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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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cybpsych
post Aug 24 2021, 12:29 PM

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QUOTE(owj @ Aug 24 2021, 12:02 PM)
Any idea when the RM5 cashback for the campaign be credited into our credit card from previous experience? Havent received mine till now
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// All Daily Cashback Prizes will be credited to the Eligible Cardholder’s principal credit card account within
sixty (60) working days from the end of each calendar month of the Campaign Period. //

cybpsych
post Aug 25 2021, 08:22 AM

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QUOTE(CPURanger @ Aug 25 2021, 07:49 AM)
It seems there is no longer credit card points convert to cash option at 360 rewards. Is it removed ?
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https://av.sc.com/my/content/docs/my-custom...tion-portal.pdf
cybpsych
post Aug 26 2021, 12:07 PM

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QUOTE(rooneybeckham @ Aug 26 2021, 11:59 AM)
Now its my turn to make late payment sad.gif
I missed one card when I do payment for all my cards few days ago, and only realised this morning (due yesterday).

So now I need to clear all outstanding for posted transaction?
after I clear all, can continue spending without interest charged kah?
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clear statement balance

then call CS if 1day late would attract interest
cybpsych
post Aug 26 2021, 12:27 PM

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QUOTE(rooneybeckham @ Aug 26 2021, 12:25 PM)
Ya, just made a call. There is a grace period of 3 days for late payment charge.
But 15% interest charge of my statement balance, which will be shown in my next statement. I thought interest charge will be imposed on all posted transaction even after last statement date, no?
Means if my statement balance is rm2500, I will be charged RM375? sweat.gif
Any chance to waive interest charge?
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payment due date yesterday, today you pay. still within grace period lor. interest not charged yet.

how to calculate, no idea, no plan to find out either biggrin.gif
cybpsych
post Sep 2 2021, 02:09 PM

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QUOTE(CoronaV @ Sep 2 2021, 02:02 PM)
Guys i accidentally/wrongly top up tng wallet rm3k instead of rm1.5k for JOP card.I get max rm20 cash back or rm28?
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each sub-category already capped, right?
cybpsych
post Sep 2 2021, 07:38 PM

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QUOTE(jkngo2003 @ Sep 2 2021, 06:16 PM)
Do fpx using SC credit card can get the cash back for Liverpool card? Thanka
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https://av.sc.com/my/content/docs/my-client...credit-card.pdf
cybpsych
post Sep 4 2021, 12:27 PM

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QUOTE(neuralnetwox @ Sep 4 2021, 12:15 PM)
Hi guys, anyone bought apple products from Switch, Machines via SC EPP? From SC website clearly mentioned will get extra 2 years warranty. Checked my MacBook the warranty only 1 year. Anyone can help on this?
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share the link from scb

have you read the t&c? whether 2nd year warranty is covered by scb? switch? apple?
cybpsych
post Sep 4 2021, 05:16 PM

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QUOTE(neuralnetwox @ Sep 4 2021, 12:52 PM)
Not mentioned the warranty either by apple, sc or switch.

Apple Products – Complimentary Year 2 Warranty Terms & Conditions
1. Offer is valid from 1 July 2021 until 31 December 2021 (“promo period”).
2. Offer is valid for purchases made with Standard Chartered 0% Easy Payment Scheme (EPS) with tenure of 24 or 36 months during campaign period.
3. Offer is only applicable for purchases made iTworld, Machines, Senheng, Switch and Thundermatch outlets (both online and offline).
4. Offer is valid for purchases of iPhone, iPad, Apple watch and Macbook.

https://www.sc.com/my/promotions/apple/
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you might want to check with Switch or SCB how/where to track the year2 complimentary warranty
cybpsych
post Sep 7 2021, 08:53 PM

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QUOTE(thecurious @ Sep 7 2021, 08:39 PM)
Wow...looks like can close all accounts already.

Privilege saving account and credit card can close via Calling customer service? Or need go to branch?
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do inside scb ibank portal
cybpsych
post Sep 7 2021, 09:35 PM

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QUOTE(radi0head @ Sep 7 2021, 09:20 PM)
Seriously ?!

[attachmentid=10969371]

1% revised down to 0.5% for LFC. Hmm...
Gonna cut my card then... 

shakehead.gif
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effective 1 Oct, announcement should be published soon.


QUOTE(!@#$%^ @ Sep 7 2021, 09:33 PM)
can't see nay options to close PSA. where to find it?
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i don't use psa.

card cancellation inside.

I just cancelled both jop and lfc. been left idled for months anyway, no immediate use.

This post has been edited by cybpsych: Sep 7 2021, 09:36 PM
cybpsych
post Sep 9 2021, 11:19 AM

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QUOTE(Batusai @ Sep 7 2021, 08:32 PM)
Bank relationship manager just sent this to me. Looks like SC will have a rate revision soon. Not sure if it applies to all account.

The latest interest rate for Privilege Savings account: https://www.sc.com/my/deposits/psa/

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(Revised Cashback Features effective on 1 October 2021)

Liverpool Cashback Card:
0.5% casback on retail spending. Capped at RM50, exclude petrol and insurance transaction.

Justone Platinum Master Card:
-Cashback earning Category change to Petrol, Grocery,  Online. (previously is petrol, online, autobill)
-removal of 0.2% cashback for other retail spending
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here it comes

user posted image

https://av.sc.com/my/content/docs/my-revisi...credit-card.pdf

user posted image
user posted image
user posted image
user posted image

This post has been edited by cybpsych: Sep 15 2021, 11:12 AM
cybpsych
post Sep 9 2021, 04:50 PM

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QUOTE(avinlim @ Sep 9 2021, 04:45 PM)
OK. Tq for the information.

BYE SC on 1OCT. Great thing is, we can chat them to cancel the card. no need call.
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dont even need to chat

do in scb ibank portal | Help section. can request for card cancellation directly (if no outstanding)
cybpsych
post Sep 14 2021, 05:30 PM

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QUOTE(ClarenceT @ Jul 30 2021, 07:02 PM)
Setel wallet -> e-wallet
Setel CardTerus -> Petrol
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QUOTE(ChiaW3n @ Sep 14 2021, 04:56 PM)
If topping up to setel app using JustOne considered as petrol spending or not?
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you sendiri liked the post above laugh.gif
cybpsych
post Sep 15 2021, 10:44 AM

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QUOTE(cybpsych @ Sep 7 2021, 09:35 PM)
effective 1 Oct, announcement should be published soon.
i don't use psa.

card cancellation inside.

I just cancelled both jop and lfc. been left idled for months anyway, no immediate use.
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SCB called back to retain my card cancellation of JOP & LFC

same retention offer:

1) cashback RM50
2) 0% BT 6 mths


keep insisting me to keep only 1 card laugh.gif

decided just to cancel both cards, to have simple peace of mind managing cards laugh.gif laugh.gif

reinstatement can be done within 30 days.


after hang-up, received sms for card cancellation.

This post has been edited by cybpsych: Sep 15 2021, 10:45 AM
cybpsych
post Sep 15 2021, 11:34 AM

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QUOTE(ChiaW3n @ Sep 15 2021, 11:20 AM)
I tried to use the setel app I don’t see the card terus, I thought just top up through the app itself
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Latest Promotions, Cashbacks & Rewards | Setel
cybpsych
post Sep 15 2021, 12:44 PM

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QUOTE(cybpsych @ Sep 9 2021, 11:19 AM)
QUOTE(neobie @ Sep 15 2021, 12:26 PM)
So LFC card further reduce the benefits
from 1% to 0.5%.
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old news lor
cybpsych
post Sep 15 2021, 03:58 PM

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QUOTE(tan_aniki @ Sep 15 2021, 03:56 PM)
if i were u i will keep at least one card
nowadays too many BT commitment i'm unable to apply new card if i didn't own any cc with them
now cimb and alliance keep rejecting me due to this reason even though my payment record is good
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nope, not required
cybpsych
post Sep 15 2021, 04:08 PM

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QUOTE(avinlim @ Sep 15 2021, 04:07 PM)
this month cb ady claim mou? or you also no spend on the card start last month or earlier?
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idled for few months lor
cybpsych
post Sep 15 2021, 08:01 PM

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QUOTE(MGM @ Sep 15 2021, 07:55 PM)
You requested cancellation by calling CS or via SCB app?
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scb web portal
cybpsych
post Sep 16 2021, 10:48 AM

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QUOTE(cybpsych @ Sep 15 2021, 04:08 PM)
idled for few months lor
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QUOTE(mamamia @ Sep 16 2021, 10:43 AM)
So fast cancel? Thought to wait for the CashBack.. meaning u have not use ur card since 1 sep?
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