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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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SzeMeng76
post Jul 15 2017, 01:42 PM

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QUOTE(fruitie @ Jul 15 2017, 12:45 PM)
"RM0.00:Dear Customer, your business phone for your Account has been updated. If you have not requested for this change, please call Customer Service immediately. - StanChart"

"RM0.00:Dear Customer, your address for your Account has been updated. If you have not requested for this change, please call Customer Service immediately - StandardChartered"

Talking about SMS. I received above SMS-es and the thing is the only product I have with SCB is their savings account which is dormant since years ago and as a supplementary card holder for Cash Back Gold. hmm.gif

I got verification call from SCB on Thursday's evening for my applications, these SMS-es came in yesterday's evening. Looks I gotta give them a call soon. I do admit my company's address and phone no. have changed due to office relocation. I filled in latest information in my application form.

Hopefully that means my applications may be approved soon...
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If yes, u probably will receive the approval sms next Monday. I akso receive all those sms first, and I call agent, she said approved. After 1 day I only receive sms (I applied with Price Solution their official agent)
SzeMeng76
post Jul 16 2017, 08:42 PM

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QUOTE(jenern84 @ Jul 16 2017, 07:00 PM)
No more sign up promotion for sc credit card?
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Got. RM 100 activation cash back.
SzeMeng76
post Jul 17 2017, 11:35 AM

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Received SMS told that to redeem the Airasia Big Points 13K. Cannot recall what is the campaign of this? New sign up? But I already got the RM 150 activation cash back.
SzeMeng76
post Jul 18 2017, 12:44 PM

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QUOTE(fruitie @ Jul 18 2017, 12:07 PM)
I have online banking with SCB and I logged in to check out the approved cards even and the CL though I still haven't got them yet.

To my surprise, SCB only approved RM 5k CL for me. doh.gif doh.gif Even the CS find it funny when they approved my WorldMiles but only gave me RM 5k CL which is not even 1x my monthly salary. doh.gif

I had SCB cards 3 years ago and that time they gave me RM 15k, this time they only approved me RM 5k. I last got RM 5k when I got my first CC in 2010. sweat.gif

Sorry but I find it a bit ridiculous and I have voiced this out with my agent, the CS said I can enjoy the benefits first but I do feel a bit insulted... You approved me a card which requires at least 90k p.a. but gave me RM 5k CL... Don't know what are they thinking.

If I were to maximize my JustOne and SCB Gold, it will come close to 5k and I can't even enjoy 20-days free interest period before swiping for next transactions.

A bit disappointed and I may not activate these cards. I shall consider again now.
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Me too. I applied with the my latest income, they also granted me for not even 1x of my salary. Also 5k credit limit only, for my friends too (we submit together, we had almost same annual income)

And I guess nowadays they give the first time applicant all general 5k limit first, and will increase credit limit if request after that? (this part Im not sure), i also felt funny among all cards, SCB have the lowest limit even PBB give higher limit around 2x of my salary (which is normal)

Now i always make payment before due date or even statement date, because I have monthly 4000 expense with them (I also maximising cash rebate for Justone & Gold CB). rclxub.gif doh.gif
but your case really so ridiculous since u apply for WorldMiles too.. rclxub.gif
SzeMeng76
post Jul 21 2017, 12:28 PM

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My justone in, CB gold also still not in.
SzeMeng76
post Jul 22 2017, 12:20 PM

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QUOTE(fruitie @ Jul 22 2017, 10:24 AM)
Yeah, same thing happened to me. Maybe these days they have tightened up this CL thingy? I also prefer lower CL but definitely not just 5k for SCB cards since I applied SCB Gold Cash Back card and JustOne. laugh.gif
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Me too I prefer like around 8k for me then enough..
see after a year they will increase for me or not,
now my every month statement more like repayment amount always more than statement balance doh.gif

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and btw anyone try the shake n win?
shake for like 3 transaction already, nothing I get. bangwall.gif always say try luck next time.

This post has been edited by SzeMeng76: Jul 22 2017, 12:27 PM
SzeMeng76
post Jul 22 2017, 04:17 PM

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QUOTE(mamamia @ Jul 22 2017, 04:15 PM)
I didn't get SMS for my swipe more than rm100.. is it bcoz I use paywave instead of PIN n Pay?
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hmmm im not sure of that.
2 of my transaction PIN & PAY, 1 transaction - online transaction, both also will get SMS after that.
SzeMeng76
post Jul 25 2017, 06:07 PM

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QUOTE(danleongwz @ Jul 25 2017, 05:46 PM)
what's the average time for the approval result? submitted via email to the sales officer last thursday. no reply till now  sweat.gif
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Normally around a week.
SzeMeng76
post Jul 26 2017, 09:57 AM

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QUOTE(ckweng @ Jul 26 2017, 09:04 AM)
SC Cashback Gold MC's monthly rebate is available for redemption now!  cool2.gif
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Noted. It's so finally. Lol
SzeMeng76
post Jul 27 2017, 05:38 PM

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QUOTE(HellDevil @ Jul 27 2017, 05:36 PM)
I did not get any shake & win at all..Have been spending 1.5k already..nothing at all..maybe i am using SC cashback Gold?
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I also using scb gold CB, never win. My justone just with auto bill transaction, hence don't have shake n win msg.
SzeMeng76
post Jul 29 2017, 12:13 PM

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QUOTE(HMMaster @ Jul 29 2017, 11:27 AM)
Looks like the Just One is the best card for insurance at the moment. (2.5k++) Any sign up promotion now?
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Rm 100 cash back upon activation.
SzeMeng76
post Aug 2 2017, 12:23 PM

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QUOTE(shaunkL @ Aug 2 2017, 10:59 AM)
Hi All,

If i paid my insurance through Just One Platinum for yearly, 1 time i can get the rebate?

Let say 3000 insurance per year, 15% = RM450 cash rebate...

Is it good?

And i see the RM7 movie everyday can buy using GSC app. Seem very good deal.
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U only can get the 15% rebate when ur monthly expenses reach RM 2500 per month,
and have capped at RM 85 per month,
in fact, there is only 3.4% rebate.

and the RM 7 deal except Wednesday, only can buy on that day.
Like u wan buy for ticket tomorrow, the earliest time would be tonight 12am,
and there is limited. If all redeemed by others, cant buy though.

This post has been edited by SzeMeng76: Aug 2 2017, 12:25 PM
SzeMeng76
post Aug 7 2017, 11:01 AM

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Just to ask, the Uber 20% cash back apply only for Malaysia?
If I got uber ride during travel overseas?
SzeMeng76
post Aug 8 2017, 02:46 PM

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QUOTE(rotijon25 @ Aug 8 2017, 02:37 PM)
Why is it so hard to get a standard chartered cc?

First timer wants to get a CC, no loans, RM4.2k monthly and six figures in deposits, but still cant get standard chartered credit card.
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Perhaps too fresh and too clean record on your CCRIS, try to get from local bank first or the bank your salary credited monthly.
My 1st cc was UOB, maybe you can try too. (without saving with them too)

QUOTE(Omega Z @ Aug 7 2017, 01:39 PM)
Guys, I applied the platinum one card 2 months ago. I have 2 issues here.

1) Was promised by dealer that i would get RM150 rebate upon signing up the card
Received sms that the RM150 rebate had been credited to my account.
Logged into my account and cant redeem it as it does not appear on the cashback page.

2) Monthly cashback does not appear on my statement. Although my expenses was less than 1k, there
should be some cashback too right? I used my card for online purchases and petrol, but no cashback on those reflected on my statement.
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1. No need login to redeem. The 150 cash back automatically offset ur outstanding balance. Please do check your unbill transaction history there.
2. When your purchase? Will only appear after 1 month. Eg : Jul spending, will be credited end of Aug.

This post has been edited by SzeMeng76: Aug 8 2017, 02:48 PM
SzeMeng76
post Aug 9 2017, 08:32 PM

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QUOTE(OKLY @ Aug 9 2017, 07:02 PM)
Received my card, 5k limit as expected. laugh.gif
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hmm.gif hmm.gif
really think nowadays all standard 5k no matter how much income.
doh.gif
SzeMeng76
post Aug 9 2017, 08:56 PM

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QUOTE(drbone @ Aug 9 2017, 08:49 PM)
Do I have to notify them that I want to use my card here in Thailand? Do i need to call them? I had to inform HL for my essential visa card.
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Yes, I just informed yesterday. Thru LIVE Chat.
I also going thailand. Hehe biggrin.gif
SzeMeng76
post Aug 10 2017, 10:40 AM

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QUOTE(OKLY @ Aug 10 2017, 10:37 AM)
Just curious, the account is called 'Just One Cashback Platinum Prin', what does the Prin stands for? hmm.gif
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Should be stand for "Principal". Not really sure.
SzeMeng76
post Aug 11 2017, 07:45 AM

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Felt surprise I got another 150 cash back on my Justone Plat.
It shown JOP Autobill 042017.
I thought the Autobill cash back campaign ended in Nov 2016 something that I heard before?

Btw my card was approved on April 2017. Anyone got this campaign details?

I did found out this campaign only, but ended Nov 2016.
https://www.sc.com/global/av/my-jop-autobill-aug.pdf

But anyway thanks SCB, my total signup bonus
RM 150 (Activate Justone) + RM 150 (Activate Gold Cashback) + 13K AirAsia point (campaign) + RM 150 (Justone Autobill campaign)

This post has been edited by SzeMeng76: Aug 11 2017, 09:53 AM
SzeMeng76
post Aug 17 2017, 12:21 PM

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Justone Plat CB had in!
SzeMeng76
post Aug 17 2017, 03:11 PM

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QUOTE(Duckies @ Aug 17 2017, 02:24 PM)
This promotion still legit?

RM 150 (Activate Justone) + RM 150 (Activate Gold Cashback) + 13K AirAsia point (campaign)
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I think ended already. Now have activation cash back of 100.
Both 150 activation cash back ended on June.
The airasia one ended on April.

This post has been edited by SzeMeng76: Aug 17 2017, 03:21 PM

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