QUOTE(fahrur_07 @ Dec 20 2018, 07:21 AM)
get from customer service counter. last i tried, can use cc.Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
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Dec 20 2018, 07:25 AM
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#321
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65,264 posts Joined: Jan 2003 |
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Dec 20 2018, 04:34 PM
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#322
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65,264 posts Joined: Jan 2003 |
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Dec 20 2018, 05:23 PM
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#323
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65,264 posts Joined: Jan 2003 |
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Dec 25 2018, 10:38 AM
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#324
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65,264 posts Joined: Jan 2003 |
QUOTE(zewl88 @ Dec 25 2018, 08:53 AM) Hi. Just want to ask what is the different between statement balance and outstanding balance? Based on picture attached, do i need to pay all outstanding balance by 3jan19 or can wait for next statement date and due 3feb19? simple, look at 2 numbers:Just want to know how it works. New CC user. ![]() ![]() generally, statement cycle is like this: ![]() |
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Jan 22 2019, 05:31 PM
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#325
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65,264 posts Joined: Jan 2003 |
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Jan 24 2019, 11:04 AM
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#326
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65,264 posts Joined: Jan 2003 |
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Jan 24 2019, 03:54 PM
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#327
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QUOTE(LostAndFound @ Jan 24 2019, 12:39 PM) thanks for the info. guess general petrol cb cards doesnt cover the odd mcc 5172 used by setel.even setel's own faq explained for the ikhwan visa petronas ![]() This post has been edited by cybpsych: Feb 22 2019, 07:37 AM |
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Jan 25 2019, 02:36 PM
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#328
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QUOTE(DonJ @ Jan 25 2019, 02:26 PM) Hi all, did u tick for it durring card application? it doesnt come automatically. you need to explicitly tick the box to get it.I've been using MBB MC Ikhwan for about 5 months now. However, I am yet to receive my Zing card. Do u guys know how long MBB gonna take before they shipped out the Zing card? Thanks! try call CS to find out the status. |
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Jan 28 2019, 02:40 PM
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#329
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QUOTE(AOL24 @ Jan 28 2019, 02:38 PM) Damn, my Ikhwan Card Gold application was unsuccessful. Previously signed up for the Maybank 2 Gold cards and there were no issues, approved on the spot at the Gardens Card Center. My annual salary is above the RM 36K, so I'm not sure why there are issues. try tips at post #2?The only monthly financial commitment I have is ASB-Financing, which is RM 800 monthly. Please advise. |
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Jan 30 2019, 10:47 AM
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#330
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QUOTE(AOL24 @ Jan 30 2019, 10:42 AM) For my monthly salary, my CL is quite high. So maybe they think that I have enough CL, extending another card to me, may not be possible. instead of assuming things, why not take action and request mbb to split CL for your ikhwan card application?Other than the tips, do you have any advice? I applied at the Card Center in the Gardens. Did my Maybank 2 Gold there too, no issues during that application. Approved in 2 hours. That is my first and only CC, at the moment. Is it because I applied and received it in December, hence a cooling off period applies? Thanks in advance! |
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Jan 30 2019, 11:22 AM
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#331
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65,264 posts Joined: Jan 2003 |
QUOTE(AOL24 @ Jan 30 2019, 11:16 AM) Trying to figure out the issue first and seek input from others before having to do that. Having a CL of RM 10K allows me to make large transactions and that comes in handy when on business trips. So I will be able to get TreatPoints for those amounts. If I split it between two cards (e.g. 2 Gold cards + Ikhwan Mastercard) then if a specific transaction is above my CL, there will be issues. since CL is your only concern for m2c, then why not get other banks/cards instead?Unless they can temporarily increase my CL for specific purchases (that too subject upon approval) it's not impossible (just harder) to get ikhwan after m2c, but most of users would face issue during application thus resorting to splitting CL instead (like 8k m2c + 2k ikhwan). |
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Jan 30 2019, 11:45 AM
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#332
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QUOTE(AOL24 @ Jan 30 2019, 11:41 AM) I mean, based on the tips I put two and two together (like you said, an assumption hahahahah). ccris is not the one and only scoring banks are using.Could be an entire different reason, just I am not aware of it. One way is to head to BNM and apply for my CCRIS report. At least that will give me an overview of why they might red flag me, even if no score is provided But yes, I am currently waiting for the PB Quantum application results. I will try splitting as a last case scenario. Thanks @cybpsych each bank has different assessment/algorithm to come out with the credit scoring and risk assessment scoring. how many or what are the threshold, i guess it's confidential. this is one of the reason why banks doesnt disclose the rejection reasons. what works for a bank or product may not equally applicable to other banks. each has their own way assessing their customers. QUOTE(AOL24 @ Jan 30 2019, 11:43 AM) Thanks! Just wondering, how will they split the limit to Ikhwan if my application was rejected? Will they pull up the application, split the CL and then approve my application? you APPEAL the application, and state that you wanted to split/carve out some CL from m2card -> ikhwan.Sorry for being tedious with questions. I'll just e-mail them and ask too. This post has been edited by cybpsych: Jan 30 2019, 11:46 AM |
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Feb 7 2019, 04:25 PM
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#333
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QUOTE(vin_ann @ Oct 10 2018, 03:23 PM) Yesterday collected my FCB card at 1U card centre and redeem some vouchers Here's the table for reference ![]() QUOTE(Ancient-XinG- @ Feb 7 2019, 04:18 PM) Talking about TP, what's the best to change? I heard it's vouchers. If yes, is the garden card center able to do so? best is subjective of course can. i just did last weekend at the gardens. gotten aeon big gift cards on the spot. This post has been edited by cybpsych: Feb 7 2019, 04:25 PM |
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Feb 13 2019, 05:21 PM
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#334
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65,264 posts Joined: Jan 2003 |
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Feb 15 2019, 12:06 PM
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#335
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65,264 posts Joined: Jan 2003 |
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Feb 15 2019, 12:19 PM
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#336
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QUOTE(ahchat @ Feb 15 2019, 12:10 PM) meaning, we need to ask the merchant if they provide the MAYBANK EZYPAY service before paying right? u ask the merchant whether they do installment, if yes, ask from which bank(s) available.coz I don't want later when asked, "tak apa, you pay first then call CS" then from the bank, which plans (tenure) available, and also what are the possible fees (surcharge, etc) for maybank, after installment, the card will be charged and the terminal slip will show the installments count, and monthly installment amount. This post has been edited by cybpsych: Feb 15 2019, 12:20 PM |
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Feb 19 2019, 10:24 AM
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#337
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65,264 posts Joined: Jan 2003 |
QUOTE(cybpsych @ Jan 24 2019, 03:54 PM) thanks for the info. guess general petrol cb cards doesnt cover the odd mcc 5172 used by setel. even setel's own faq explained for the ikhwan visa petronas ![]() QUOTE(jamilha @ Feb 19 2019, 10:21 AM) Hi All, wrong thread.Nak tanya.. if I link Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i to Setel.my app (e-wallet by Petronas) will I entitle to 8% CB eh? because now Setel.my have 10% fuel rebate campaign ref: https://www.setel.my/campaign redirected to proper thread for Ikhwan discussion. This post has been edited by cybpsych: Feb 22 2019, 07:37 AM |
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Feb 27 2019, 11:43 AM
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#338
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![]() FYI, this card to be discontinued effective 31 March 2019 https://www.maybank2u.com.my/maybank2u/mala...old_card_i.page? |
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Mar 2 2019, 10:39 PM
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#339
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65,264 posts Joined: Jan 2003 |
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Mar 3 2019, 12:28 AM
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#340
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QUOTE(cybpsych @ Jun 12 2018, 08:36 PM) ![]() Maybank Triple 100 Campaign [ MBB | T&Cs ] Campaign Date: 9 June - 16 September 2018 Spend with Maybank Card on everything day and stand a chance to win RM100 Daily for 100 Days. Register via SMS. Type CASHBACK (space) 12-digit NRIC Number and send to 66628 Qualifying Entries 1x Entry Every RM100 single transaction on retail per day 5 Entries Every RM100 overseas/ e-commerce/ EzyPay spend per day Minimum of RM1,000 Balance Transfer/ Cash Treat and EzyCash Scheme Approved per day 10 Entries New - to - Bank Principle Credit/ Charge Card approved with minimum RM100 spend within 60 days ![]() QUOTE(cashonhand @ Mar 2 2019, 10:18 PM) QUOTE(cashonhand @ Mar 2 2019, 10:57 PM) above campaign |
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