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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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adele123
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Oct 24 2020, 10:49 PM
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anyone holding world miles card have redeemed to cash using the new 360 reward?
I remember that function existing few months back before the website revamp. can't seem to find it now.
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adele123
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Oct 26 2020, 12:28 PM
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QUOTE(Dexter @ Oct 26 2020, 11:20 AM) The function is still exist. You click on Worldmiles tab (where it should how many pts you have). Then point to dropdown menu (under your profile NAME). Choose "Worldmiles to Cash". Then follow instruction show on the screen. Put your redemption value. thanks found it. i did the steps you mention separately and can't find it. must follow those steps in sequence. thanks for the help.
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adele123
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Oct 27 2020, 03:34 PM
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QUOTE(hmwong @ Oct 27 2020, 03:20 PM) I am not able to properly log into Online Rewards or 360⁰ Rewards since Sunday. After logging in, it just shows a blank page. i faced the same issue minutes ago. i did 2 things, one of them work, just not sure which one. 1) refresh 2) open new tab of 360 reward then i saw my name (ie login successfully) using chrome btw. the website i still feel it's very bug-ged
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adele123
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Oct 28 2020, 01:57 PM
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QUOTE(ClarenceT @ Oct 28 2020, 12:17 PM) Same. To spend RM200 to get RM50 cashback (automatically but 1-2 months later), to cover SST charges. Waiver of Annual Fee for both JOP and Liverpool MC. No need to apply for Affin Duo CC now.  Looking forward to add SC Smart Visa. Just curious, did you call to ask for offset or you called to cancel?
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adele123
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Nov 1 2020, 02:25 PM
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QUOTE(WaCKy-Angel @ Nov 1 2020, 03:50 AM) Anyone JOP going to sapu RM60 for Jaya Grocer? Im thinking to topup TnG but then i rarely use toll nowadays. Campaingn pool only RM30000 that means only first 500 card holder that accumulate RM600 spending. Is it because you find it difficult to hit the rm2500 spend for JOP? If yes, i think the solution is look to other cards to replace rather than scratching your head on how to hit min spend. Example, liverpool fc has lower min spend to hit max cashback at rm2000. Or affin duo? I'm planning to cancel my stan chart cards because of this min spend so ya. Just sharing.
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adele123
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Nov 1 2020, 03:20 PM
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QUOTE(WaCKy-Angel @ Nov 1 2020, 03:10 PM) Nope no prob with RM2500 spending. just that this Jaya Grocer campaign is extra cashback right? Already applied Affin Duo but still waiting because HQ closed due to Covid. But no point spend on jaya grocer if you dont use it or you dont need it. It is extra cash back yes and very attractive. But provided you are not purely spending to get the rm60. The idea sounds good la, extra rm60 but if you dont drive much lately because of cmco, not worth la. Penny wise pound foolish situation later.
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adele123
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Nov 18 2020, 02:46 PM
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Decided to cancel my LFC and World Miles with the presence of Affin Duo.
For those who might want to cancel card in future, do note that calling the customer service is not necessary.
You can login to online banking to do it.
Help & Services ---> Card Management ---> Credit Card Cancellation
the process is much faster than calling the CS. since the CS will still ask the "retention" team to call you anyway.
This post has been edited by adele123: Nov 18 2020, 02:46 PM
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adele123
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Nov 18 2020, 07:26 PM
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QUOTE(wjleong15 @ Nov 18 2020, 05:36 PM) I will still keep LFC to utilize 1k monthly to earn 1% bonus interest for privilagesaver account monthly transfer 3k earn 1.5% bonus interest base 0.1% total 2.6% interest for the savings account which is much better than putting the money in FD although 1k in LFC just earn 20cb while affinduo give 30 cb (10 bucks different) yes, the current PSA is still giving good rates. just that for my situation, one household dont need more than 1 PSA. too headache to think about spending 1k (or 2k, if want to maximise "cash rebate"). definitely PSA is a good reason to keep the sc cards Not sure which one earn better, interest or 5%/6% from pb. Haha. This post has been edited by adele123: Nov 18 2020, 07:29 PM
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adele123
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Nov 19 2020, 05:35 PM
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btw, in case you guys didnt realise, SCB do allow registration via website.
I randomly tried it although i'm planning to cancel. just to update everyone
"You have successfully registered for the Standard Chartered Win From Home Campaign 2020 with us. Please be informed that your registration will take effect after 3 working days from today. Your reference number is MYRXXX-XXXXXX"
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adele123
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Nov 20 2020, 09:06 AM
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QUOTE(cheekb @ Nov 20 2020, 12:29 AM) Have they sms u saying that registration successful? thx no sms received. the success message comes after click enrol on their website
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adele123
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Nov 20 2020, 08:08 PM
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QUOTE(MGM @ Nov 20 2020, 10:38 AM) This sms? RM0.00 StanChart: Thank you. Please be informed that your registration will take effect after 3 working days. T&Cs apply I didnt get this on my phone after registration on website. But i am planning to cancel my cc so i wont be testing the actual receipting of sms link though.
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adele123
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Nov 24 2020, 06:47 PM
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QUOTE(pisang @ Nov 24 2020, 06:43 PM) registered online last friday. Received SMS today. RM0.00 StandChart: Campaign is now live! Start spending today to play the Cashback Claw game for a chance to win up to RM100 Cashback. T&Cs: spent RM100 and received the SMS with link to play. the same applies to me, although i registered online one day earlier. on a separate note, when i called to cancel, SCB offer me RM50 if swipe RM200. decided not to go ahead with the cancellation yet, since there's the spin spin contest.
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adele123
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Dec 13 2020, 11:20 AM
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QUOTE(yuzenem @ Dec 13 2020, 11:04 AM) They said 0% interest for the phone but monthly bank still charge u right? Sometimes 0% interest really mean 0%. If phone is 4800, turn to 12 month instalment, then really 400 per month. This option do exist in certain situations. Sometimes they say 0% interest but charge 1 time fee 2%. So total cost to you is 4800 + 96. The additional cost to you is that 96. It's not called interest but i guess as good as interest lo. You just make sure is really 0% whatever, if you dont want additional cost. This post has been edited by adele123: Dec 13 2020, 11:20 AM
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adele123
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Dec 14 2020, 09:36 PM
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QUOTE(cybpsych @ Dec 14 2020, 06:16 PM) start planning your cards in Boost now. if remove/add card tomorrow, may not be able to reload. Wait, why need to remove add? Must be "unsaved"?
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adele123
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Dec 14 2020, 10:40 PM
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QUOTE(alandhw @ Dec 14 2020, 10:30 PM) he is advise to add the card early so later 12am can act quickly Lol. Yes. On standby mode 12am.
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adele123
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Dec 17 2020, 08:54 PM
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QUOTE(cybpsych @ Dec 17 2020, 08:30 AM) nice! just redeemed via SC Mobile App  I saw the cashback under My Rewards. But i cant click anything that says redeem. No reaction pressing on the card. Can share how you do it
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adele123
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Jun 3 2021, 10:46 PM
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QUOTE(LostAndFound @ Jun 3 2021, 09:17 AM) 5% cashback and as a single use RM10 'voucher' only on grabpay. Not very attractive unless you already have to spend that much in SCB card or are a regular GrabPay user. If it was GrabPay credit direct would be more attractive (can be used for GrabCar and GrabFood). I used to think this also... but until one of my insurance accept grab pay, then i realise, just reload is fine. And i use grabpay for grocery or restaurant. Maybe grabpay more ok at klang valley and plus duitnow qr also accept already then, really more ok.
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adele123
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Jun 10 2021, 11:34 AM
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QUOTE(??!! @ Jun 4 2021, 03:09 AM) May I know which insurance company ? Trying to find ways to use my GrabPay credits PruBSN Takaful
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adele123
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Jun 11 2021, 01:03 PM
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Aiya. Ytd busy with work no time do. Hopefully i get it despite doing it today
Thanks everyone for reminding me to check sms. I get. Spouse didnt get.
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adele123
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Jun 15 2021, 12:56 PM
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QUOTE(chonghe @ Jun 15 2021, 12:41 PM) Now when login to SCB website need to key in sms OTP, so mahuan Is there a way to turn it off Cant off it. You can download mobile app and authenticate from there. Is an alternative but i wont say it's less ma huan
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