QUOTE(cybpsych @ Feb 19 2024, 09:52 AM)
Maybe...Visa Infinite -i AF RM800
Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
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Feb 19 2024, 11:12 AM
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#281
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14,921 posts Joined: May 2015 |
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Feb 24 2024, 10:00 AM
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#282
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QUOTE(kart @ Feb 24 2024, 09:55 AM) I tried to use Maybank Ikhwan Amex, to pay Unifi bill on Lazada website. Unifi @ Lazada not stable since yesterday.However, Lazada website shows Unifi bill as an unavailable item, with the following details. Thus, I was unable to pay Unifi bill on Lazada website. Is it normal for such issue to occur occasionally? AnyPay merchant should restock the allocation for the Unifi bill payment a few hours later, right? Thank you for your information. (I have a few transactions got cancelled and refunded yesterday) Try Unifi @ Airpay (Shopee App), also not very stable. Even TMonline may give error for some Unifi accounts this morning (note: Amex not accepted at TMonline). This post has been edited by ClarenceT: Feb 24 2024, 10:02 AM kart liked this post
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Mar 1 2024, 10:29 AM
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#283
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QUOTE(MGM @ Mar 1 2024, 08:32 AM) JPJ: Government related transaction.Etiqa / Etiqa Takaful: someone didn't get online CB recently, don't know why, because someone got CB in early 2023. (keyword: Etiqa) This post has been edited by ClarenceT: Mar 1 2024, 10:30 AM xiaoxiaoshen and MGM liked this post
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Mar 3 2024, 11:07 AM
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#284
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QUOTE(MasterConfucion @ Mar 3 2024, 10:23 AM) I looking to apply ikhwan visa vs ikhwan petronas. Petronas give 8℅ cb while the normal only 5℅ Why not Ikhwan AMEX, 8% online CB? >8% savings for Petrol.It's no brainer to go for the petronas one right? Or is there other catch I didn't realize? Buy Petron (for stations in West Malaysia only) RM50 at RM45, Shell RM50 at RM49, Petronas RM50 at RM50. Use Ikhwan Amex to pay Lazada and get 8% CB. (Lazada 3/3 only) Use the fuel vouchers from Monday to Sunday, not limited to Friday to Sunday. |
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Mar 3 2024, 12:14 PM
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#285
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14,921 posts Joined: May 2015 |
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Mar 4 2024, 02:22 PM
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#286
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QUOTE(MGM @ Mar 4 2024, 02:01 PM) I am paying my car insurance +roadtax via Allianz General(AG) which accepts TNG ewallet offline by scanning AG DN QR code, can I use Shopee Paylater for this n then payback by Amex-ikhwan to get cb n how? The answer is at the merchant QR. You need to try.Some merchants are willing to pay extra charge then you may use credit card / Buy-now-pay-later as source of fund instead of using e-wallet credit / CASA. This post has been edited by ClarenceT: Mar 4 2024, 02:30 PM |
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Mar 7 2024, 11:14 AM
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#287
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QUOTE(MasterConfucion @ Mar 7 2024, 11:09 AM) Hi guys, I cancelled my Amex credit card then applied the petronas card. Today I got message it not successful but imposible cos I meet all criteria and have been use maybank amex 10 years. Since you still have outstanding balance at Maybank CC, it means your Amex and credit limit is not cancelled.It it reject because I haven't paid out standing balance for the amex? Or is the cancel for ringgitplus application? Cos first I apply comparehero and then saw ringgitplus got better gift and apply again but it didn't let me proceed also Therefore Maybank Islamic won't give you a new credit line. Why not you CONVERT your existing Maybank credit line to Maybank Islamic credit line? https://www.maybank2u.com.my/iwov-resources...ersion-form.pdf https://www.maybank2u.com.my/iwov-resources...wanCard-FAQ.pdf https://www.maybank2u.com.my/iwov-resources...ersion-list.pdf This post has been edited by ClarenceT: Mar 7 2024, 11:17 AM |
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Mar 7 2024, 11:52 AM
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#288
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QUOTE(MasterConfucion @ Mar 7 2024, 11:36 AM) Thanks I think is the problem. Unfortunately I already cancel so no more credit limit. I just paid the outstanding balance today. Should be able reapply right? Cos want to get the rm50 tounchandgo from compare hero Why not discuss with Maybank Card Centre directly? Ask them to convert instead of cancel. Forget third party service provider. Maybank Islamic may reject your new application. Also you are NOT new Maybank / Maybank Islamic credit card customer to get new cardholder benefits. |
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Mar 8 2024, 05:09 PM
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#289
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QUOTE(MGM @ Mar 8 2024, 12:41 PM) Just found this at the SPaylater page, so can use this Allianz 0%installment plan n get cb from Amex-Ikhwan? Truely 0%? For some cases, motortakaful.com may be cheaper and may get cashback from Etiqa Takaful (profit sharing, to be credited a few months after the takaful expires).BTW I should select payment by Spaylater PayNextMonth-0%(can settle b4 1st-of-next month?) and not direct pay-by-cc to get the cb? BTW do I add the cc in BankAccount/Cards under Credit/Debitcard or Creditcard Installment? Sorry for being noob, 1st time using Spaylater. ![]() |
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Mar 9 2024, 02:59 PM
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#290
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QUOTE(MasterConfucion @ Mar 9 2024, 10:43 AM) Hi, I'm very sad my credit card got rejected. I'm more than qualify for it. When try apply again online, it ask me for wait 3 months. You don't qualify for Maybank Islamic's new credit line, as you still had a credit line from Maybank.If I go branch apply is it will same result or have chance different approver? Normally Maybank Card Centre won't give a new credit line, unless your income is substantially improved from last review. Also, apply directly at Maybank Card Centre, avoid third party and Maybank2U online application. |
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Mar 9 2024, 03:55 PM
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#291
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QUOTE(MasterConfucion @ Mar 9 2024, 03:34 PM) I see. I try to get the free gift from ringgit plus. 3 months later will try direct from maybank since I already cancel all maybank credit card should be ok. When you still had Maybank CC last month, emailed the Conversion form to Card Centre, almost 100% you would get approved for Maybank Islamic CC.I never have a single rejection from other banks before that's why so disappoint The M2U robot can be too smart to reject application even though you meet all the criterias. So email/talk to card centre, Maybankers are helpful. Just wondering if Maybank can reinstate your credit line that you cancelled a few days ago. If possible, then spilt the credit limit into 2 parts, for conventional banking and islamic banking. Eg your existing credit limit RM20000, spilt into Maybank CC (Amex 5% CB) RM10000 and Maybank Islamic CC RM10000 (Visa-i 8% CB, MasterCard-i 5% CB, Amex-i 8% CB). |
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Mar 9 2024, 05:46 PM
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#292
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QUOTE(MasterConfucion @ Mar 9 2024, 05:24 PM) I already cancel no point going through if I should have done this and that. Yes rejected by the robot.Is it true my application is rejected by robot instead of real human assessing it? Cos when I click submit it says your application is principally approve but next day it SMS me say rejected. Then I emailed to card centre, human read my supporting documents and approved it and increased credit limit (I didn't request). |
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Mar 12 2024, 08:34 AM
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#293
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14,921 posts Joined: May 2015 |
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Mar 14 2024, 11:55 AM
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#294
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QUOTE(MGM @ Mar 14 2024, 11:53 AM) No need lah, can always use AMEX or other credit cards or Lazada Wallet or TNG wallet or Boost to pay for Lazada orders.This post has been edited by ClarenceT: Mar 14 2024, 11:56 AM MGM liked this post
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Mar 14 2024, 12:39 PM
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#295
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14,921 posts Joined: May 2015 |
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Mar 15 2024, 01:26 PM
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QUOTE(MGM @ Mar 15 2024, 01:05 PM) Thanks. I have already done the purchase using Spaylater 0%-1month to take advantage of rm100 cb for March. Actually there is another option of 0%-3month but I dare not choose it in case got other fee. Your bill date should be 21/3.Transaction stated in Spaylater with due date 1-April, means I can pay earlier in March but latest is 1-April? The bill will include all the transactions on or before 20/3, after 21/3 you can pay the statement balance (no partial) only. QUOTE(Exeunt @ Mar 15 2024, 01:15 PM) Hi, Spaylater "Pay Early"?For ikhwan amex Just out of curiosity, have anyone here tried pay lotus grocery using spaylater at counter, then later pay full settlement next day in app using amex, able to get cashback or not #5138 (P/S: my spendings were not at Lotus's) This post has been edited by ClarenceT: Mar 15 2024, 01:28 PM xiaoxiaoshen and MGM liked this post
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Mar 20 2024, 06:10 PM
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#297
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Mar 25 2024, 09:06 AM
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#298
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QUOTE(GJolie @ Mar 25 2024, 07:54 AM) Hi, I am deciding between the Maybank Islamic Ikhwan AMEX or Mastercard. Which one is better? Is it true that most places don’t accept AMEX? You can have both Mastercard-I (5% Groceries and Petrol, Friday-Saturday only) and Amex-I (8% online). Shared credit limit. syazani43 liked this post
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Mar 26 2024, 04:50 PM
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#299
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QUOTE(MGM @ Mar 26 2024, 03:13 PM) It will beShopee Malaysia KUALA LUMPUR MY when posted. MGM liked this post
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Apr 18 2024, 08:24 PM
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#300
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QUOTE(MGM @ Apr 18 2024, 03:46 PM) QUOTE(Wolgie @ Apr 18 2024, 04:24 PM) Buy Foodpanda vouchers at Lazada App on special days, 20% off. MGM liked this post
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