Yes can.

Why don't just apply at Maybank card Center ? no idea in Maybank branches

You can option to collect the card from card Center too

Every card application will trigger the bank to do a ccris inquiry - which will somehow lower your score slightly.
Got to know this when doing research on ctos, ccris and credit scoring.
So if one is worried about ccris and credit score, do a check yourself may prevent an inquiry which may lower your credit score even more.

Amex need to buy item rm20 then only entitled cb, how about ikhwan MasterCard ? Just now bought something rm16 at tesco not sure get cb or not.

AMEX min rm1 and total transaction rm20 in a month, should be applicable to Ikhwan as well. refer below
https://forum.lowyat.net/topic/4078818/+2740#

Let's say my previous bill cycle is RM 1,000 and I have paid this amount. Now I have spent another RM 200 in this new cycle and yet to pay.

I should be seeing
Statement Balance: RM 1,000
Outstanding Balance: RM 200,
am I correct?

Should the statement balance showing RM 1,000 or RM 0?

Statement balance will not be updated till next bill cycle.

That'll clear my doubts. Thanks!

sj0217 fruitie

I already apply the card online via Maybank2u yesterday. How long do I have to wait for the approval?

If you completed the application in full (uploaded supported documents), they should be in touch with you within same working day or approval/rejection SMS on the same day, too. This is from my experience.

Yup done upload all the document and completed the application around 4-5pm yesterday. Hoping that I'll get the approval by tonight

Yes, the approval email or SMS will come within the same day.

Alright it's already listed under my Account & Banking, but i still havent receive any emel or sms

free picture hostingcertificity.com

so now need to wait for the card to arrive at my address right?

didnt apply for Visa too?

can get 8% cb

Haha ayam ride motor kapcai only RM6 full tank no need la that visa.

Yes, now just wait for the arrival. Should be quite fast, fastest is next day.

I'm gonna ask you a really really noob question here since this is my first credit card and I apply this solely for the purpose to strengthen my credit history since i got no debt at all.

1) Do i need to decrease my credit limit to 1-2k? Some people advise me to lower the credit limit.

No need la. Just accept what it gives since you want to build credit history.

Alright thanks so much for the answer !

nice! just pumped 95 using ikhwan petronas visa card + mesra card

This post has been edited by cybpsych: Apr 23 2017, 09:59 PM