Can I know does 6month EzyCash plan is it without interest charged at 8.88% per annum for the current promotion?

Means borrow RM3000 for 6month plan and will make monthly payment of RM500, without additional amount?

Seems like this card better than Maybank SHOPEE ?

What about my existing balance transfer in shopee card? They will conversion as well ?

Any idea how long will it take for conversion ?

As my statement date falls on 6th of the month, not sure will affect or not

Hi, I just got my Platinum Ikhwan Amex card and already used PayWave for the first payment.
Then, I used the Shopee app to pay a bill (Unifi), but it failed. I searched through the thread and found out that AirPay doesn't accept Amex. Okay, so
I used the Lazada app to pay a bill (Unifi payment), but it failed too.
Any idea why?Thanks for help in advance

Using Digi app for reload, same for u?

Been reloading via Shopee all the while, then changed to Digi website last month.

isnt telco 4900 is in the exclusion list?

or maybe telco worngly categorize in 4900(untilitis). which it shall be not excluded for CB.

just receive my amex ikhwan yesterday. if i fully utilize bfore july the CB, i should receive it oso right?

Hi bro, I maybe in the same boat, got my card on 6th June and apparently the statement date for me is every 7 June, which I have requested to change to every last day of the month. In may case, how ah the CB going to be like? I spent quite a bit on the 8th of June. Does it mean I was wrong in requesting for the statement date change which sounds to me that I will now just have a one round of cb for both june and july transactions?

Seems too good to be true. Much better than Gold AMEX 5% CB on weekends only or even Affin Duo Visa 3% CB.

What's the catch with this card?

Auto/direct debit as in it approves the transaction without asking for OTP/code?

Anywhere we can confirm this behaviour? Per past experience, shopper, Agoda and even steam doesn't ask for code when making payment.

Do VISA and MC cards not face the same issue?

Annual Income: RM40k

1. Annual Fee: Preferably no fee, but open to options

2. Card required for:
- Weekly Groceries RM80 to 100,
- Biweekly petrol maybe RM50.
- monthly phone line top-up RM50
- Condo mgt fees
- Shoppee / Lazada occasional gadget and misc purchases
- Occasional Air Ticket and Agoda bookings for overseas trips. Probably once a year.
- Other: Insurance, Car maintenance, restoran, etc
- ewallet topup

3. Existing credit cards (if any): CIMB Cash Rebate Platinum MC

5. Interested in CC from: Any

6. Others: Cashback card preferable. MC or Visa

Maxed out every month? What are you buying to max out the CB?

Thanks for clarifying this.

So the main idea to maximizing the CB is to use:

1. Spaylater / LazPaylater for physical retail purchases (groceries, restaurants, convenience stores, etc)
2. Buy Petrol / Telco / Ewallet Top-up vouchers from Shoppee/Laz using the Pay Later function

And then paying off that balance using the AMEX CC? Anything else I'm missing?

Also, are those Petrol / Telco / Ewallet Top-up voucher legit? (E.g. RM50 petrol for RM48 and RM10 TnG pin for RM9)
If this is the case, I may have to cancel my Ikhwan Gold Card and Affin Duo Visa cards that I just applied for the other day if I am successful in getting the Ikhwan AMEX

The TnG pins sold on Shoppee by sellers.

Hmm. Probably not. I saw petrol petrol and Telco top-up vouchers/pins selling for a little below the voucher value so I presumed it was the same for the TNG pin.

In any case, are the petrol and telco vouchers legit?

My Amex-i below, would I get a deduction of rm3.20 (40x8%) of the rm28 June rebate or
I need to spend 625+40 for the month of July to get rm50 cb for July and with the June rebate unchanged?

07/07/24 CASH REBATE    RM28.00  (350x8%)
06/07/24 Statement date n total spend for JUNE = RM350 (includes the rm40)  
05/07/24 LAZADA-EC KUALA LUMPUR MY  REFUND    RM40.00
26/06/24 LAZADA-EC KUALA LUMPUR MY   RM40.00

I got zero TP for all my Ikhwan cards, all only do cb txn.
Just to confirm, the credit txn of rm40 on 5July listed online will be counted in my July Spending , so I need to spend another 625+40 for July?

I read those but confused cos dont understand why rm264 & rm280 cb when it was capped at rm100/month