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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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cybpsych
post Jan 28 2017, 11:12 AM

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QUOTE(szaku89 @ Jan 28 2017, 10:33 AM)
can buy it via cc?
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nope, so far nobody reported can buy using cc.

u can try asking the staff there.
cybpsych
post Jan 29 2017, 12:18 PM

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my usual petronas also offline. luckily didn't waste time hunting other petronas stations.
cybpsych
post Jan 30 2017, 12:15 PM

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QUOTE(Super Saiya @ Jan 30 2017, 10:55 AM)
thanks. just google. dont see any benefit of this gift card.
better use cc or cash.
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QUOTE(Super Saiya @ Jan 30 2017, 10:59 AM)
just read the first page, there is another ikhwan cc, but now on visa with petronas.
i have ikhwan master card, got it last year when bank call and sent to me.
how do you guys get ikhwan visa ?
possible to have both cards ikhwan mastercard and visa petronas?
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just [SEARCH] from this topic, everything is there for you to READ.

Ikhwan Visa Petronas...


advantages:
- 8% cashback for Petronas spending.
- 8% cashback if reload TNG or Petronas Gift Card or pay certain bills at Petronas stations.

disadvantages:
- Petronas spending only, other petrol brands/stations not eligible. <-- if you sworn your life not to use Petronas, then use Ikhwan Mastercard on Fri/Sat for 5% cashback instead. biggrin.gif
- 8% cb on weekends only, Sat & Sun. 1% if on weekdays.
- super-limited Petronas stations that accept cc to reload TnG or Petronas Gift Card or pay certain bills.

gift card is useful IF you cannot wait until weekend to pump petrol. so, reload the gift card using visa ikhwan petronas, then pump petrol from gift card on any days.

due to very limited petronas stations that allow gift card reload using cc, it would save your travelling cost going to that particular stations to reload. Again, [SEARCH] this topic for that petronas location.
cybpsych
post Jan 31 2017, 09:51 AM

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QUOTE(HeReLiSm @ Jan 30 2017, 11:52 PM)
is there any PETRONAS station in Klang Valley that accepts bill payment such as TNB, Celcom, Astro and etc?  hmm.gif
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[SEARCH] this topic by using keywords "pay bills", you will find the answers by RokXIII
cybpsych
post Feb 3 2017, 11:04 AM

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QUOTE(sms2u @ Feb 3 2017, 10:52 AM)
some bank did practise to send the zing card together some credit card (like cimb and BSN). so far never heard maybank did it.

Which maybank credit card u refer to?
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the answer of which card is above the post you quoted from.
cybpsych
post Feb 7 2017, 10:52 AM

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QUOTE(raclette @ Feb 7 2017, 10:50 AM)
got. 8% cb on saturday sunday but with petronas outlet only.
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again, no grocery rebate mah.

get both cards is much better. best of both worlds. treat them as Ikhwan M2Cards laugh.gif
cybpsych
post Feb 9 2017, 11:33 AM

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QUOTE(lancer193 @ Feb 9 2017, 11:27 AM)
Apply for Ikhwan Visa on Tuesday. Got approved on the same day.

Just received my card by pos today!

Maybank is very efficient hahah
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nice! weekend is near brows.gif

where and how did u apply? surprisingly fast delivery.

This post has been edited by cybpsych: Feb 9 2017, 11:33 AM
cybpsych
post Feb 15 2017, 10:45 AM

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QUOTE(adamhzm90 @ Feb 15 2017, 10:43 AM)
only x1 tp rite. macam not worth it je. thanks
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of course not worth it la.

want earn cb, gotta do some manual work.
cybpsych
post Feb 15 2017, 05:53 PM

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QUOTE(Ramjade @ Feb 15 2017, 05:41 PM)
Is there any new Maybank CB promo that I don't know about? My sis received more cashback then what's she spend with her Maybank Ikhwan Gold mastercard.
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screenshot the cashback transactions.
cybpsych
post Feb 16 2017, 07:36 AM

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QUOTE(WIS9000 @ Feb 15 2017, 10:19 PM)
hi all,

just curious.

Is the cash back eligible for all 99Speedmart branches? Or it is dependent on the card terminal the branch has?
Anyway to identify their category / eligibility for the CB before swiping or testing by trial and error?
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which card u referring?

if mbb ikhwan mastercard, yes 99speedmart is using GROCERY MCC on its terminal.
if mbb ikhwan visa petronas, NO cashback at 99speedmart.

list of merchants vs MCC at https://forum.lowyat.net/topic/3711577

QUOTE(lancer193 @ Feb 16 2017, 12:04 AM)
They take 1% service charge? Or rm2 flat for any amount?
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1% surcharge but rounded-up to multiple of RM1.

means, better to perform multiple of RM100 transactions, not odd numbers eg RM150/120/170 because surcharge will be rounded-up to RM2.

see below example of my tng reloads at that station.

user posted image
cybpsych
post Feb 21 2017, 07:19 AM

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QUOTE(drbone @ Feb 20 2017, 11:00 PM)
To share, for the Petronas card with 8% CB return, only 3 transactions a day is allowed, in some cases if more than 3 transactions are done in a day, the next one can only be done after 24 hours.
Confirmed with CS regarding this.
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not just petronas/mbb cards, there are specific rules when it come to petrol pump, by any cards at any petrol stations.
cybpsych
post Feb 26 2017, 08:26 PM

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QUOTE(HeReLiSm @ Feb 26 2017, 08:14 PM)
Do you know if we can pay Celcom and Astro bills as well there?  hmm.gif
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both can
cybpsych
post Mar 3 2017, 05:05 PM

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QUOTE(extinct_83 @ Mar 3 2017, 04:55 PM)
Perhaps the new revision of the AMEX card not as good as we thought - finance charges from 8.88 to 15% p.a. See for more info: http://www.maybank2u.com.my/WebBank/M2C_newbenefits.pdf
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a good spender and paymaster shouldn't get charged by those.

This post has been edited by cybpsych: Mar 3 2017, 05:06 PM
cybpsych
post Mar 3 2017, 06:56 PM

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QUOTE(chiahau @ Mar 3 2017, 05:06 PM)
By default Islamic MBB is already 15% PA what? laugh.gif

Does not affect me in any way at all.
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he was referring to m2card anyway.

also doenst matter the finance charge. MBB set to 30% also I'm not worried.

as long as u r a good paymaster, finance charges would not "meet" you brows.gif

This post has been edited by cybpsych: Mar 3 2017, 06:57 PM
cybpsych
post Mar 9 2017, 02:14 PM

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QUOTE(fizfaziq @ Mar 9 2017, 02:13 PM)
Hehe. I should be enough.. I dont like too have many cc.  biggrin.gif

Mastercard for any petrol station?
Visa 8% on petronas, how about others petrol station?

Oh ya.. I saw mastercard got umrah/holiday package lucky draw.. still ongoing?
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mastercard 5%: any petrol brand

visa 8%: only petronas
cybpsych
post Mar 11 2017, 10:05 PM

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QUOTE(AskarPerang @ Mar 11 2017, 09:15 PM)
Sorry newbie question. First time using CC card for petrol.
Just swipe Petronas Ikhwan card but got a message RM200. Check online nothing been shown yet. Will need to wait working day for actual amount to be reflected right?

And this amount will be the outstanding amount for the CC. How many days I have to clear this before being penalized the hefty interest?
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u clear your oustanding according to statement.

refer the payment due date stated in the statement (page 1, top-right or M2U).

pay the billed amount on or before due date.


cybpsych
post Mar 12 2017, 04:28 PM

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QUOTE(lwaiyeap @ Mar 12 2017, 03:04 PM)
Guys, is hero can get 5% CB?
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which card?
cybpsych
post Mar 13 2017, 07:30 AM

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QUOTE(lwaiyeap @ Mar 13 2017, 07:23 AM)
Hero is a shop like speedmart
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i asked which card you're using.

if ikhwan mastercard, yes, eligible for Grocery cashback.
if ikhwan visa petronas, no, not eligible for cashback.
cybpsych
post Mar 15 2017, 02:10 PM

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QUOTE(zstan @ Mar 15 2017, 01:58 PM)
For groceries right, do all supermarkets qualify? or they have to register with Maybank only can
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all supermarket with Grocery MCC
cybpsych
post Mar 15 2017, 02:15 PM

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Maybank Islamic MasterCard Ikhwan Card-i Campaign Winners Announcement [ Maybank ]

We are pleased to announce the UMRAH WEEKLY winners of Maybank Islamic MasterCard Ikhwan Card-i campaign.

Click here for list of Umrah Weekly winners

Congratulations to all winners and thank you for your support!

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