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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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ClarenceT
post Oct 13 2023, 08:45 AM

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QUOTE(ronnie @ Oct 13 2023, 08:43 AM)
where to check the current TreatsPoints via M2U/AME app ?
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Use Google Chrome App
www.maybank2u.com
ClarenceT
post Oct 26 2023, 08:24 AM

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QUOTE(kart @ Oct 26 2023, 07:50 AM)
I plan to use Maybank Ikhwan Amex, to pay Unifi bill on Lazada website, in order to get 8% online cashback.
Can Unifi bill payment on Lazada website accept Unifi account number of DXXXXX-XXX-XXXX (X represents a number)?
Thank you for your information. smile.gif
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Can, use Dxxxxxyyyzzzz.
I last paid in mid 2022 (note: now no longer use this type of account numbers as the lines already got converted from copper to fibre)
ClarenceT
post Oct 26 2023, 09:19 AM

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QUOTE(xiaoxiaoshen @ Oct 26 2023, 09:10 AM)
yes still can use to pay for acc with Dxxxxxxxx. which acc with D is phone line only.
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OT: time to move the number to IP-based as TM is decommissioning the copper infra.
ClarenceT
post Oct 26 2023, 09:36 AM

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QUOTE(kart @ Oct 26 2023, 09:27 AM)
Last year, I tried to pay Unifi bill on Lazada website. I was pretty sure that I keyed in the correct my Unifi account number. However, the Unifi bill payment on Lazada website was rejected, with the amount being credited back to my credit card (one debiting credit card transaction, followed by one crediting credit card transaction).

The cancellation reason cited on Lazada website is invalid account / max transaction limit. Other than this rejected transaction, I did not make other bill payment on Lazada website. As such, the cancellation reason is weird.
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Yes, there was a short period, the Lazada App allowed Unifi account number only. But my Alphanumeric account numbers were saved earlier so the payments went through. I think Lazada already rectified it, or you may also use Copy (eg from text at Whatsapp) and Paste (Lazada) the account number.

Alternatively try Airpay (Shopee Bill Payment), can get 2x 100 Shopee Coins today.

This post has been edited by ClarenceT: Oct 26 2023, 09:39 AM
ClarenceT
post Oct 26 2023, 12:27 PM

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QUOTE(MGM @ Oct 26 2023, 11:18 AM)
Thanks, so use ikhwan amex to pay unifi @shopee get 8% cb + 200coins(worth rm2) today, better than lazada.
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I just checked.

Correction:
Billing week (26/10-...)
1x 100 coins for Unifi
1x (50 sen) for water
1x 100 coins for electricity (except TNB)

Yesterday Payday special vouchers, I collected 2x 100 coins for 2 Unifi accounts, 100 coins for electricity, 50 coins for water.

Better not to use Amex-i for small amount (eg RM7.50 with 250 coins for 100 new coins) at Shopee bill payment. It may direct debit instead of online.

WARNING: IF you have more than 1 Shopee accounts, use 1 account to pay only (T&C, 1x per household), otherwise all related Shopee accounts may be suspended by Shopee!

This post has been edited by ClarenceT: Oct 26 2023, 12:33 PM
ClarenceT
post Nov 10 2023, 06:15 AM

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QUOTE(baiseliange @ Nov 9 2023, 09:33 PM)
Just to know, which of my transaction was excluded from the cash back categories?

user posted image

user posted image
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1Nov MyTNB (Utilities) should be excluded. You won't get cashback in early December.

Anyway you already achieved RM625 eligible spending to get RM50 CB for Nov (credited in early Dec). No need to spend at Lazada App and Shopee App till 1/12.

This post has been edited by ClarenceT: Nov 10 2023, 07:05 AM
ClarenceT
post Nov 10 2023, 09:44 PM

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QUOTE(Barricade @ Nov 10 2023, 09:17 PM)
user posted image

user posted image

Can anyone let me know why am I not getting a full RM50?
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TM@M2U is not online Amex transaction so no Online CB.
ClarenceT
post Nov 13 2023, 10:31 AM

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QUOTE(Barricade @ Nov 10 2023, 10:28 PM)
Thank you. My mistake, should have pay using shopeepay instead.
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Unifi @ Lazada Bill Payment
LAZADA-EC KUALA LUMPUR MY

Unifi @ Shopee Bill Payment
AirPay Malaysia Sdn Bhd KUALA LUMPUR MY
ClarenceT
post Dec 9 2023, 09:01 AM

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QUOTE(Devil4life @ Dec 9 2023, 08:28 AM)
Nov rebate is in but I didn’t get the full rebate. Only digi. Previously my Shopee paylater and Trip.com there is rebate. But not this round though.

Anyone got same problem with me?
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I got CB from SPayLater - both 21/11 and 27/11.

Any reversed transactions, credit transactions (eg VAT/GST credit)?

This post has been edited by ClarenceT: Dec 9 2023, 09:03 AM
ClarenceT
post Dec 11 2023, 12:41 PM

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QUOTE(rko0504 @ Dec 11 2023, 12:29 PM)
I didn't get full CB as well.

TGV 3
FP 12.9
FP 12
LZD 54.42
FP 32.4
FP 10.9
FP 25.24
FP 57.89
SHOPEE 83.07
SHOPEE 18.26
LZD 8.10
UNIQLO ONLINE 324.5

But only receive 32.10 CB, wonder how they calculate.
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All the transactions posted on 1/11-30/11?
Any credit transactions and reversal on 1/11-30/11?
Check the TreatsPoints you received.
You would get TreatsPoints if direct debit. Don't assume all the transactions are online including Lazada.

This post has been edited by ClarenceT: Dec 11 2023, 12:44 PM
ClarenceT
post Dec 13 2023, 11:21 AM

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QUOTE(hafizredha @ Dec 13 2023, 11:11 AM)
so i want to clarify, the total limit will double or just half from the original limit?

example
maybank islamic card cl= 18k

new limit:
conventional =9k
new islamic card limit =9k
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Maybank Card Centre won't give you another new CL of RM18000.

You cannot convert Islamic CL to Conventional CL.
(Conversion from Conventional to Islamic is possible).
You need to apply for a new CL from Maybank (Conventional).

If you don't offer to reduce/restructure (eg from RM18000 to RM10000+RM8000 any combination) your existing CL, unlikely Maybank will grant you a new CL for Maybank (Conventional) CC. Unless your income has been improved substantially since you got Islamic CL.

Discuss with Card Centre.

This post has been edited by ClarenceT: Dec 13 2023, 11:32 AM
ClarenceT
post Dec 13 2023, 12:16 PM

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QUOTE(hafizredha @ Dec 13 2023, 12:01 PM)
maybe i phrase my sentence wrongly.

i have existing maybank islamic card with 18k CL

yesterday conventional card is approved with the same limit.(i see the CCRIS report for thr granted limit)

i afraid the new card just got half of the existing limit and my islamic card cl will reduce to 9k and another 9k cl go to conventional card.
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Then you secure a NEW credit line of RM18000 from Malayan Banking Berhad.

You already have a credit line of RM18000 from Maybank Islamic Berhad.

You can check the available credit limits at M2U.

This post has been edited by ClarenceT: Dec 13 2023, 12:24 PM
ClarenceT
post Dec 28 2023, 11:38 AM

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QUOTE(MGM @ Dec 28 2023, 10:12 AM)
WTC: does reload to Unifi Mobile Prepaid entitle to get 8% cb for Ikhwan Amex?
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Accept Amex?

You may buy Unifi Mobile Reload PIN at Airpay (Shopee App), pay 75% only, with 25% by Shopee Coins.

This post has been edited by ClarenceT: Dec 28 2023, 11:41 AM
ClarenceT
post Jan 4 2024, 11:18 AM

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QUOTE(syazani43 @ Jan 4 2024, 10:33 AM)
No, already try, get Treatspoints only  sad.gif

user posted image
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You paid at Etiqa Online? Or ask Etiqa to debit your card?

I used M2 AMEX at Motortakaful.com (Etiqa Takaful) last year, went through OTP verification (so Online), got 5% weekend CB (doesn't matter online or offline).

This post has been edited by ClarenceT: Jan 4 2024, 11:19 AM
ClarenceT
post Jan 5 2024, 10:20 AM

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QUOTE(xiaoxiaoshen @ Jan 5 2024, 10:11 AM)
yesterday just renew my car insurance via etiqa and then saw this bad news.  cry.gif
hopefully is falsa alarm. last time my transaction on weekend petrol usage for m2c also need to call CS then they will rectify.
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But someone reported got CB.
Keyword: Etiqa

Transaction yesterday so check your Treatpoints at Maybank2U Web next week. If you earn some Treatpoints, that's mean no online CB

This post has been edited by ClarenceT: Jan 5 2024, 10:22 AM
ClarenceT
post Jan 7 2024, 12:24 PM

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QUOTE(poor_oo @ Jan 7 2024, 11:16 AM)
SPAYLATER REPAYMENT-EC SPKUALA LUMPUR MY will entitle for cash back for Ikhwan Amex 8% cash back?
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Keyword: "SPaylater"
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ClarenceT
post Jan 9 2024, 12:39 PM

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QUOTE(ronnie @ Jan 9 2024, 10:59 AM)
MBB gave me RM48.63
I calculated RM50.63

My hypothesis = RM2.00 cash back is via Food Panda transaction (i did to a new FP merchant)
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You should have received some Treatpoints. From the Treatpoints you received, you may find out which transaction is not online.
P/S: from my experience, Lazada not 100% online.

This post has been edited by ClarenceT: Jan 9 2024, 12:41 PM
ClarenceT
post Jan 31 2024, 02:25 PM

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QUOTE(ronnie @ Jan 31 2024, 02:22 PM)
Speaking From experience?
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Yes.
But very rare, possible from Shopee and foreign transactions.
ClarenceT
post Feb 7 2024, 07:31 AM

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QUOTE(stephanieKingsley @ Feb 6 2024, 11:30 PM)
Another question: so after some search, so payment via Shopee Bills (airpay) not entitled for cashback right? Like if I want to pay UMobile bill and get cashback, need to use thier official app; pay for water then use Air Selangor app; anything that go through Shopee Bill one is no cashback? Like Lazada Bills all those also no cashback? Do I understand it correctly?
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I paid Unifi, IWK, Sarawak Energy at Lazada App and Shopee App (Airpay) and got 8% online CB. They are online transactions and paid to Lazada and Airpay directly.
ClarenceT
post Feb 19 2024, 05:52 AM

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QUOTE(ryuzaki_L @ Feb 18 2024, 11:37 PM)
hi, is it easy to get waiver of credit card annual fee from maybank?
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Very very very rare, almost impossible.

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