https://www.maybank2u.com.my/maybank2u/mala...num_card_i.page?

Submit the conversion form to Card Centre.
Read FAQ.

Please note Maybank Islamic don't offer Maybank-Shopee credit card. You need to choose Ikhwan Visa/Mastercard/Amex.

This post has been edited by ClarenceT: Sep 18 2020, 05:17 PM

Ikhwan MasterCard only
AND
Friday or Saturday only.

You don't have a credit limit from Maybank Islamic, how to add card?

Maybank allow you to convert your existing credit limit with Maybank to a new credit limit with Maybank Islamic. You still can use your existing Maybank CC till you activate the new CC from Maybank Islamic, all the outstanding balance will be transferred to Maybank Islamic automatically.

https://www.maybank2u.com.my/iwov-resources...rsion_new09.pdf

https://www.maybank2u.com.my/iwov-resources...wanCard-FAQ.pdf

https://www.maybank2u.com.my/iwov-resources...listEnglish.pdf

Legally Malayan Banking Berhad and Maybank Islamic Berhad are 2 different banks.

Maybank Islamic Berhad can't charge you credit card interest even you don't pay the full statement amount by the due date. However, Maybank Islamic will not give you full "discount"/"rebate" from the "Monthly Management Charge" (RM7500 for Gold or RM15000 for Platinum).

This post has been edited by ClarenceT: Dec 17 2020, 11:27 AM

MCC Not halal?

it is haram to charge you "bank interest" in Islamic Banking. So you won't get charge of bank interest.
However, there is a "Fixed Monthly Management Charge", RM7500 for Gold card and RM15000 for Platinum card.
If you settle the statement balance by the due date, you will get full rebate/"gift". Eg Platinum RM15000 (charge) - RM15000 (rebate).
So if you don't pay the statement balance in full, you will get less on rebate/"gift". Eg your rebate is RM14900 only, you will see a "Actual Monthly Management Charge" of RM100 (due to RM15000-RM14900).

If you want to know how to calculate the actual monthly charge...
https://www.maybank2u.com.my/WebBank/MCard-Ikhwan-PDS.pdf
https://www.maybank2u.com.my/iwov-resources...-Ikhwan-TnC.pdf


This post has been edited by ClarenceT: Feb 5 2021, 09:24 AM

Then show your January statement.

Settle your outstanding amount immediately, the "management charge" is still being accumulated everyday and appear on 24/2.

Yes, February quota, CB credited on 1/3.

If transactions were not posted, how Maybank could give you CB on 1/2?
SC allow the transaction to be posted in the first week of the following month, but CB is credited a few weeks later.

Your income -> Maybank or Maybank Islamic will give you 1x credit limit. You won't get 2x credit limit from Maybank and Maybank Islamic.

However, you may consider spilt the credit limit into 2 credit lines, 1 each from Malayan Banking Bhd (conventional) and Maybank Islamic Bhd.

Eg your monthly income RM5000, Maybank Group may give you a credit limit RM15000, so you get RM15000 credit limit for Maybank (conventional) credit cards. There is no room to get another RM15000 for Maybank Islamic CC. However, you may request RM10000 for Maybank conventional and RM5000 for Maybank Islamic CC. Talk to Maybank Card Centre.

If you top up Setel, it is an ewallet. Zero Cashback/Treatpoint for ewallet transaction.
If you use CardTerus, it is a petrol transaction but it is not a Petronas transaction (PS / PSS) so you won't get Petronas CB.

Setel is not Petronas.

This post has been edited by ClarenceT: Jul 25 2021, 07:04 AM

You still can use the old card, assume you have not received the new card. Don't activate the new card till October, but you will be receiving reminders from Maybank.

Check your M2U card account every few days.
You will notice something different when the replacement card is issued. You will keep on receiving sms from Maybank to activate the replacement card.

This post has been edited by ClarenceT: Jan 13 2022, 01:43 PM

Request to cut CL limit also very fast. Just need to send a letter to Card Centre requesting reduction of CL to RMxxxx, no questions asked.

Respect lah.
Don't use a halal card to buy something haram.

Ikhwan Mastercard?
If yes, 5% cashback on FRIDAY OR SATURDAY (not Saturday and Sunday)
Any petrol stations.

A lot of people are still buying petrol with cash.
Just stay at petrol station, help people to pump petrol, or work with the cashier. Pay 1% back to the driver or cashier, they will thank you.

This post has been edited by ClarenceT: Nov 8 2022, 01:58 PM

Take both.
8% good for Lazada and Shopee. Not limited to weekend. But unfortunately for ONLINE transactions only.
Another consideration is SST charge, it is better to get a credit card in a new year.

Yes for Lazada Bill payment
- Unifi, Astro, IWK, Telco (except Maxis), Water, Electricity (except TNB)
- PB Mastercard and Lazada Wallet may give you more than 8% discount/rebate.

You can't use Amex to pay digital goods at Shopee App (this submodule is handled by Airpay Malaysia, sister company of Shopee Malaysia). You need to find a seller at Shopee platform to help you to pay the bills, of course there is a cost.
Currently some people (not all) may be able to use Spaylater to pay digital goods at Shopee App and some Shopeepay merchants, with 1.5% upfront charge by Seamoney Capital Malaysia. At this moment, you may use Amex to settle Spaylater debt, so around 6.5% savings if 8% CB from Maybank Islamic.

This post has been edited by ClarenceT: Nov 22 2022, 06:24 AM

If I am not wrong, all the new and existing CC from Maybank & Maybank Islamic will have same expiry month.
If you activate the new CC in Dec 2022, you will see the SST on 1/1/23 (but it is for fiscal year 2022 because the activation is performed in 2022), lets say your anniversary date is 06/XX, you will get another SST on 1/7/23 (fiscal year 2023).
If you get and activate the card in Jan 2023, the activation SST will be billed on 1/2/23 and next anniversary SST will be on 1/7/24, because Kastam collect once only in a fiscal year.
Not sure it is true or not now, but based on my past experience (Maybank Islamic Visa+Amex in 2008, changed to Maybank M2 Vista+Amex, added FCB Visa in 2017, SST 1.0 when changed from Maybank Islamic CC to Maybank M2 CC)


It is not a new card, but revise card features only. So old rules still apply, no CB on Govt, E-wallet, utilities transactions. Still not sure pay bill at M2U is considered online or not (Maybank M2 Amex gives 5% doesn't matter it is online or not).

This post has been edited by ClarenceT: Nov 23 2022, 09:23 AM