is there a glitch in M2U website? Has this happened to anyone here before? I'd better give CS a call after I receive the card.

This post has been edited by starry: Dec 27 2016, 12:43 PM
deanitro
post Dec 17 2016, 12:42 PM

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QUOTE(fruitie @ Dec 17 2016, 11:13 AM)
No need formal. I don't have template. Just mention you have applied online and quote the reference no., then got rejected. Ask them if you can appeal and being reconsidered as you have fulfilled the requirements.
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appeal done. hope they reply with some good news.😅

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