Room rental depends on location, this reflects the petrol usage also. For this fresh grad, kinda too high to balance.

Eating 25 per day is abit high. Even your breakfast, lunch and dinner makan McD, also wont reach 25. May need to resort cooking dinner for self.

And insurance, the thing is fresh grad probably coerce by their insurance agent fren to buy insurance, but actually do they need it ? Actually if you just get medical card only and less coverage...it should be enough..since lesser chance for shit to happen when ur still young.