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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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SzeMeng76
post May 8 2018, 04:02 PM

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QUOTE(laymank @ May 8 2018, 03:54 PM)
Just got my Cashback Gold in Apr.

Spent RM2000 on BigPay top up. Received the statement today, but the cashback earned shows zero.

Did I miss something? Would have expected RM50 in the cashback earned.
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You need to redeem the cash back.
and when your top up??
Need to wait after 1 month only have to cash back available to redeem.
SzeMeng76
post May 8 2018, 04:14 PM

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QUOTE(laymank @ May 8 2018, 04:07 PM)
Top up on 11Apr.

Statement date 07May.

Do you mean the cashback will only be available sometimes after 07 June?
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Apr transaction, cash back only available by end of this month.
Will be someone report here when is available to redeem.
Last time earliest time is after 10th something.
Wont be so early.
Latest will be end of this month as per their TnC
SzeMeng76
post May 16 2018, 11:31 PM

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QUOTE(MiKE7LIM @ May 16 2018, 10:48 PM)
Hi All, newbie to stand chart.

activated and spent 2.5K on my justone platinium

As per my knowledge, I going to receive RM100 + RM200 welcome CB.

M I going to receive the standard CB as well? hit 2.5K and get RM85?

Shall I continue to spend on my Cash Back Gold? different CB tier I assume?
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yes for all.
Cash back gold is different CB tier because different card.
RM 300 cb will be auto credited.
While the standard CB of RM 85 you need to redeem next end month of your spending month.
SzeMeng76
post May 17 2018, 08:32 AM

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QUOTE(evoce9a @ May 17 2018, 08:26 AM)
Not require monthly redemption . I have accumulated for half year cash back of both jop and gold card, never redeem any before.
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In 1 day u will need to redeem it too. It only last for 3 years.
SzeMeng76
post May 17 2018, 09:29 AM

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QUOTE(ckweng @ May 17 2018, 09:16 AM)
Cashback gold CB for April is in and ready for redemption!
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Thanks for alert.
And Justone cb is in as well!
SzeMeng76
post May 17 2018, 09:42 AM

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QUOTE(fruitie @ May 17 2018, 09:42 AM)
JustOne already shared yesterday. laugh.gif
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Ops I think I missed that! LOL
SzeMeng76
post May 17 2018, 11:12 AM

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QUOTE(Duckies @ May 17 2018, 10:42 AM)
Aduii...the card activation 100 rebate + 200 rebate for 2k spending til now also haven't come in. Although it's stated will come in 90 days...but I didn't expect it to come so long...
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How many days u reached now? I did remember I received it in 60 days last time.
SzeMeng76
post May 17 2018, 02:34 PM

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QUOTE(MiKE7LIM @ May 17 2018, 02:20 PM)
Okay. thanks for clarification.
hmm.. spent on Agoda & MAS...but JustOne is everything right?
just Cash Back Gold without petrol and etc ?
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Justone only for auto bill, petrol, online (which exclude government transaction). If agoda & MAS, yes eligible. Agoda must made it as pay now not pay later ya.
SzeMeng76
post May 21 2018, 04:03 PM

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My Justone Platinum's Annual Fee auto waived. (Think reached the 20K annual spending)
But Gold Cash back annual fee need to manual request thru Live Chat. But quite fast response, CS said will waived in 1 working day, tomorrow can see the reversal. rclxms.gif
SzeMeng76
post May 21 2018, 04:25 PM

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QUOTE(sj0217 @ May 21 2018, 04:13 PM)
May I know when is your anniversary month ??

I’m still waiting annual fee to be charged, and anniversary month on April, until now I cannot see any yet
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Apr & May.
If auto waived wont shown in system.
But will shown in your statement as

19 Apr ANNUAL FEE WAIVED 11000683281

Have you check your statement?
SzeMeng76
post May 21 2018, 05:39 PM

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QUOTE(sj0217 @ May 21 2018, 04:44 PM)
Checked already, no any annual fee waived is about

But my latest statement is on April 28, so could be appear the waived on May statement hmm.gif
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Oh ya then highly could be. Because it shown on my May statement. My date 19th
SzeMeng76
post May 22 2018, 06:30 PM

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QUOTE(FatSeang @ May 22 2018, 05:44 PM)
The new MasterCards do come with contactless feature for both CB Gold and JustOne
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Ya but just for newly received card.
Old card holder like us still holding CB Gold with no contactless feature, just normal mastercard.
SzeMeng76
post May 23 2018, 10:00 AM

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QUOTE(bee993 @ May 23 2018, 08:50 AM)
just ask for new card.

just received the letter/booklet yesterday.

inside shown a card with paywave.

only updated swipe 20k auto waiver. shud be easy for those max out rm50 cb every month
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Ya I didn't request, I just received the upgrade info booklet n letter without card.
Even every month max out rm 50 also reached 18k spending only (1500x12), still can't auto waived like me, but manually request, get to waived in 1 day.

For Justone then confirm auto waived, because rm2500 x12.
SzeMeng76
post May 23 2018, 12:55 PM

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QUOTE(Daenthylin @ May 23 2018, 12:44 PM)
Hi all,
Do we request for the annual fee waive before it's due for the AF, or do we request after it has been charged?

It'll be my first year with this credit card soon, & I'd like to know the process.
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Request after being charged. And I got waived in 1 day. Done by Live Chat.
SzeMeng76
post May 23 2018, 04:13 PM

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QUOTE(ckweng @ May 17 2018, 09:16 AM)
Cashback gold CB for April is in and ready for redemption!
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QUOTE(drbone @ May 23 2018, 03:57 PM)
SCB GOLD CB in!
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17th did reported before. biggrin.gif
SzeMeng76
post May 23 2018, 11:54 PM

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QUOTE(ohcipala @ May 23 2018, 11:17 PM)
Is it easy to get AF waived with low spending?
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I think yes ba. SCB quite easy to waive AF as knew previously.
SzeMeng76
post May 25 2018, 10:51 PM

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QUOTE(RokXIII @ May 25 2018, 10:33 PM)
effective from 1 August 2018, the annual fee will only be waived with min spend of RM20,000 per year for some of their cards..
so i guess the previous practice (call & request for waive) might not be working anymore..
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Still working. Just the 20k spending will be auto waived.
My another card not reach 20k spending, after live chat waived in 1 day only.
SzeMeng76
post May 26 2018, 07:03 PM

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QUOTE(RokXIII @ May 26 2018, 06:59 PM)
the min spending criteria going to take effect from this August...
of course for now they might still waive for us if we call and request so.
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But I think they started already.
My Justone auto waived. Cash back gold not auto.
My Justone spending 30k. But cash back gold less than 20k
SzeMeng76
post Jun 1 2018, 05:09 PM

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QUOTE(stranger88 @ Jun 1 2018, 05:00 PM)
wanna ask noob question, usually u guys call bank to waive credit card annual fee, u guys call before or after? If after they dun want waive, then cancel card also no use, already charge for another year, am I right?
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Called after. It waived in 1 day. SCB quite okay with waiving annual fees.
You try first.
If really cannot waive just cancel it without paying annual fees if you did not swipe after AF charged.
SzeMeng76
post Jun 15 2018, 09:10 AM

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QUOTE(synical @ Jun 15 2018, 08:19 AM)
Ah, OK. Good to know.

Good scam also on their part - if can get, great; if fully redeemed already... then you're stuck paying the full amount.

Not bad ah...
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It prompt out before the final payment. If its shown fully redeem and original amount, then u just cancel it la. How could it be scam? Lol

This post has been edited by SzeMeng76: Jun 15 2018, 09:11 AM

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