QUOTE(darien99 @ May 22 2021, 07:44 AM)
thanks for update.nw pending SMART not yet in.
Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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May 22 2021, 08:36 AM
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May 22 2021, 09:23 PM
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May 23 2021, 11:28 AM
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#43
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May 23 2021, 01:49 PM
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#44
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May 25 2021, 11:36 AM
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#45
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May 25 2021, 12:57 PM
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#46
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May 25 2021, 06:08 PM
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#47
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May 29 2021, 09:47 AM
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#48
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Jun 19 2021, 10:56 AM
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#49
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LFC CB is in. mamamia liked this post
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Jun 22 2021, 03:07 PM
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#50
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QUOTE(_kilakila_ @ Jun 22 2021, 01:56 PM) smart not yet in.wait a few more days usually sequence LFC -> JOP -> smart This post has been edited by sjz: Jun 22 2021, 03:08 PM _kilakila_ liked this post
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Jun 23 2021, 09:36 AM
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#51
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QUOTE(saitong09 @ Jun 22 2021, 07:52 PM) i don't reali like JOP .JOP easily 1 of the most complicated card to use out there. 1) Monthly spend tier with diff CB rate and diff CB cap for each tier. 2) Even you spend >2.5k, there is each category (online/petrol/autobill) max cap RM20. if we missed out any will result lost of CB. for eg last month i only spend RM2.3k+ instead of 2.5k, making my CB RM28 instead of RM60 as calculated early of month. This post has been edited by sjz: Jun 23 2021, 09:37 AM |
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Jun 30 2021, 10:21 AM
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#52
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QUOTE(contestchris @ Jun 29 2021, 08:07 PM) Guys I'm still on Campaign 1 (30% cashback, max RM15) for Smart Credit Card. at 23rd of month.In June, if the transaction was made on 23rd of the month, got chance to be first 4,000? Taking into account, only those approved in Jan - April 2021 are remaining. Dec 2020 (and before) and May 2021 (and after) are now in Campaign 2. if campaign 1, i don't think so. if campaign 2, might still stand a chance. |
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Jun 30 2021, 11:02 AM
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#53
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QUOTE(contestchris @ Jun 30 2021, 10:48 AM) Why not yea? Campaign 1 is “old” and has 4,000 prizes. Campaign 2 is new and has less than 2,000 prizes. you may try your luck.simply put maybe almost all card holder approved Jan to Apr 21 will join campaign 1. as max cb RM15 by spend of RM50 is 30% cb. very attractive. i don't think a lot of cardholders will join campaign 2 as it is relatively unattractive at 3% effective cb. spend RM1000 max cb RM30 with condition (spend on certain merchant only) there are lots of other card out there offering 3% to 5% with no condition and no fcfs. This post has been edited by sjz: Jun 30 2021, 11:04 AM |
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Jul 24 2021, 10:30 AM
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#54
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QUOTE(lovingforyou @ Jul 22 2021, 02:13 PM) My annual fee and sst kicks in for my LFC & JOP. just cancel it.Tried live chat and request for annual fee waiver and rebates on sst. Live chat cs offer me fully waive for JOP, and 50% waive LFC annual fee, but i refuse on it Then i request raise a ticket for both card fully waiver annual fee and sst rebate, however today i checked, both card annual fee had being waived, but not giving any SST rebate I don't want to try risk "canceling" card to get retention team, any further action i can do for SST? if you are regular user, the retention team usually will call you and offer spend RM200 get RM50 cb . This post has been edited by sjz: Jul 24 2021, 10:31 AM |
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Aug 24 2021, 04:38 PM
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#55
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Aug 27 2021, 09:32 AM
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#56
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QUOTE(rooneybeckham @ Aug 26 2021, 12:25 PM) Ya, just made a call. There is a grace period of 3 days for late payment charge. u think bank is loan shark 15% interest per month, 180% p.a ? But 15% interest charge of my statement balance, which will be shown in my next statement. I thought interest charge will be imposed on all posted transaction even after last statement date, no? Means if my statement balance is rm2500, I will be charged RM375? Any chance to waive interest charge? 15% p.a is around 1.25% per month rooneybeckham and ChiaW3n liked this post
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Sep 9 2021, 09:57 AM
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#57
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QUOTE(thecurious @ Sep 8 2021, 11:08 PM) hahaha, they want to try to change their model from card benefits to campaign benefits. agree.i feel that most of foreign bank comes with lots of complicated t&c, if compared to local bank which seemed more humble on their offerings.but most will probably just cancel. not worth it wasting time and effort remembering all the time specific events with their own T&C and exclusions. Not to mention the quotas too. look at the JOP card. max cb amount capping based on total spending. only honor cb based on category. plus capping based on each category, max RM20 each category. rather go with local bank 3% to 5% cb unconditional for online/e wallet. |
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Sep 9 2021, 02:45 PM
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#58
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QUOTE(_kilakila_ @ Sep 9 2021, 02:41 PM) If my calculation is not wrong, if you spend RM1500 x 8 points = 12,000 points , 12,500 points can redeem RM20 VOUCHER FOR GRAB, LAZADA, KFC, FOODPANDA, TNG PIN etc. Yup. effective cb 1.28% to be exact.So around 1.3% "cashback". a slap on the face to so called CashBack CC offering pathetic 0.5% cb by some foreign bank which think everybody else is stupid except themselves. This post has been edited by sjz: Sep 9 2021, 02:45 PM _kilakila_ liked this post
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Sep 18 2021, 06:48 PM
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#59
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QUOTE(!@#$%^ @ Sep 18 2021, 11:35 AM) so far tried seem to work.. since having 3 sc cards, takes turn cancelling them.. but since their t&c is to spend 200 and get the 50, 2 months later. so there is gap of 2 to 3 months. so far managed to get 3x 200 spend get 50. now going for 4th time. just submitted the request. help the retention team cari makan oso.. after you accept they hit their kpi This post has been edited by sjz: Sep 18 2021, 06:50 PM |
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Sep 23 2021, 07:25 AM
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