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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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fruitie
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Mar 27 2017, 05:32 PM
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Rise and Shine
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QUOTE(Duckies @ Mar 27 2017, 04:56 PM) Hmmm I got rejected for the application...no idea why. I do carry PTPTN loan though but I still have about 5 credits now after I cancelled 2 of them. Not sure if either 1 is the reason I got rejected. Make sure your CCRIS is nice.
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fruitie
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Mar 27 2017, 06:17 PM
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Rise and Shine
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QUOTE(Duckies @ Mar 27 2017, 05:44 PM) I cleared all credit card bills on time. The only loans I have are cars and PTPTN  I know. I was referring to your PTPTN, if there is any outstanding payment earlier, that could be the cause.
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fruitie
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Apr 3 2017, 05:21 PM
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Rise and Shine
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QUOTE(Bliz @ Apr 3 2017, 03:17 PM) When will the cashback be credited? Made my purchase at emirates for flight ticket during 12th march  Around 20s of April if you meant SCB Cash Back Gold.
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fruitie
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Apr 5 2017, 10:09 PM
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Rise and Shine
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QUOTE(MrLoo @ Apr 5 2017, 10:03 PM) How to set? Thanks in advance Call CS.
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fruitie
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Apr 9 2017, 01:24 PM
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Rise and Shine
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QUOTE(MrLoo @ Apr 9 2017, 12:55 PM) Guys, one question. My statement date is on 7th of every month, so if some charges charged on the 7, is it gonna be reflected on the next month statement? Or this? It should be this month.
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fruitie
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Apr 9 2017, 02:48 PM
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Rise and Shine
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QUOTE(sj0217 @ Apr 9 2017, 02:31 PM) If you talking about rebate, then count on this month If you talking about transaction, it should be next month statement, usually the posting date for me is after 1-2 days For Maybank, my statement date is every month's 24th and my BT is always charged on 24th of the month and I will need to pay for it though the cycle is supposedly 24th to 23rd.
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fruitie
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Apr 9 2017, 05:01 PM
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Rise and Shine
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QUOTE(MrLoo @ Apr 9 2017, 03:58 PM) So how they decide on which month? I'm curious and would like to know... cause I plan properly so it won't affect my cash flow but who knows why this happen Just purchase on 8th lo, safest.
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fruitie
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Apr 12 2017, 11:30 AM
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Rise and Shine
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QUOTE(-kytz- @ Apr 12 2017, 11:25 AM) They can grant AF waiver even if we don't utilize the card? Planning to get the card just for the points and no intention on spending with the card.. If you want to be cruel, get the points and cancel the card.  My sister hasn't been spending on her SCB Gold, maybe just once a year or something and yet she hasn't been paying any AF since she applied, I think 2010 or something.
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fruitie
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Apr 12 2017, 11:58 AM
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Rise and Shine
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QUOTE(-kytz- @ Apr 12 2017, 11:45 AM) I think if customer service can waive AF on my card every year without me spending much/none, then I might just keep it in case there are promotions with the card. Also I thought if I cancel the card I may have a lower chance of getting any SC cards approved in the future.. Btw, for all credit cards, annual fee is charged at the end of the year (dec) or the 12th month from the date of card approval? Based on your approval date. 12 months from that date. Anyway, just multi-quote ya.
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fruitie
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Apr 13 2017, 01:29 AM
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Rise and Shine
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Due to 0% BT from Maybank, I rounded up the figure and BT-ed more than the outstanding amount, at the same time I have some cash back in my SCB Gold. Long story short, now I have a credit of RM 140 and I would like to spend around RM 800 this month, will it offset my credit and treat my spending as only RM 660 and causes me unable to get cash back of at least RM 25?  I will of course spend until RM 833 for RM 25 cash back. I will appreciate some advice regarding this. This post has been edited by fruitie: Apr 13 2017, 01:29 AM
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fruitie
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Apr 13 2017, 01:47 AM
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Rise and Shine
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QUOTE(tifosi @ Apr 13 2017, 01:46 AM) Shouldn't be an issue. I normally spend 1.5K on the card but with the RM 50 rebate redeemed, outstanding is less than 1.5K and I still receive the RM 50 rebate the following month. Thanks for the reply. Appreciate it.  Now I can spend with more confidence.
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fruitie
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Apr 14 2017, 12:27 AM
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Rise and Shine
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QUOTE(-kytz- @ Apr 14 2017, 12:02 AM) Update: Just applied for Cashback Gold via online. Hope I can get the 25K points before 31st April !  You will not get! There's no 31 days in April.   Hope you will get it.
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fruitie
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Apr 14 2017, 09:41 AM
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Rise and Shine
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QUOTE(yujin86 @ Apr 14 2017, 08:07 AM) What's Spay?
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fruitie
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Apr 14 2017, 10:19 AM
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Rise and Shine
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QUOTE(donhue @ Apr 14 2017, 09:58 AM) Samsung Pay. SC giving 20% cashback up to RM 100 total (over 2+ months) for using Samsung Pay linked to SC card. https://www.sc.com/my/ways-to-bank/samsung-pay/OK.  Now I got it but not using it.
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fruitie
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Apr 15 2017, 05:41 PM
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Rise and Shine
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QUOTE(wca @ Apr 15 2017, 02:39 PM) sorry OT, if i perform BT thru m2u, how long does it take for maybank to transfer the amount to my stand chart CC? It depends on Maybank. Last month I tried once from Maybank to SCB, everything done in 2 days.
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fruitie
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Apr 16 2017, 08:50 PM
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Rise and Shine
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Guys, WorldMiles World MasterCard has AF, easy to waive like other SCB cards?
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fruitie
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Apr 16 2017, 10:28 PM
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Rise and Shine
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QUOTE(fly126 @ Apr 16 2017, 09:30 PM) I don't think so with THIS Card, can Call-in Request for AF waiver... Most of the SCB card we can EZly get Waiver becos these Cards don't got any PPL Entry & Airmiles Conversion privileges, & just a Basic Cards with a little benefit only, some of us here also can get waiver even with 0 spending a year... ! And,They have set an Annual Spending Amount on this WorldMiles World MasterCard only but NOT with Other SCB Cards, I said we like Actually paid $$$ to have the PPL Entry. Note: The annual Membership fee (RM636) will be waived if you have spent at least RM100,000 per annum on the WorldMiles Card in the past 12 months. https://www.sc.com/my/edm/scb9917-worldmiles-cardmember/Gulps. First year free AF I supposed?
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fruitie
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Apr 18 2017, 12:08 PM
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Rise and Shine
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QUOTE(donhue @ Apr 18 2017, 10:45 AM) Thanks for notifying! Just redeemed.  QUOTE(tAmp0i @ Apr 18 2017, 10:45 AM) I have successfully waived the WorldMiles card. I have not done a lot of transactions on this card most probably less than RM10k. CODE Dear Mr. X,
We refer to your e-mail dated 13th April 2017. We have submitted your request and the reference number is X. It will be processed within 3 working days. For further assistance, please contact our 24-hour customer service line at 1300 888 888 or 03-7711 8888. Alternatively, you can also chat with our consultants at https://www.sc.com/my/contact-us/#Chatwithus (operation hours is 9am-9pm, Monday to Friday). We are pleased to be of service. Thank you for banking with Standard Chartered Bank Malaysia Berhad Warm regards  Ah cool, that lives up my hope.  Is first year free AF?
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fruitie
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Apr 18 2017, 02:09 PM
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Rise and Shine
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QUOTE(tAmp0i @ Apr 18 2017, 01:51 PM) Yes definitely free for first year... I've prepared to cancel the card shall the CS informed me the annual fee is not waive-able, but who knows  Ok PPL for another year Great, thanks!  QUOTE(lalaland.< @ Apr 18 2017, 01:57 PM) May i know if the claim rebate can done by mobile apps? I tried and no such feature. So, only using desktop page.
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fruitie
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Apr 18 2017, 03:45 PM
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Rise and Shine
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QUOTE(Bliz @ Apr 18 2017, 03:13 PM) Buying tickets from emirates.com is eligible for cashback using JustOne Platinum MasterCard, already got my RM85 cb for last month Good to know, another option for flight tickets.  Thanks for reporting back. Actually my online purchases are quite heavy, maybe I will apply this card as well. This post has been edited by fruitie: Apr 18 2017, 03:46 PM
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