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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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ClarenceT
post Nov 23 2022, 09:24 AM

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QUOTE(Wolgie @ Nov 23 2022, 09:22 AM)
All person can apply or only Islam?
AMEX can use for FoodPanda too..(always use in weekend now for quote)
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Do you want to keep existing Maybank CC?


ClarenceT
post Nov 23 2022, 09:36 AM

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QUOTE(Wolgie @ Nov 23 2022, 09:25 AM)
If can, better.
As now i using PlatinumAmex2card. Visa less use but i know cannot cancel.
So only AMEX using
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If you don't give up existing credit limit (Maybank), most most likely Maybank Islamic will reject your application.
Eg Maybank already give you RM20000 credit limit, don't expect Maybank Group Card Centre will be so generous to give another RM20000 for Maybank Islamic CC.

If you are willing to give up the existing credit limit from Maybank (Conventional Banking) in full, fill the following form, 99% you will get the Maybank Islamic CC, the existing Maybank CC will be automatically terminated when you receive new CC, you debt at Maybank will be automatically transferred to new card (Maybank Islamic). (Note: apply via email)
https://www.maybank2u.com.my/iwov-resources...rsion_new09.pdf

If you want to keep both Maybank(Conventional) and Maybank Islamic cards, write a proposal to Maybank Card Centre, say Maybank RM15000 + Maybank Islamic RM5000, cut RM5000 from existing credit limit at Maybank, convert this to Maybank Islamic credit limit. 90% you will get the new card (Maybank Islamic). (Note: apply via email, with application form for new card)

This post has been edited by ClarenceT: Nov 23 2022, 09:39 AM
ClarenceT
post Nov 23 2022, 09:46 AM

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QUOTE(Wolgie @ Nov 23 2022, 09:25 AM)
So everyone can apply?  rclxm9.gif
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Everyone can eat Halal food right? Not limited to the Muslims only.

You can apply together, shared credit limit from Maybank Islamic Bhd.
(1) Maybank Islamic Visa-i for 8% CB at Petronas (not including Setel), on SATURDAY and SUNDAY.
(2) Maybank Islamic Mastercard-i for 5% CB at Groceries and Petrol (any petrol stations not limited to Petronas), on FRIDAY and SATURDAY.
(3) Maybank Islamic Amex-i, 8% CB at ONLINE transactions such as Lazada, Shopee, Buying MAS/AirAsia/Malindo flight ticket (not sure MYAirline yet).

This post has been edited by ClarenceT: Nov 23 2022, 09:50 AM
ClarenceT
post Nov 23 2022, 01:17 PM

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QUOTE(Barricade @ Nov 23 2022, 01:08 PM)
Maybank just rejected my application for this islamic card. Weird. I already have existing maybank card like KrisFlyer, Shopee and AMEX. Maybe Islamic is different entity?
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Give up all your credit cards issued by Malayan Banking Berhad, convert your existing limit to Islamic credit limit. 99% you will get the Maybank Islamic CC.

https://www.maybank2u.com.my/iwov-resources...rsion_new09.pdf
https://www.maybank2u.com.my/iwov-resources...wanCard-FAQ.pdf
https://www.maybank2u.com.my/iwov-resources...listEnglish.pdf

Please note you cannot convert from Islamic CL to Conventional banking in the future, you need to apply.




ClarenceT
post Nov 23 2022, 02:27 PM

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QUOTE(blackseed202 @ Nov 23 2022, 02:08 PM)
hi there
how do you maximise the groceries cashback for the mastercard? what do you buy and at which supermarket?
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Buy groceries lah. Don't expect free cash from Maybank Islamic if you don't want to spend.
Haha, I repeat the same answer to you, help people to pay at the counter/pump!

Places with Groceries MCC
Econsave, Giant, Cold Storage, Aeon Supermarket, Aeon Big. Not sure on Lotus's but Tesco Yes.
Everrise, CS Mini Market, Everwin, Lepapa, H&L, D Valley.

If you have only Maybank Islamic Mastercard, it is not so difficult to spend RM1000 on Petrol & Groceries every month.
If you have too many ewallets and credit cards, you better give up this card, because other ewallets or credit cards may give you more than 5% savings.

This post has been edited by ClarenceT: Nov 23 2022, 02:29 PM
ClarenceT
post Nov 23 2022, 02:39 PM

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QUOTE(Human Nature @ Nov 23 2022, 02:33 PM)
Interesting. Is gov transactions considered for cash back?
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TNG PINs are now delisted at Lazada.
Otherwise buy TNG PIN to top up TNG wallet, then use TNG Visa Card or Duitnow QR to pay for Government-related transactions. biggrin.gif

Pay bills at Lazada!

This post has been edited by ClarenceT: Nov 23 2022, 02:39 PM
ClarenceT
post Nov 23 2022, 02:58 PM

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QUOTE(Human Nature @ Nov 23 2022, 02:54 PM)
Hope Maybank process and send out the card fast. Need to catch an online payment due 31st Dec  biggrin.gif

Ya, too many online cards at disposal already.
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If you are still holding a Maybank CC, avoid it. You may end up paying RM25 SST for financial year 2022. My opinion, don't know it is true or not.

Refer to #3586

This post has been edited by ClarenceT: Nov 23 2022, 02:59 PM
ClarenceT
post Nov 23 2022, 03:05 PM

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QUOTE(Human Nature @ Nov 23 2022, 03:04 PM)
Safe, no other Maybannk card  laugh.gif
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Then your card expiry will be 11/xx or 12/xx.
ClarenceT
post Nov 23 2022, 03:21 PM

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QUOTE(Human Nature @ Nov 23 2022, 03:07 PM)
How fast can Maybank process and deliver the card nowadays?
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Effective 12/12 lah, no hurry.

It is an old card launched in 2007-2008, when Maybank Islamic Bhd was established. I was one of the early takers of Maybank Islamic Visa and Amex (2008)

This post has been edited by ClarenceT: Nov 23 2022, 03:24 PM
ClarenceT
post Nov 23 2022, 03:42 PM

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QUOTE(Human Nature @ Nov 23 2022, 03:29 PM)
Haha i am a bit of a hurry as have a big online fee to settle by 31st Dec
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Lazada 12/12 and Shopee 12/12

Maybank M2 Amex not good because 12/12 is Monday.

This post has been edited by ClarenceT: Nov 23 2022, 03:44 PM
ClarenceT
post Nov 24 2022, 04:40 AM

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QUOTE(Ramjade @ Nov 24 2022, 02:03 AM)
Can you use this to pay maxis online and get 8% cashback?
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You check yourself if it accept Amex, I don't have Maxis Postpaid/Fibre account.
But Hotlink Maxispay - Visa or MasterCard only.

This post has been edited by ClarenceT: Nov 24 2022, 04:43 AM
ClarenceT
post Nov 24 2022, 08:00 AM

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QUOTE(Ramjade @ Nov 24 2022, 07:37 AM)
Maxis online accept amex. Btw this amex card is it like Maybank 2 amex where cashback only on  weekends or applicable anytime of the week?
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https://www.maybank2u.com.my/maybank2u/mala...s-revision.page

Can you find Weekend, Friday, Saturday or Sunday?

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Ramadhan and Syawal months.
22/3/23 - 20/5/23 ? Then CB how to calculate?
March/April/May all RM100/month? Or only April?
Monthly CB follows Islamic Calendar? (Ikhwan Visa and MasterCard use Georgian calender)

This post has been edited by ClarenceT: Nov 24 2022, 08:06 AM
ClarenceT
post Nov 25 2022, 08:58 AM

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QUOTE(victorian @ Nov 25 2022, 08:15 AM)
Anyone know what to do of application rejected by Maybank? Already have three cards with Maybank.
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Rejected by Maybank Islamic Bhd, not Malayan Banking Berhad. They are legally separated entities, ie different banks.

#3591 & #3595

This post has been edited by ClarenceT: Nov 25 2022, 09:02 AM
ClarenceT
post Nov 26 2022, 04:22 AM

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QUOTE(sg8989 @ Nov 26 2022, 01:39 AM)
Anyone try to pay gov (MPSJ) at lazada? the card chare to lazada or MPSJ? hihihi biggrin.gif
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I no longer pay MPSJ bills.
Most likely you pay to Lazada, Lazada Anypay will pay to MPSJ.

This post has been edited by ClarenceT: Nov 26 2022, 05:55 AM
ClarenceT
post Nov 26 2022, 08:58 AM

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QUOTE(blackseed202 @ Nov 26 2022, 08:21 AM)
Should i wait for 12 dec to activate my amex ikhwan or can activate now?
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If new card member to Maybank Group CC, expiry 11/**, no difference.
ClarenceT
post Dec 7 2022, 04:12 PM

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QUOTE(fruitie @ Dec 7 2022, 01:07 PM)
The only drawback is not many online sites accept AmEx. I mean the usual ones which we use. I know Lazada, Foodpanda, Grab, Fave etc. Anything else?
Good thing is my bills which I'm using M2AmEx now can be shifted to this card.
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Malaysia Airlines, AirAsia AK/D7, Malindo

Agoda - not sure online or direct debit.

QUOTE(Ramjade @ Dec 7 2022, 01:16 PM)
Insurance website? I think still can get 8% cashback on insurance.
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For Maybank M2 Amex, yes 5% weekend CB for Etiqa Takaful (travel insurance, car insurance, motortakaful.com). Other insurers don't accept Amex at their own platform.

This post has been edited by ClarenceT: Dec 7 2022, 04:16 PM
ClarenceT
post Dec 8 2022, 02:37 PM

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QUOTE(Ramjade @ Dec 8 2022, 11:17 AM)
No I dont know. That's why I asked.
Why 12 Dec? Anything special?
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21 days prior notice to users so the earliest is 12/12.
Not all the existing users like it.

This post has been edited by ClarenceT: Dec 8 2022, 02:40 PM
ClarenceT
post Dec 15 2022, 05:14 PM

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QUOTE(premier239 @ Dec 15 2022, 04:38 PM)
other than common e-commerce web like lazada, shopee, zalora, etc

are there any other webs that are good to utilize this?
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AirAsia
Malaysia Airlines
Etiqa / Etiqa Takaful (including Motortakaful.com)
ClarenceT
post Dec 19 2022, 11:40 AM

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QUOTE(mamamia @ Dec 19 2022, 11:30 AM)
Is it common that card application via M2U will be rejected? As per checking with call centre, rejected due to credit score not fulfilled their requirement. I’ve m2card Amex card, trying to apply the Islamic Amex card, but received this sms today after 2 days of online application via M2U. Call centre ask me to reapply after 3 months, I asked if I can split my credit limit from conventional to Islamic, the CS can’t confirm. Anyone can share their experience?

RM0 MBB:We regret to inform that we are unable to accede to your card application. Thank you for your interest shown.
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Give up your M2 AMEX and convert your credit line to Islamic.
99% approve. smile.gif
ClarenceT
post Dec 20 2022, 11:17 AM

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QUOTE(Human Nature @ Dec 20 2022, 11:07 AM)
haha this consoles me, at least I know my finance is not exactly the culprit
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Apply a Maybank CC, get the credit line from Maybank. Later convert to Islamic. smile.gif

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