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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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SzeMeng76
post Oct 16 2017, 10:41 PM

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QUOTE(JuneResources @ Oct 16 2017, 10:26 PM)
Normally most of the bank will excluded for this loan and government related transaction.
But what I know AMbank True credit got CB for ALL online purchase include TNB bill (by myTNB portal) and also online PTPTN portal.
Perhaps maybe try to ask again AMBank for double confirmation as I might get false information from ambank customers teams.
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Ya perhaps you need to reconfirm, im holding Ambank Master Plat / Bonuslink Visa Plat, both excluded government transaction. As I know SCB Cashback gold eligible. Visa plat also eligible for points, just Justone excluded.
SzeMeng76
post Oct 19 2017, 02:32 PM

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QUOTE(OOOOPP! @ Oct 19 2017, 02:30 PM)
Guys, do I still need to pay for the annual fee if I cancel the card after the annual fee is charged to my account? Stupid SCB promise to waive my annual fee few months ago but it shows up in my latest bill.
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Do u call to ask them waive? Usually SCB have no problem to waive annual fee with a call.
SzeMeng76
post Nov 13 2017, 03:10 AM

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QUOTE(evoce9a @ Nov 12 2017, 11:10 PM)
I applied for SC cash back card , agent asked me to submit document for "first stage application" . I am self employed , but for the "first stage" they only require me to submit Borang B and my ic only

Sounds little bit funny for me . Wonder how many "stage" need to go thru for their card application rclxub.gif
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Agent from Price Solutions? I only submitted IC and Form B only too, this then approved. They didn't mention about application stage.
SzeMeng76
post Nov 13 2017, 12:51 PM

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QUOTE(kenny79 @ Nov 13 2017, 12:42 PM)
How long did it take to approve your application
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In 1 week plus times.
SzeMeng76
post Nov 13 2017, 01:37 PM

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QUOTE(kenny79 @ Nov 13 2017, 01:33 PM)
Damn it my Application almost 1 and half month jor ..
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Apply from who? U can always do live chat with them. U may check your application status.
SzeMeng76
post Nov 13 2017, 02:15 PM

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QUOTE(kenny79 @ Nov 13 2017, 01:44 PM)
Call to center the answer was given as still in process ... Don't know till when will be processed...
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Just check my email, I submitted to agent at 29 March 3pm plus,
Received approval message at 5 April.
Do you tell CS your application had been more than a month? See how they revert back.
SzeMeng76
post Nov 16 2017, 06:31 PM

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QUOTE(userguy @ Nov 16 2017, 06:23 PM)
Anyone used SC Mastercard for foreign transactions? I made a purchase in Euro and understand SC charge 1% based on the foreign amount but when I refer to Mastercard exchange rate website ( https://www.mastercard.us/en-us/consumers/g...t-currency.html ), the amount converted to RM is much higher.
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In my case, not only 1%, as I calculated the difference 2-2.2%. It's quite high.
SzeMeng76
post Nov 20 2017, 06:18 PM

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QUOTE(life27 @ Nov 20 2017, 04:31 PM)
Just wondering , it is Just one platinum standard chartered card new sign up will instantly get rm100 credit upon activation ?  It there any spending amount need to be swipe first before I am eligible to get the rm100 credit ?
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Yes. Activate your card will do.
SzeMeng76
post Nov 21 2017, 10:32 PM

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QUOTE(Leroi2x @ Nov 21 2017, 10:11 PM)
any1 use scb card on shopee?
im trying to use my new scb gold cb card at shopee and tnb
1st month been spent more then 500 no cash back at all
now 2nd month, i spent alot more which is tnb and shopee
1st problem is , the shopee chargers is incorrect which is more then what i been pay to shopee ,even after i make the purchase scb sms me the correct amount, but statement show more then that maybe few sen or few ringgit ,2nd is i donno whether this month i get cb or not ,coz my 1st month donno why have rm0 cash back
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Do u check your cash back at https://360rewards.standardchartered.com/my/?
SCB cash back wont auto credited. U need to login and redeem urself.
And the difference amount charged for Shopee which is Cross Border Charge.
Because Shopee merchant at Singapore, but payment charged in MYR,
so there is 1% cross border charge.
SzeMeng76
post Nov 23 2017, 11:58 AM

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QUOTE(Cadence Shen @ Nov 23 2017, 11:57 AM)
Just applied for SCB Visa Platinum, any benefit other than AF waiver for whole life? Thanks
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Collect point only. No benefit for me. Lol
SzeMeng76
post Nov 23 2017, 08:30 PM

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QUOTE(Leroi2x @ Nov 23 2017, 08:13 PM)
Log in but show rm0 for cash back
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When ur spending? This Month spending only will be available for redeem next month end.
SzeMeng76
post Dec 7 2017, 10:14 PM

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QUOTE(warren11 @ Dec 6 2017, 09:26 PM)
Hi,may I ask on below

If I use Just1 Plat on Paypal (charge in USD) for $610 (just assuming rate is 4.1)
1) This is confirm under online transaction and I can entitle full RM85 cash back?
2) Is there cross border fee charge for this case? (Paypal in USD)
3) Is there any other fees that I should be aware of?

Thanks
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1. Yes
2. no, cross border fee because it only apply to foreign country gateway but in MYR. Ur case will foreign transaction bank fees which for SCB will be 2-2.5%.
3. no other fees
SzeMeng76
post Dec 10 2017, 11:42 PM

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QUOTE(fruitie @ Dec 10 2017, 11:16 PM)
I have only RM 5k CL and spent around RM 4k for my medical fees that day... Now I want to buy one stuff online and it is around 3.5k. cry.gif

I don't think they will ever consider my temporary limit increase now. cry.gif I hate SCB for giving me such a low limit. doh.gif doh.gif doh.gif

I have just requested BT from Maybank and it was my mistake too for only doing it today because it never crossed my mind to get it that soon.. I need to purchase my stuff by tomorrow's midnight latest, that's the deadline. sad.gif It's almost impossible the payment from MBB will be reflected in SCB by tomorrow.

Do I have other option now? No, I supposed? cry.gif

Edit: Ignore above. I found out I still have few days to buy. Phew. Regardless, I gotta apply for permanent increase. Do they accept via email? https://www.sc.com/my/personal-banking/new_...ard_guidelines/
I saw only fax or post. As per second post, this is the email: Malaysia.feedback@sc.com
Is that a valid email address? I will send via email.
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Why not use others of ur card which higher limit ya? As I know they reject application for permanent limit increase which the card is new and used less than 6 mths. (Which I tried before)

I just applied mine one which I in 7th month now, through their live chat. They will guide u one by one how to apply for it. But they still only increase 0.5x of my current limit only. Gosh

SzeMeng76
post Dec 13 2017, 01:21 PM

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Justone Cash back had in.
(not sure Gold cashback, stop using it already since I have MBB FCB VS, lol)
SzeMeng76
post Dec 14 2017, 08:32 AM

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QUOTE(Leroi2x @ Dec 14 2017, 07:54 AM)
But my 1st month spending was just rm500++
Dont think would get rm50 from there
This scb cb mechanism is like shit man
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500++ got include petrol or insurance?
SzeMeng76
post Dec 16 2017, 09:31 PM

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QUOTE(gastacopz @ Dec 16 2017, 08:59 PM)
can refund offset the statement amount?the amount quite big

ex...statement out 1dec...
refunded today...

can we offset that refund or not?afraid same case like cimb..
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For refund I think cannot. Not only CIMB, MBB also.
MBB did not treat refund as payment though.
Refund is different.
SzeMeng76
post Dec 21 2017, 03:06 PM

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Attached Image

1st time got it. God. For so many times I flash my phone screen. Lol
SzeMeng76
post Dec 22 2017, 09:41 PM

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QUOTE(warren11 @ Dec 22 2017, 09:34 PM)
Hi All,

I would like to ask to qualify for SCB CB Gold 5% and get the max RM50 cash back,do I need to spend till RM1500 OR RM1000 is enough?
I am a bit confuse on the table.

Thanks
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Must spend until RM 1500, but the RM 500 can be petrol & insurance. so The RM 1000 can get full of 5%.
SzeMeng76
post Dec 26 2017, 02:49 PM

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QUOTE(cute_boboi @ Dec 26 2017, 02:26 PM)
Hi all,

I'm just wondering for SCB JustOne Platinum, if I were to setup auto debit RM2,500 (or higher) for monthly life insurance payment only, am I entitled for the full RM85 cash back ? without spending on other things for this card.

Or do I have to swipe for some other things or T&C ?  hmm.gif

As to my understanding, it should qualify for full RM85, but somehow somewhere I'm reading confusing experience/cash back that it is not eligible.  rclxub.gif

Thanks
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No need. My Justone purely auto debit transaction. I getting 85 every month.
SzeMeng76
post Dec 29 2017, 01:59 PM

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QUOTE(drbone @ Dec 29 2017, 01:11 PM)
If I swipe my CB Gold card while in Singapore , will there be a 1% cross border fee ?
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No. It suppose to have 2-2.5% foreign exchange charges.

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