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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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cybpsych
post May 31 2021, 05:44 PM

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QUOTE(solstice818 @ May 31 2021, 05:40 PM)
Hi all, can I ask for opinion? Which one of the credit card is worth applying now? I am confused with the Smart Credit card.
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post here https://forum.lowyat.net/topic/4161836 to get proper recommendation based on your spending pattern using template in post #2


cybpsych
post Jun 11 2021, 08:38 PM

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QUOTE(Jack&Guild @ Jun 11 2021, 07:28 PM)
What u mean hard to cashout from ewallet?
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1) now mid June. most already utilized portion of ewallet spending quota, eg 4999 per month

2) topup limit

3) cashout limit, if feature available

This post has been edited by cybpsych: Jun 11 2021, 08:39 PM
cybpsych
post Jun 17 2021, 09:50 AM

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QUOTE(avinlim @ Jun 17 2021, 09:48 AM)
Yes, but still can easily track it via the Outstanding balance which update immediately after payment.
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the original question was to SEE the payment reflected as unbilled transaction
cybpsych
post Jun 17 2021, 06:23 PM

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QUOTE(#Victor @ Jun 17 2021, 06:19 PM)
this is good and easy to achieve
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if you are invited
cybpsych
post Jun 18 2021, 04:14 PM

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cybpsych
post Jun 19 2021, 04:47 PM

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QUOTE(cybpsych @ Jan 28 2021, 12:30 PM)
yes, the partial cb <RM1 is actually credited into your CASHBACK BALANCE pool, but not redeemable. you can see this in the monthly statement (CASHBACK BALANCE section, near the last page)

the redemption only allowed for multiples of RM1.
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QUOTE(wjleong15 @ Jun 19 2021, 01:53 PM)
Is the LFC rebate less than 1 not given?
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yes, not just for LFC.

the redemption only allowed for multiples of RM1.
cybpsych
post Jun 27 2021, 09:54 PM

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QUOTE(Mr.Weezy @ Jun 27 2021, 09:36 PM)
Hi guys, for the ringgitplus registration campaign

The campaign is until 8th of June, I submitted the application on 8th of June, does that still count?

I am already half way in the approval process, just submitted physical copy of IC to their personnel today.

Will I still be eligible for the sign-up rewards from RinggitPlus?
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1) did you download the T&C and read it?

2) since you're already in contact with the personnel, why not ask them?

3) from existing signup T&C ---- "Applications received after the Campaign has ended will not be valid." ... maybe this apply to previous promo too.
cybpsych
post Jun 28 2021, 01:09 PM

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The RM600 Lazada e-Voucher is a GUARANTEED gift for you to do all your online shopping!

Just apply and get approved with a Standard Chartered Credit Card to get rewarded!

This ends on 5 July, at 1pm!

Apply here https://bit.ly/SCBK-RM600Lazada-Jul-Week1 | T&Cs apply: https://bit.ly/SCBK-RM600-Jul-Week1-TnC

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cybpsych
post Jun 30 2021, 04:03 PM

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QUOTE(rojakwhacker @ Jun 30 2021, 01:11 PM)
I got the RM50 cashback back with description '...retention spend offer...' yesterday (posting date 28/06/2021). rclxm9.gif
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yep same too. automated, without chasing biggrin.gif

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cybpsych
post Jun 30 2021, 04:40 PM

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QUOTE(thecurious @ Jun 30 2021, 04:23 PM)
Request for cancellation before or after charged annual fee and sst?
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after

if not charged, nothing to request
cybpsych
post Jul 7 2021, 06:38 PM

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https://www.sc.com/my/important-information...-statement-fee/

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cybpsych
post Jul 8 2021, 08:27 AM

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QUOTE(engsen123 @ Jul 7 2021, 10:56 PM)
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why alway sorry, try again.. this still can get rm5?
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this is a "lucky draw", not guaranteed reward
cybpsych
post Jul 10 2021, 06:00 PM

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QUOTE(triple c @ Jul 10 2021, 05:43 PM)
Hi,  if i pay my insurance via jompay using JOP card.  Will it counted part of spending tier requirement? Thanks
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per t&c, nope
cybpsych
post Jul 18 2021, 07:52 AM

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QUOTE(sjz @ Jun 22 2021, 03:07 PM)
smart not yet in.
wait a few more days

usually sequence

LFC -> JOP -> smart
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QUOTE(rolandng1234 @ Jul 18 2021, 07:50 AM)
When will smart credit card rebate or cashback enter.
Why i dont receive any till now?
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cybpsych
post Jul 27 2021, 07:24 AM

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QUOTE(joshgm_119 @ Jul 27 2021, 12:38 AM)
Was asking if anyone noticed this being more prevalent with SCB, as opposed to other financial institutions, not what to do and what they will do.

Thanks anyway.

Cheers
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all cards bearing the card scheme (visa, mc, amex, etc) is the same. every card is just a 16-digit number. even i can generate 100000000000000s of card numbers using Excel, right?

the difference is how each bank handle fraud attempts/transactions.
cybpsych
post Jul 27 2021, 11:28 AM

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QUOTE(prescott2006 @ Jul 27 2021, 10:42 AM)
I purchase one item from apple.com.my, but when it reflected in my transaction, I notice this 1% cross border fee, just because it is shipped from Singapore? I never get this fee for Maybank card. Is it possible to waive this?
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x-border fee is for payment that is processed (payment gateway) outside of MY, NOT the physical goods crossing border.

some bank cards impose x-border fee, some dont


reference https://forum.lowyat.net/topic/2519936 (OP might be outdated but discussion content can be useful for reading)
cybpsych
post Jul 29 2021, 07:08 AM

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QUOTE(wan7075 @ Jul 29 2021, 12:56 AM)
RETAIL SPEND PER CALENDAR MONTH (RM)
AUTO BILL PAYMENTS1, ONLINE PURCHASES2 AND PETROL
OTHER CATEGORIES
CASHBACK CAP (RM)
Below 1,000 0.2% 0.2% 2
1,000 – 1,499.99 5% 0.2% 12
1,500 – 2,499.99 10% 0.2% 28
2,500 and above 15% 0.2% 60

for STD JOP, if i spend 1k on online, then I will get rm12 cash back correct? Thanks.
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yes
cybpsych
post Aug 9 2021, 01:25 PM

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Apply and get approved for a new Standard Chartered Credit Card to get a Huawei Matebook D15! This will be ending on 16 Aug at 1pm.

The Huawei Matebook D15 will be given to 20 random approved applicants!

Apply here https://bit.ly/Unbox-SCBK-Aug-Week2 | T&Cs apply https://bit.ly/Unbox-SCBK-Aug-Week2-TnC


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cybpsych
post Aug 16 2021, 01:17 PM

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Apply and get approved for a new Standard Chartered Credit Card to get a Vivo Y20! This will be ending on 23 Aug at 1pm.

The Vivo Y20 is a guaranteed gift for all approved applicants!

Apply here https://ringgit.plus/Unbox-SCBK-Aug-Week3 | T&Cs apply https://ringgit.plus/Unbox-SCBK-Aug-Week3-TnC

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cybpsych
post Aug 23 2021, 04:05 PM

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Apply and get approved for a new Standard Chartered Credit Card to get a Harman Kardon Esquire Mini 2! This will be ending on 30 Aug at 1pm.

The Harman Kardon Esquire Mini 2 is a guaranteed gift for all approved applicants!

Apply here https://bit.ly/Unbox-SCBK-Aug-Week4 | T&Cs apply https://bit.ly/Unbox-SCBK-Aug-Week4-TnC


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