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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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beLIEve
post Sep 17 2023, 10:27 PM

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QUOTE(ScrappyCoCo @ Sep 17 2023, 10:18 PM)
Guys, interested in simply cash cc. Will i get the max RM60 CB if i were to reload RM2500 to my ewallet say TNG?
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$20 only. There are 3 categories to fulfill to get $60, i.e. 3x$20 = $60
beLIEve
post Sep 18 2023, 02:18 PM

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QUOTE(rko0504 @ Sep 18 2023, 02:12 PM)
Mostly how long will the cashback appear in 360 rewards for simply cash card? Coz for July one haven't saw it.
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Last day of month + 3-4 weeks. July's already out at that time frame.

You have to check see if your spending qualifies for cashback and whether qualified cashback is at least $30. If less than $30, cannot redeem.
beLIEve
post Sep 23 2023, 03:47 PM

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QUOTE(shirleywst19 @ Sep 23 2023, 03:32 PM)
mine also spend on July and the call centre cs tell me any amount will do, seem kena scam liao  ranting.gif
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any amount? yours is retention offer or what?

beLIEve
post Sep 23 2023, 05:19 PM

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QUOTE(shirleywst19 @ Sep 23 2023, 04:28 PM)
new card
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Got any detail with the promo? Ours is monthly cashback, different.
beLIEve
post Sep 26 2023, 09:47 PM

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QUOTE(likeness @ Sep 26 2023, 04:07 PM)
How u use - the debit x5 since BP now charges?
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QUOTE(gvr @ Sep 26 2023, 09:31 PM)
does debit card reload being charged as well?
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Read BP carefully. No mention of extra charges with Debit cards. Confirmed by their Support than can be seen in one of the earlier posts.
beLIEve
post Sep 28 2023, 09:30 AM

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QUOTE(!@#$%^ @ Sep 27 2023, 08:03 PM)
a bit uncivilized. because when everyone does that, those who are in genuine trouble will have to wait longer. oh well ...
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You referring to the bank or cardholder ah? You see, banks should provide a route for regular customer support, which appeared they did, but it's not working.

I also had to choose that route yesterday over a GST rebate that never came (no one was answering the non-emergency route). Without them sponsoring GST, I really wanted to terminate the SMART card.

This post has been edited by beLIEve: Sep 28 2023, 11:14 AM
beLIEve
post Sep 28 2023, 11:10 AM

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QUOTE(thinkhappy @ Sep 28 2023, 09:50 AM)
28-sep no cash back for simply cash or liverpool
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Liverpool already available yesterday. I think need minimum $1 only can redeem.
beLIEve
post Oct 2 2023, 05:28 PM

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QUOTE(jwongsy90 @ Oct 2 2023, 05:21 PM)
Thank you standard chartered bank, forever banned you!

I terminated the card through online banking, and the cs so hardworking, everyday called to retent the credit card, swipe for 3 times, and waive for annual fee RM250 and rebates RM100.
I told CS, the hotline never ever can be reachable. CS: orh nvm, you may call my direct line, I definitely pick up your call and waive the annual fee manually after u swipe for 3 times.
ok, I follow your steps. and now u keep rejected call!!!!

I wont be your customer and forever banned it. scammer bank!
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My retention direct line also doesn't work. Putih2 paid GST for card I don't need as retention said they will reimburse. Disputing now through regular channel.
beLIEve
post Oct 3 2023, 10:35 AM

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QUOTE(aubergine6958 @ Oct 3 2023, 09:43 AM)
There is annual fee charges and it indicate 'card with outstanding balance not eligible for card cancellation'.
dry.gif
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Have to pay up everything before can cancel online. I usually do that before GST and annual fee kicks in.
beLIEve
post Oct 3 2023, 11:47 AM

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QUOTE(rko0504 @ Oct 3 2023, 11:44 AM)
Mine only got RM3 but my spending is more RM2500 and spend on eligible category.  confused.gif
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Revised T&C says eligible merchants, not just category.
beLIEve
post Oct 3 2023, 02:31 PM

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QUOTE(ronnie @ Oct 3 2023, 02:11 PM)
is there a new T&C ?
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Around beginning of the year or late last year. As long as you're getting full cashback, just repeat what you've been doing.
beLIEve
post Oct 4 2023, 10:43 PM

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QUOTE(matrix88 @ Oct 4 2023, 10:32 PM)
This is their downturn by their own making.
I am thinking of complaining to their HQ and cancel the card after.
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I think it's been decided by senior officials. I don't think such a huge bank will overlook such decisions.
beLIEve
post Oct 5 2023, 09:21 AM

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QUOTE(sjz @ Oct 5 2023, 09:14 AM)
i think quite likely is their HQ decision.

as we see more and more foreign bank started selling their consumer operations here or downsizing and cutting operation cost.

just that this bank do it till the max and disbanded all human CS for daily non emergency banking operations.

most probably this market is simply too small for them to spend their resources on.

after all, i think well managed local bank (P bank for eg) are still the most reliable choice for us to rely on.
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Exactly! And probably their CC is a loss making business, i.e. cashback costs them more than interests.
beLIEve
post Oct 16 2023, 11:50 PM

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QUOTE(hoe117 @ Oct 16 2023, 11:40 PM)
Hi all, would like to check if anyone know the reason why application through Ringgitplus it was not approved (apply around 13-Sep),
but then later on apply during KLSCM (1-Oct) (cause I want to get engraving on my medal), it was success. The approved credit limit also consider not small amount.

Just wondering is it SC do this on purpose so that no need to give out RM800 TnG reload if approved via Ringgitplus?
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Personally, i dont think so. It depends how aggressive is the person handling your application and whether s/he can convince the party processing your application.

Std Charted usually quite generous with credit limits.
beLIEve
post Oct 17 2023, 12:46 AM

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QUOTE(hoe117 @ Oct 17 2023, 12:02 AM)
Icic… maybe
But then shouldn’t it has a grace period prior for next application attempt?
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That's the general saying goes. There's nothing stopping you from a sudden life-changing event, such as connection to some VIP, that shortens the cooling off period to null.
beLIEve
post Oct 19 2023, 12:06 AM

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QUOTE(edwin1002 @ Oct 18 2023, 11:26 PM)
when cash reward for simple cash cc enter in bank?
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this week to next week. Could drag until W1 Nov
beLIEve
post Oct 25 2023, 09:32 AM

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QUOTE(Wolgie @ Oct 25 2023, 09:26 AM)
Also got confirmation mail today. summit. now wait the pin to my handphone.
How long to wait?
what means NT by default?
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Not/n Transferable
beLIEve
post Oct 26 2023, 07:01 PM

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QUOTE(John00 @ Oct 26 2023, 06:36 PM)
Surprised.
After I posted while waiting, after 10 mins my call got through and activated account successfully.
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Normal or Emergency route? I waited for like 15 mins on Emergency route the other day.
beLIEve
post Oct 27 2023, 10:22 PM

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QUOTE(strattos93 @ Oct 27 2023, 10:08 PM)
I got charged annual fee for onesimple card on 19.10.23, then i already pay my cc on 23.10.23

But somehow I see no option to waive the annual fee at help & services? so far i spent more than rm 2500 per month
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Create new request there got option, but only for eligible cards. If you already paid, better to call and speak to someone.

This post has been edited by beLIEve: Oct 27 2023, 10:33 PM
beLIEve
post Oct 27 2023, 10:32 PM

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QUOTE(strattos93 @ Oct 27 2023, 10:23 PM)
so perhaps its because i already paid the outstanding?
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see below. You can use Option 5, just wait patiently until you can't wait any longer.

QUOTE(synical @ Oct 4 2023, 11:04 AM)
When I spoke with CS over the phone, apparently that "Fee Waiver" thing refers to late fees, etc, not annual fees...

If you want AF waiver, still got to call them. Use the emergency lane if you have to, cos Option 5 (Account Related Questions) is not working AT ALL
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