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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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cybpsych
post Sep 6 2018, 01:04 PM

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QUOTE(effectz @ Sep 6 2018, 12:30 PM)
What's your main petrol and groceries cards now?
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affin bhp 10%
the rest all from PBB vs/quantum --> bigpay
cybpsych
post Sep 6 2018, 02:50 PM

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QUOTE(effectz @ Sep 6 2018, 02:45 PM)
Affin BHP is permanent deal?
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end nov 2019. good enough for now.
cybpsych
post Sep 7 2018, 11:41 AM

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QUOTE(joeaverage @ Sep 7 2018, 11:40 AM)
I have M2Cards with maybank and Ikhwan too. Will the Treatspoints for my Ikhwan be forfeited if i cancel the card.
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request to transfer TP from Ikhwan to M2C.
cybpsych
post Sep 14 2018, 07:15 PM

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QUOTE(effectz @ Sep 14 2018, 07:04 PM)
Payment due date is 20 days after statement date right?
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yes

this way, statement date and payment due date always at fixed date, easy to remember biggrin.gif
cybpsych
post Sep 17 2018, 04:52 PM

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QUOTE(ahchat @ Sep 17 2018, 04:32 PM)
hi guys,

recently I purchased an item from ebay worth rm600+

so I was thinking to convert it to ezypay installment but the system mentioned that its not eligible

is it because it shows as 2 different payment like below?
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if not mistaken, min rm500 per transaction
cybpsych
post Sep 20 2018, 12:56 PM

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QUOTE(ahchat @ Sep 20 2018, 12:54 PM)
Hi guys,

Can share what does statement balance means?

and can I stop the RM1 payment for statement fee?[attachmentid=10032745]
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current statement amount to be paid by due date for

enroll estatement
cybpsych
post Sep 20 2018, 03:04 PM

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QUOTE(ahchat @ Sep 20 2018, 02:57 PM)
but STATEMENT BALANCE amount is the same amount I paid on 9/9. The next due date is 28/9.

Then on 15/9, I paid the RM1  for statement fee for which I want to discard in the future.
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monthly statement = HISTORICAL statement of your past usage

after paying, you cannot change history, right? laugh.gif
cybpsych
post Sep 26 2018, 04:55 PM

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QUOTE(kelvinfixx @ Sep 26 2018, 04:54 PM)
Maybank Islamic MasterCard Ikhwan Platinum/Gold Card
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as per post #1, 5% on Fridays/Saturdays only for Petrol/Grocery
cybpsych
post Oct 1 2018, 10:32 PM

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QUOTE(akib_mullen @ Oct 1 2018, 10:26 PM)
Can I change my pin thru m2u? Just click set pin will do?
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yes, that's the whole idea of change pin smile.gif
cybpsych
post Oct 2 2018, 07:34 AM

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QUOTE(Ancient-XinG- @ Oct 2 2018, 07:33 AM)
any other may bank CC able to beat this card yet?
really dissatisfied when they reintroduce m2 card with x5 point s and cb.

last time change from m2 to this due to CB. now....
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which card?
cybpsych
post Oct 2 2018, 03:58 PM

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QUOTE(alphaz @ Oct 2 2018, 03:51 PM)
I called Card Centre, he said can cancel Visa only but must go to branch. I went to a branch and filled the form, but later they called me said cannot cancel Visa only because this card comes bundled, if cancel must cancel both Amex and Visa. In the form, I put the reason for cancellation as Visa card never used. FYI my cards have not been charged RM25 SST yet.

Any of u guys succeeded to cancel Visa only?
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1st: reason for cancellation: UNHAPPY WITH SST and DONT WANT TO GET CHARGED WITH SST.
2nd: regardless of sst charged or not yet, is irrelevant.
cybpsych
post Oct 2 2018, 05:35 PM

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QUOTE(vin_ann @ Oct 2 2018, 05:00 PM)
Maybank Ikhwan Petronas for 8% cashback
Ikhwan Master for 5% cashback for petrol & grocery

im in dilemma whether want to cancel Ikhwan Petronas & master o not, since i just got my Affin BHP card for 10% cashback...
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only thing is the GROCERY part. do u have other card to cover Grocery?

QUOTE(sendohz @ Oct 2 2018, 05:29 PM)
Already cut both of this card after having Affin BHP.
Will reapply back if Affin doesn;t extend the promo by next year end.
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same club biggrin.gif
cybpsych
post Oct 2 2018, 09:02 PM

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QUOTE(vin_ann @ Oct 2 2018, 08:40 PM)
PBB VS
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aiyah then ok la, can cut both biggrin.gif
cybpsych
post Oct 3 2018, 04:31 PM

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QUOTE(demondomon @ Oct 3 2018, 04:20 PM)
Hi all. Tumpang tanya, sy pakai Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i.

Dia cakap Non Compounding Charges, Save on non compounding charges every month.

Meaning if i pay the minimum amount, theres no interest for outstanding balance?

Or will still have the 15%p.a interest for the outstanding balance even i paid the minimum amount?

Thanks!
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still kena interest, just that the interest wont get interest again if kena (non-compounding)
cybpsych
post Oct 3 2018, 05:03 PM

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QUOTE(demondomon @ Oct 3 2018, 05:02 PM)
so the only way dowan kena interest is setel the outstanding balance right?
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fully settle monthly statement balance by payment due date.
cybpsych
post Oct 3 2018, 05:12 PM

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QUOTE(demondomon @ Oct 3 2018, 05:11 PM)
i see.

but is this the correct explanation? hmm.gif
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not interested to find out! laugh.gif
cybpsych
post Oct 4 2018, 02:28 PM

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QUOTE(Ancient-XinG- @ Oct 4 2018, 01:05 PM)
guys, is the cash back already not applied to supp card?
just now I saw the email, (trukey2018) at the bottom mentioned it.

walao..... no email announcement.
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QUOTE(Ancient-XinG- @ Oct 4 2018, 01:13 PM)
wow.

just went through their
1- Product disclosure sheet.
2 - Cash back TnC

in (1), it mentione only Principle card holder entitled for the CB, and x1 TP for every spending EXCEPT on petrol and groceries.
in (2) it mentione CB is entitle fro both Principle and Supp card holder....

so conclusion?
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what is "trukey2018"?

can provide screenshot of the thing that "mentioned it"?

QUOTE(Sumofwhich @ Oct 4 2018, 01:54 PM)
Better to settle all, don't allow for non-0s in your CCRIS reports and affect your credit score.
Always make sure you have sufficient money to pay back the credit card, else do not spend in the 1st place.
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ikr, i guess he/she intend to pay min. obviously paying min "looks" tempting instead of paying full statemetn balance, and not knowing the consequences by doing so.
cybpsych
post Oct 4 2018, 04:55 PM

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QUOTE(cybpsych @ Jul 16 2018, 02:11 PM)
user posted image

How to participate
Step 1 : SMS TURKEY2018 (space) 12-digit NRIC Number and send to 66628 (e.g TURKEY2018 810102101234)
Step 2 : Spend to earn automatic entries

Prizes
3X Grand Prize - Travel Package to Turkey for 2
20X Consolation Prize - 15g Gold Bar

Terms and Conditions
Applicable to all new and existing Principal Cardmembers of Maybank Islamic Ikhwan Cards.
Registration is required and must be performed by Principal Cardmembers only.
Standard SMS charges apply and shall be borne by Cardmembers
Each package consist a pair of roundtrip tickets, accommodation & travel itinerary.
Cardmembers may win one Prize only throughout the Campaign Period.
Winners will be selected by Maybank's randomizer programme.
Click here for full Terms & Conditions

user posted image
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QUOTE(Ancient-XinG- @ Oct 4 2018, 04:50 PM)
thanks that's explained it all. I thought they don't give to pool together already.

the turkey 2018 is the normal mail that ask you to spend to earn chance to join the competition.
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so it's Turkey 2018, not trukey2018 doh.gif

most, if not all, promos are combined for principal + supplementary cards....

// Qualified Spend by Supplementary Cardmember(s) under the same Principal Cardmember will be considered as the Principal Cardmember’s Qualified Spend. //

monthly cashback for mbb cards is the same, all combined.

This post has been edited by cybpsych: Oct 4 2018, 07:31 PM
cybpsych
post Oct 5 2018, 08:14 PM

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QUOTE(radenoactive @ Oct 5 2018, 08:11 PM)
Hi I'm surveying for my first credit card and MBB Ikhwan MC came as one of the recommendation. I'm interested on the Umrah rewards, but wanna know if anyone here really won the umrah/travel package before? Just wanna see how often they chose the winner and the rough estimation of probability to be chosen.
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iirc, last year got winner here in lyn.

check the umrah package t&c.
cybpsych
post Oct 5 2018, 08:42 PM

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QUOTE(radenoactive @ Oct 5 2018, 08:39 PM)
So one winner every week. Good to know. Thanks!
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haha no idea though. biggrin.gif

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