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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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SzeMeng76
post Jan 6 2018, 05:31 PM

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QUOTE(wjtai @ Jan 6 2018, 04:33 PM)
Anyone know what is this in statement:
MasterCard campaig ily cashbac ?
Thanks.
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I also got the same of RM 68. No idea about this. On my Justone Plat, I only purely spend by AutoDebit though. sweat.gif
SzeMeng76
post Jan 26 2018, 08:39 AM

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QUOTE(jutamind @ Jan 26 2018, 08:24 AM)
If I spend 1k in retail transactions, do I get 50 cash back if I use cash back card?
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Which one? Cash back gold Card? U need to spend rm 1500 to get the rm 50 cash back.
SzeMeng76
post Feb 6 2018, 12:44 PM

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QUOTE(#Victor @ Feb 6 2018, 12:38 PM)
Want to ask, does Standard Chartered Credit Cards application always comes with 2 cards? Applied JustOne Platinum Mastercard® credit card with SC salesperson during a booth roadshow.
The salesperson insists that each application must comes with two cards no matter which channel you apply, even online or ringgitplus. Is it true?
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Not true.
I apply thru Price Solution agents at somewhere booth, I only apply Justone and got Justone only.
SzeMeng76
post Feb 12 2018, 04:40 PM

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QUOTE(haru20 @ Feb 12 2018, 11:43 AM)
May i know, how does it work?

Because i try checking out the amount still the same, is the 20% instant on the purchase amount or otherwise?

Thank you
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Just check out with your SCB cards will do.
You will get instant rebate before go to OTP page.
I just redeemed.
SzeMeng76
post Feb 13 2018, 05:32 PM

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QUOTE(#Victor @ Feb 13 2018, 05:12 PM)
I also confused with their cashback mechanism rclxub.gif If want to maximise cashback for RM50, how much actually need to spend? RM1500 or RM1000 if no petrol and insurance transactions perform at all.
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RM 1500.
SzeMeng76
post Feb 22 2018, 11:21 AM

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QUOTE(poringkien @ Feb 22 2018, 10:53 AM)
oh!! only rm 3...  bangwall.gif
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Huh? Mine to share your spending? Online? Retail? Auto debit?
SzeMeng76
post Feb 22 2018, 12:34 PM

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QUOTE(poringkien @ Feb 22 2018, 11:22 AM)
mostly retail and petrol.. haha  blush.gif

the 15% only applicable to standing instruction right ?

does it included Maxis mobile, maxis fiber, prudential insurance ?
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AUTO BILL PAYMENTS, ONLINE PURCHASES AND PETROL
More details check TnC : https://av.sc.com/my/content/docs/my-tnc-ju...uct-jul2017.pdf

Yes for bill payment and insurance.
I mainly use this card for utlities and insurance payment. I got RM 85 every month.
Advisable to not use this card for retail.
Retail suggest you apply additional card - Cash Back Gold - any retail but except insurance & petrol, spend RM 1,500 can get RM 50 cash back.

This card : https://www.sc.com/my/credit-cards/cashback-gold-mastercard/

This post has been edited by SzeMeng76: Feb 22 2018, 12:36 PM
SzeMeng76
post Mar 6 2018, 09:50 PM

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QUOTE(addison250 @ Mar 6 2018, 09:36 PM)
Use with shopee charge 1%    bye.gif
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If using the 20% discount code still worth la. biggrin.gif
SzeMeng76
post Mar 6 2018, 09:52 PM

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Attached Image

rclxms.gif rclxms.gif rclxms.gif
SzeMeng76
post Mar 6 2018, 10:47 PM

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QUOTE(addison250 @ Mar 6 2018, 10:23 PM)
I din see any 20% off eh...
i use to buy the petronas card rm77 last week
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I used for 2 times already (2 different account)
As I know, the 20% refreshed every Monday.
U try next monday?

QUOTE(drbone @ Mar 6 2018, 10:29 PM)
Which are the other 2?
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UOB Yolo and Ambank (ended 31 Mar 2018) for my case.
Some do have Citi Clear gua..? hmm.gif
SzeMeng76
post Mar 15 2018, 01:07 PM

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Just One cash back had in ya biggrin.gif
SzeMeng76
post Apr 4 2018, 08:37 PM

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QUOTE(sailou @ Apr 4 2018, 07:07 PM)
Hi guys, just a quick question.

My last SC statement is RM3500. Paid RM2000 before due.

How will the interest be calculated? I was hit with a RM52 interest.

Quite dumbfounded.
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After last statement, do you have current swipe too? If yes that also will be imposed interest calculate by daily basis (normal 18% pa)
SzeMeng76
post Apr 9 2018, 04:12 PM

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QUOTE(nitehawk @ Apr 9 2018, 03:58 PM)
I understand cash back is not automatic and we much claim it. Will the cash back gets accumulate or lost if I forgot to claim it for a particular month?
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Yes will be accumulated but only valid for 3 years.
After 3 years no redeem it, the cash back will burn.
We normally redeem it every month.
SzeMeng76
post Apr 11 2018, 03:26 PM

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QUOTE(lwc629 @ Apr 11 2018, 03:06 PM)
May i know if the cashback is calculated based on calendar month or statement cycle?
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Calendar month. This Month spending, end of next month redeem.
SzeMeng76
post Apr 20 2018, 11:59 AM

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QUOTE(nicklim17 @ Apr 20 2018, 09:09 AM)
Hello .

Would like to ask/confirm that if I pay insurance premium yearly 1 shot 3000. Will I get the rm 85 rebate with just one.

What method should I pay then. To entitle the cash back
Over the counter?
Jompay?

Thanks in advance.
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Online / auto bill
Jompay - remember there is some one reported said yes entitled, try to search jompay in this post, you will find answer.
My insurance auto bill. every month get RM 85, this is the one I can confirm. laugh.gif
SzeMeng76
post Apr 20 2018, 01:45 PM

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QUOTE(MGM @ Apr 20 2018, 01:36 PM)
Insurance premium rm2500/MTH, wow.
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Plus other utilities.. biggrin.gif
insurance per month for whole family around 1.8k.
SzeMeng76
post Apr 20 2018, 06:57 PM

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QUOTE(Duckies @ Apr 20 2018, 06:36 PM)
Eh, I just got my first statement..I thought once activated I'll get RM100 rebate/cashback? Don't have in my statement..
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No.

"The Reward(s) will be credited to the Successful Eligible principal cardholder’s credit card account within 90 days from the
last day of the month in which the card was approved.".

So just wait lar. biggrin.gif
SzeMeng76
post Apr 21 2018, 02:41 PM

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QUOTE(MiKE7LIM @ Apr 21 2018, 01:48 PM)
sound great, all auto debit and online bill get CB! hopefully can get my card soon
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Ya petrol also. Reached 2500 spending will get rm 85 and this is max CB already per month.
SzeMeng76
post Apr 24 2018, 05:29 PM

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QUOTE(westlife @ Apr 24 2018, 02:06 PM)
for the SCB cashback, the cashback shown in the current statement, is the cashback for the spending in the current statement and not the previous month one rite?
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Cashback Brought Forward > for previous month
Cashback Earned > for current month
Cashback Used and/or Expired > for your redeemed or expired CB
Cashback Available > total cash back you having now.

Please be reminded that cash back also last for 3 years only. There is cash back expiry, I think you will saw that on statement too.
SzeMeng76
post Apr 25 2018, 05:03 PM

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QUOTE(paogeh @ Apr 25 2018, 04:45 PM)
WHY make it so complicated ...
other bank , auto reflect in the statement , offset with other spendings .......
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QUOTE(#Victor @ Apr 25 2018, 04:55 PM)
Because they can save cost in case u 'forgot' to claim ur cash rebates icon_idea.gif
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EXACTLY! yawn.gif
so normally our practice is to redeem it every month.
You keep following this thread, there were be someone reported when cash back in already.
And this is their practice, nothing can complain. sweat.gif
So far Justone giving the highest rebate already RM 2500 get RM 85 every month,
normally other bank card capped RM 50 (at least, some even lesser) per month.
Except those unlimited low cash back and MBB VS Barcelona for that 2 particular month RM 100 capped)

This post has been edited by SzeMeng76: Apr 25 2018, 05:04 PM

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