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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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sjz
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 Oct 18 2021, 01:39 PM
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QUOTE(beLIEve @ Oct 15 2021, 10:53 PM) yes cashback can be used as partial payment. Been there, done that with SCB, Public Bank, Arab Malaysia, RHB. however, i paid the remaining in full. Some banks, at least, Arab Malaysia, does not recognize cashback as minimum payment. I presume you guys are cashback earners and not interest payers.... add on: CIMB DO NOT count any cash back as payment. having bad experience with them before. kena charge late interest This post has been edited by sjz: Oct 18 2021, 01:40 PM |
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sjz
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Nov 9 2021, 09:51 AM
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QUOTE(avinlim @ Nov 9 2021, 08:53 AM) I think SC now also not keep customers. My cancellation is so smooth that the CS only offer AF waiver...but once I said no...she proceed to cancellation...later on receive sms cancellation confirm. That card already disappear from my account. Time to move on. mean they somehow realized they offer too much retention offer so put a stop to it?  that's the consequences of reducing card benefits consistently. i.e. LFC This post has been edited by sjz: Nov 9 2021, 09:51 AM |
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sjz
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Nov 12 2021, 11:25 PM
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QUOTE(#Victor @ Nov 12 2021, 07:03 PM) what if they offer u another RM50 seasonal cashback?  heard that they are stopping this seasonal cashback  .. am getting it every 2 months. takes turn for 3 cc This post has been edited by sjz: Nov 12 2021, 11:26 PM |
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sjz
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Nov 28 2021, 10:52 AM
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QUOTE(ChiaW3n @ Nov 28 2021, 12:43 AM) Don’t know why I am just getting 8 bucks zzz i got the full RM30 + RM20 contactless |
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sjz
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Nov 29 2021, 11:03 AM
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QUOTE(hakkai0810 @ Nov 29 2021, 01:33 AM) Getting 0 cashback for contactless side. Time to call cs  amount is it >RM250? as their t&c specifically state contactless <RM250. unlike pbb quantum as well as contactless they will honor cb This post has been edited by sjz: Nov 29 2021, 11:04 AM |
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sjz
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Nov 29 2021, 02:04 PM
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QUOTE(fruitie @ Nov 29 2021, 12:21 PM) Is Smart CC still worth applying? I hardly put any attention into SCB cards as they suck these days.  So, I only use it to get GrabPay voucher. Since they gave me SST rebate and AF waiver for all my three existing cards - LFC, JOP and WM, so I didn't really check out other cards. However, if Smart CC is OK, then I can consider applying too. So if I read online, it is RM 20 for RM 1k spending. Is my understanding correctly? their RM50 (CB RM30 + RM20 contactless) currently is limited time promo valid till Dec 2021. if they decide to continue, then its worth..  if not then its just another useless card |
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sjz
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Nov 29 2021, 09:20 PM
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QUOTE(mamamia @ Nov 29 2021, 09:08 PM) Thought it is fcfs for the 30% eWallet cashback. yes fcfs but maybe there are not much Smart card user out there. so the quota will last. |
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sjz
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Dec 5 2021, 09:15 AM
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QUOTE(asamalikum @ Dec 4 2021, 10:55 PM) Any ones how should I purchase the buy 1 free 1 gsc using priority banking infinite Visa card? Do I make one ticket purchase initially or two? buy 2 select payment by credit card. the discount or free tix will b reflected in final amount after u key in your card number and submit This post has been edited by sjz: Dec 5 2021, 09:15 AM |
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sjz
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Dec 5 2021, 03:02 PM
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Request for rebate to offset SST.
they don't give.
probably due to previously Nov they just offer the RM50 so called 'seasonal' cb.
instead they offer min RM1k flexipay 6 months 4.99p.a.
and they will offer a rebate offset SST.
Total interest incur around RM25.
more or less the same.
so just take the offer.
This post has been edited by sjz: Dec 5 2021, 03:03 PM
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sjz
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Dec 5 2021, 06:31 PM
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QUOTE(tan_aniki @ Dec 5 2021, 03:05 PM) u still paying the RM24.95 and risking for more if forgot to pay on time overall still extra RM25. as they will approve offset for 2 cards sst altogether. well, for me will ensure every month discipline to clear off all statement balance before due date. so no interest incur.. 12 - 18% p.a interest is too absurd for me |
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sjz
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Dec 6 2021, 08:00 PM
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QUOTE(muscaa @ Dec 6 2021, 04:38 PM) I have requested to cancel my card online since a week ago So far no news Gonna cancel it at their branch like Affin before they charge me service tax no news is good news. wait a few more days and you will get a phone call offering 'seasonal' cash back to you. RM50 for min spend of RM200  |
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sjz
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Dec 6 2021, 10:34 PM
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QUOTE(thecurious @ Dec 6 2021, 09:08 PM) How long they take to award the RM 50? usually by end Jan if they call you within this week |
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sjz
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Dec 7 2021, 04:16 PM
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QUOTE(muscaa @ Dec 7 2021, 03:12 PM) cancelled  any 'seasonal' cb being offered? |
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sjz
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Dec 26 2021, 10:49 PM
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same too.
not yet receive 30% RM30 cb.
only gt RM20 contactless cb.
anyone receive 30% cb?
This post has been edited by sjz: Dec 26 2021, 10:49 PM
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sjz
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Dec 27 2021, 03:55 PM
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QUOTE(Mcwong73 @ Dec 27 2021, 02:27 PM) It shouldn't be..the cap is only RM20 cashback for monthly spending between RM1,500 to RM2,499. Will take it as granted what you spend ? |
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sjz
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Dec 29 2021, 07:32 AM
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meaning the 30% online/ewallet for smart still processing and so far nobody receive it yet?
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sjz
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Dec 30 2021, 08:53 AM
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QUOTE(canjeth @ Dec 30 2021, 08:39 AM) 30% cashback finally reflected for Smart card received it too! but on the other hand no indication yet on continuation of campaign throughout 2022 This post has been edited by sjz: Dec 30 2021, 08:55 AM |
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sjz
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Dec 31 2021, 01:15 PM
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For Smart CC
To participate in the Campaign, Eligible Cardholders must spend a minimum of RM1,000 in retail
transactions (“Eligible Spend Criteria”) to receive 15% cashback on any of the selected online merchants
as specified in Clause 8 (“Merchant”), subject to a cap of RM15 per month per Eligible Cardholders.
1 Jan to 31 Mar 2022.
Exact same T&C except max
RM15 cap only.
This post has been edited by sjz: Dec 31 2021, 01:15 PM
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sjz
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Jan 1 2022, 03:33 PM
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QUOTE(darkterror15 @ Jan 1 2022, 03:12 PM) shopeepay and lazada wallet not included. but if topup to tng should be eligible right ? yes tng included. to be safe don't use saved card method. |
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sjz
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Jan 2 2022, 10:26 AM
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QUOTE(ChiaW3n @ Jan 1 2022, 11:31 PM) I totally give up liao this game i think i am going to give up too on this game. 12x spend RM100 gt nothing!!  10x 12am 2x 9am |
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