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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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beLIEve
post Apr 7 2023, 12:15 PM

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QUOTE(ChiaW3n @ Apr 7 2023, 12:03 PM)
lets see if their retention team will called over.

i hate scb particularly because they charged 1% over the purchase i made online with apple (18k macbook additional charges 180) from thereon i never like scb
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i think it's been reported many times before. Difficult to remember not to use one particular bank card for certain type of usage.
beLIEve
post Apr 18 2023, 12:25 PM

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QUOTE(!@#$%^ @ Apr 17 2023, 01:04 PM)
was reading the t&c. am curious why if u give ur epf statement u get 800, and if u dun u get 700.  sweat.gif
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For data mining. For just a mere $100, they get data that you wont even share with your friends and family.
beLIEve
post Apr 18 2023, 04:28 PM

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QUOTE(!@#$%^ @ Apr 18 2023, 01:58 PM)
what can they do with that info?
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I don't know. Some guesses are sharing with interested parties to sell you investment products, etc.
beLIEve
post Apr 18 2023, 05:27 PM

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QUOTE(!@#$%^ @ Apr 18 2023, 05:06 PM)
haha im probably too poor. see oredi maybe blacklist dun waste time calling.
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Nobody is too poor for investments. See, Goal+ allow minimum of $10. ASN $100. If can find 100 of such people, they get $10k already.
beLIEve
post Apr 18 2023, 07:00 PM

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QUOTE(!@#$%^ @ Apr 18 2023, 05:38 PM)
these ppl usually commission based
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Something like that. The Fund Manager also charge a certain fee that can be used to pay everyone in the chain.
beLIEve
post Apr 27 2023, 09:16 AM

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QUOTE(frank0725 @ Apr 27 2023, 08:57 AM)
Did they ask the same question? last 4 digits of IC number and email address? Lastly, the CS confirm the working place with me.
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https://junkcall.org/my/?q=0376657547
beLIEve
post Apr 29 2023, 04:34 PM

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Just 1Platinum @ Simply Cancel cashback available
beLIEve
post May 27 2023, 04:31 PM

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Just 1Platinum @ Simply Cancel cashback available
beLIEve
post May 27 2023, 06:00 PM

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QUOTE(sjz @ May 27 2023, 12:16 PM)
in view of no option to speak to cust service. (recent change)
it seemed we might b forced to pay for AF & SST if card not eligible to waive.

and worst still we can't cancel the card once AF & SST charged. (unless you clear both AF &SST)

so i am cancelling all my SC card for good once cb received..

definitely a WRONG MOVE to remove all human touch in a bank's cust service
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I explored the app and there is a Credit Card Fee Waiver option. Don't know if it works though since I don't have any card due for annual fee/GST. Annual Fee should be fine, but GST will be tricky.
beLIEve
post May 27 2023, 08:09 PM

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QUOTE(sjz @ May 27 2023, 08:01 PM)
and you can't even cancel the card too as there is outstanding balance
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ahhh yes, i've read about this here. I usually Simply Cancel a month before anniversary after redeeming cashback (so i pay in full and dont spend until retention make a deal with me) and they always tell me not yet due but will put a note.
beLIEve
post May 27 2023, 09:48 PM

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QUOTE(sjz @ May 27 2023, 08:30 PM)
yup.
now the scary part is we don't even have the chance to talk to any human.
except visiting the branch  whistling.gif
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I thought still can cancel card online and wait if retention calls?
beLIEve
post May 28 2023, 10:08 PM

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QUOTE(saitong09 @ May 28 2023, 06:50 PM)
I had requested online beginning of the month for card cancellation, after 2 weeks receiced notification card cancelled successfully. No call from bank or retention team to validate the cancellation.
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hmmm? Maybe retention team also exterminated? There is always some risk with Simply Cancel to save $25 per card.
beLIEve
post May 31 2023, 08:37 PM

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QUOTE(joice11 @ May 31 2023, 08:03 PM)
may i know for the simply cash cc, the cash back is base on statement cycle or monthly?
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you may know it is based on calendar month-ly
beLIEve
post Jun 2 2023, 05:51 PM

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QUOTE(mamamia @ Jun 2 2023, 05:48 PM)
Y don’t use live chat? I get my sst rebate via live chat on May23
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Post #21553 and Post #21554 say Live Chat also blank. Not sure temporary or permanent.
beLIEve
post Jun 9 2023, 02:51 PM

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Coincidentally requested to cancel 2 days before GST kicked in. Still in processing state but GST billed. Annual Fee should kick in soon.
beLIEve
post Jun 9 2023, 03:05 PM

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QUOTE(jhleo1 @ Jun 9 2023, 03:02 PM)
GST kicked in? You meant happened during GST before May 2018?
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I mean the $25 kena bill already after I request cancel card waiting for them to process
beLIEve
post Jun 9 2023, 03:34 PM

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QUOTE(jhleo1 @ Jun 9 2023, 03:20 PM)
Oic.... that's SST not GST.  You shall cancel it earlier instead last minutes.
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Haha, i just added the card last year when they offered me. I vaguely remember the exact month. Just glanced through statement and saw first billing in July, so i request to cancel early June. GST still ok, if kena Annual Fee, i think quite expensive. There's some high annual spending to qualify for annual fee waiver which I doubt I met.
beLIEve
post Jun 11 2023, 01:31 PM

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QUOTE(joice11 @ Jun 11 2023, 11:53 AM)
for simply cash cc, the cash back under ewellet for shopee n lazada, is it included direct payment or only top up?
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Search back earlier posts. If i dont have memory leak, only selected ewallets. Therefore, direct payment is not ewallet, just filler spends
beLIEve
post Jun 12 2023, 12:52 AM

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QUOTE(Soul Seeker @ Jun 12 2023, 12:23 AM)
Actually how does simply cash work ?
My usage :
Over 4000 per month.
2000 top up tng ( quick pay enabled )
700 petrol ( setel app , does it count as petrol?)
1000 grocery+dining

So far using this card from Jan till now.
Each month got this only

30 Apr23 Apple Pay Cashback Camp
RM5
30 Mar23 Apple Pay Cashback Camp
RM5
30 Feb23 Apple Pay Cashback Camp
RM5

If above usage is not entitled form cashback then will cancel the card. Dont tell me i need to manually fill in the card detail to top up ewallet , cannot use setel app for petrol and the weird parts , i use it on dining and groceries ( aeonbig,giant,lotus,econsave,nsk) never got 15% cashback also. My monthly usage definitely over 2500 every month
Tried to call the cs but no people answer also
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You need to manually redeem under 360 rewards in std charted website, in multiples of $30
beLIEve
post Jun 12 2023, 12:57 AM

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https://www.nst.com.my/business/2023/06/917...-bloomberg-news

Standard Chartered is starting to lay off employees across Singapore, London, and Hong Kong hubs as part of an existing plan to cut costs by more than $1 billion through 2024

Maybe Madani affected but not reported.

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