Auto debit is not Online.

Auto/direct debit is not online.
Normally online transactions will go through verification, mostly with OTP, or other verification methods.

If you pay to Etiqa, you key in the card details, immediately you get OTP verification, it is online. (Initialled by the cardholder)
If you give card details online, Etiqa can charge anytime using direct debit, it is not online. (Initialled by the merchant)

Same to Netflix and Spotify, you need to find out yourself. I am not the user.

This post has been edited by ClarenceT: Aug 5 2023, 08:13 PM

(1) Maybank/ Maybank Islamic don't give cashback to E-wallet transactions including Setel E-wallet.

(2) Maybank Islamic Ikhwan Petronas Visa gives 8% to Petronas (PS/PSS), BUT Setel IS NOT Petronas!

You may use Ikhwan MasterCard for Setel CardTerus at Petronas stations for Petrol CB.

Look like Setel CardTerus at Petronas is to be treated as a Petronas transaction.

https://www.lowyat.net/2023/306270/setel-ma...dit-card-perks/

Don't understand your question.
Which CC you want to ask?

Why they need to mention Ikhwan MasterCard as it is not a Petronas card!
If Setel CardTerus, then Petrol MCC, so should get Petrol CB on Friday/Saturday, Petrol CB is not limited to Setel or Petronas, but also apply to Shell, Petron etc. Also Petrol CB is not a new thing, which has been in place for many years.

This post has been edited by ClarenceT: Sep 1 2023, 11:09 AM

Still can pay bills and buy groceries at Lazada.

Attached thumbnail(s)

Try MBBWED (Maybank CC) next Wednesday morning. Look like the code is allowed but no discount during payment!

Otherwise pay at Shopee, apply the "Electricity" voucher (only 50 coins cashback) which refreshed almost every week last month.

If Ikhwan Amex, can buy Petronas/Shell vouchers at Lazada on big days, eg RM47 for Petronas RM50, so 13.5% savings. Pay Unifi, Sarawak Energy / Sabah Electricity still get 8% savings.

Not all Lazada-EC are online.

If with OTP, Very very likely you will get online CB.

How you know you won't/didn't get the online CB?

If your transaction was posted in August, the CB will be credited by 15/9, you won't see it at this moment.

First time getting CB from Amex-i meh?

www.maybank2u.com
Use Classic M2U. You will see the transaction date is 8/9/23 (Friday).

MAE App is misleading.

This post has been edited by ClarenceT: Sep 15 2023, 06:31 AM

Cashback is excluded for spend on petrol, airlines, Government Bodies, utilities, any reloads on e-wallets, all EzyPay/-i transactions

For Sabah Electricity and Sarawak Energy, can pay at Lazada and Airpay (Shopee) to get online CB.

Most likely they don't accept Amex!

Hotlink - no AMEX.

Sept CB not viewable till 2/10 morning.

Can use credit card DIRECTLY to pay Grab Paylater?

Bill payment @ Shopee -> "AIRPAY...". MCC 5964 not excluded for CB.
If not online, should get 2x Treatpoints instead. So check your Treatpoint balance at M2U or statement.

If not online, you should receive 2x Treatpoints a few days after posted. So check the Treatpoints balance at m2u.