QUOTE(peja5081 @ May 17 2023, 11:55 AM)
You didn't settle your statement balance in full by the due date.Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
|
|
May 17 2023, 12:08 PM
Return to original view | IPv6 | Post
#201
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
|
|
|
|
|
|
May 17 2023, 12:21 PM
Return to original view | IPv6 | Post
#202
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(peja5081 @ May 17 2023, 12:13 PM) You made payment at m2u so it was credited on the same day.Did you pay >= Statement balance? both 15/3 & 15/4. What are your statement balance on 15/3 and 15/4? How much did you pay on ?/4 and 3/5? |
|
|
May 17 2023, 12:43 PM
Return to original view | IPv6 | Post
#203
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(peja5081 @ May 17 2023, 12:37 PM) Statement balance 17% p.a. charge on your new transactions as well, not limited to the unpaid amount.15/3- rm 64 (forgot to pay) 15/4-rm 1030.16 Late charge rm 10 Grab -22 Total 96 Make payment on 10/4 rm96 Lzd 1030 Mngm charge 0.16 15/5-rm 9.13 Shoppe 99.29 Lzd -42.28 Lzd -12.52 Total- 154.09 Payment on 3/5- rm 154.25 Mngm charge 9.13 Late payment only on march statement and already got penalty still charge management charges? |
|
|
May 17 2023, 01:10 PM
Return to original view | IPv6 | Post
#204
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(peja5081 @ May 17 2023, 12:50 PM) Since you didn't settle the statement balance in full by 4/5, all you new transactions posted in 15/5 statement kena charge, at 17% per annum from transaction date to 15/5.P/S: Lazada at "18/4" - a new retail transaction (but in Credit instead of Debit) issued by Lazada, not reversal of original transaction posted before 15/4. This post has been edited by ClarenceT: May 17 2023, 01:14 PM |
|
|
May 17 2023, 01:35 PM
Return to original view | IPv6 | Post
#205
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(Human Nature @ May 17 2023, 01:24 PM) It is MasterCard not Amex. So Lazada and Shopee no CB as well. Human Nature liked this post
|
|
|
Jun 3 2023, 08:10 AM
Return to original view | Post
#206
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
|
|
|
|
|
|
Jun 9 2023, 12:33 PM
Return to original view | IPv6 | Post
#207
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
|
|
|
Jun 9 2023, 01:36 PM
Return to original view | IPv6 | Post
#208
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(rko0504 @ Jun 9 2023, 12:47 PM) No difference from other Lazada transactions.Only happened to me once, credit limit not deducted, no SMS/notification from Maybank, Lazada didn't charge the Amex account till end of the day. P/S: I got Treatpoints instead of Cashback. This post has been edited by ClarenceT: Jun 9 2023, 01:38 PM |
|
|
Jun 9 2023, 02:11 PM
Return to original view | IPv6 | Post
#209
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
|
|
|
Jun 9 2023, 06:26 PM
Return to original view | IPv6 | Post
#210
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(Human Nature @ Jun 9 2023, 05:06 PM) If bigger amount, it may trigger OTP verification.Use SPayLater to pay bills, +1.5% charge but payment to settle SPayLater always trigger OTP verification. This post has been edited by ClarenceT: Jun 9 2023, 06:29 PM |
|
|
Jun 13 2023, 08:27 AM
Return to original view | Post
#211
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(ScrappyCoCo @ Jun 12 2023, 11:43 PM) Hi, may i know whether this Maybank Islamic Ikhwan AMEX 8% cashback trick through buying Lazada Reload PIN still works? If yes, does it limit to only weekend only cashback like Maybank 2 Card? Ikhwan Amex Mon-Sun, not limited to weekend. Online transactions NOT including M2U bill payment, Jompay/FPX, direct debit. Transactions at Lazada including purchases of physical goods and digital goods (eg bill payment, food voucher, TNG PIN voucher, Shell/Petronas/Petron voucher) but excluding top up Lazada Wallet. I had used Ikhwan Amex / PB VS for Lazada transactions in the past few months, only 1 out of hundred was channelled to Direct Debit (no online CB but earned Treat points), the rest still went through online verification without OTP. This post has been edited by ClarenceT: Jun 13 2023, 08:29 AM ScrappyCoCo liked this post
|
|
|
Jun 13 2023, 01:56 PM
Return to original view | Post
#212
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(ScrappyCoCo @ Jun 13 2023, 01:29 PM) Not bad what this Ikhwan AMEX. It gives 8% cashback everyday instead of 5% weekend cashback from m2card amex. It was not a cashback card but gave more Treat points. I used Ikhwan Amex (2008-2011) till M2 Amex was launched in 2011. Wonder y this card not as famous as m2card amex 8% online CB for Ikhwan Amex began on 12/12/2022. You might have overlooked it. This post has been edited by ClarenceT: Jun 13 2023, 01:57 PM ScrappyCoCo liked this post
|
|
|
Jun 14 2023, 08:19 AM
Return to original view | Post
#213
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
|
|
|
|
|
|
Jun 14 2023, 10:39 AM
Return to original view | IPv6 | Post
#214
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(xiaoxiaoshen @ Jun 14 2023, 10:13 AM) i had asked twice before Lazada paylater entitle cb? when no answer then you need to try yourself. Description same but the mode of payment can be different, I.e.. Online or Debit.i believe answer is yes. lazada paylater is same description with buying the TNG pin, whereas top up is not entitle for CB. ![]() (#4595) This post has been edited by ClarenceT: Jun 14 2023, 10:40 AM xiaoxiaoshen liked this post
|
|
|
Jun 16 2023, 06:40 AM
Return to original view | Post
#215
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(Ancient-XinG- @ Jun 16 2023, 06:25 AM) Generally, Maybank / Maybank Islamic only give monthly CB >RM1. But not sure if it applies to Ikhwan Amex or not.If yes, you need to spend >RM12.5 /month (not per transaction). For M2 AMEX, >RM20 monthly spending during weekends. Also, if you are worried, it is not so difficult to spend >RM100/month. |
|
|
Jun 16 2023, 10:00 AM
Return to original view | Post
#216
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(ronnie @ Jun 16 2023, 09:41 AM) LAZADA-EC LAZADA-TOPUP-EC no CB ya because it is an E-wallet transaction!LAZADA-TOPUP-EC Does the above merchant name consider as ONLINE spends under MBB Ikhwan Platinum ? Both transactions were based on saved card details on Lazada. For LAZADA-EC, Depends on the debit method used by Lazada (beyond your control), MOST MOST MOST of time Lazada still kiasu so still go through online even without OTP verification. Possible but rare, Lazada take risk to use Direct Debit then no online CB. This post has been edited by ClarenceT: Jun 16 2023, 10:07 AM |
|
|
Jun 17 2023, 08:26 AM
Return to original view | Post
#217
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(kart @ Jun 17 2023, 07:58 AM) After paying for the purchase of TnG reload pin with Ikhwan Amex in Lazada website, where can I see the TnG reload pin, so that I can key in the pin in TnG eWallet? Your email or "Messages" at Lazada App. Redeem it immediately, don't keep.Sorry, I have no prior experience of buying the TnG reload pin in the website. Thank you. kart liked this post
|
|
|
Jun 20 2023, 12:46 PM
Return to original view | IPv6 | Post
#218
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(ClarenceT @ Nov 23 2022, 09:36 AM) If you don't give up existing credit limit (Maybank), most most likely Maybank Islamic will reject your application. Eg Maybank already give you RM20000 credit limit, don't expect Maybank Group Card Centre will be so generous to give another RM20000 for Maybank Islamic CC. If you are willing to give up the existing credit limit from Maybank (Conventional Banking) in full, fill the following form, 99% you will get the Maybank Islamic CC, the existing Maybank CC will be automatically terminated when you receive new CC, you debt at Maybank will be automatically transferred to new card (Maybank Islamic). (Note: apply via email) https://www.maybank2u.com.my/iwov-resources...rsion_new09.pdf If you want to keep both Maybank(Conventional) and Maybank Islamic cards, write a proposal to Maybank Card Centre, say Maybank RM15000 + Maybank Islamic RM5000, cut RM5000 from existing credit limit at Maybank, convert this to Maybank Islamic credit limit. 90% you will get the new card (Maybank Islamic). (Note: apply via email, with application form for new card) QUOTE(ahpan03181 @ Jun 20 2023, 12:40 PM) |
|
|
Jun 20 2023, 01:01 PM
Return to original view | IPv6 | Post
#219
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(ahpan03181 @ Jun 20 2023, 12:52 PM) I also wondering why my application being rejected..i have 120k annual income with no debts and good payment record.. Don't apply at M2U. If RM120000, If you apply for Visa Infinite, Artificial Intelligence may approve it; but if you apply for low-end CC, you may get rejected. |
|
|
Jun 20 2023, 02:17 PM
Return to original view | IPv6 | Post
#220
|
![]() ![]() ![]() ![]() ![]() ![]() ![]() ![]()
All Stars
14,905 posts Joined: May 2015 |
QUOTE(BuKeYi @ Jun 20 2023, 02:11 PM) Some programmers added some funny logics so A.I. can work smarter.It is like you go to bank website, key in your income, you won't get recommended to apply for some low-end CCs or basic accounts. This post has been edited by ClarenceT: Jun 20 2023, 02:23 PM |
| Change to: | 0.0859sec
0.36
7 queries
GZIP Disabled
Time is now: 28th November 2025 - 07:08 AM |