this month late wo. apa pun tarak. not just me and you i think

actually you might want to be more cautious about this.

this can lead to possible higher fraud amount even though now it is zero

scroll down and down. LOL


be patient or wait till stable. sigh. annoying. be prepared with the stupid SC mobile pin. i got surprised by it.

i dont. that's just me, because i dont really spend that much per month.

and i'm only on LFC.

Dont take such information based on ringgitplus website alone. Edit: i think the expert here can write a better webpage on RP than RP staff.

Double check on scb website, look under fees and charges. You may get better answer at BT thread.

I somehow feel it's kinda fishy

This post has been edited by adele123: Jul 18 2020, 10:52 PM

based on current and past experience of the game by Stan chart, really random la

i can go 20 spin without winning anything. but this round, around 1 winning of RM5 for every 4 sms.

this is based on 2 ppl's card la.

but i never spin during evening. I do it day time. my logic is, while it is random, there's also a limited cash back per day. so i scared if do at night, maybe semua sudah payout.

I did 5 transaction within 15 minutes yesterday. no issue though. but 5 is max i have done in a day. and i stop once i hit my liverpool 2k threshold

sadly, you have to live with it. it is the only bank making me doing it manually too

your SCB cards include LFC? i hope mine can waive.

Please let us know your success (hopefully not failure) in getting the RM25

accidentally kena once, forgot what was the reason, not more than a year ago. we paid in full about 1 day later but they were not willing to waive.

You are not alone. If +spouse. Then 40 spins zero return.

if that is the case, i dont think they wont simply not approved your credit card just because you didnt pick up a call.

what you might want to find out is if there's any thing that is making it difficult to get a credit card? past history, or no history can also be the reason. did you check ccris? you have not provided any useful information for anyone here to help you aside from ranting.

opening PSA and applying for credit card is different process. it's basically like giving out a loan with no collaterals.

This post has been edited by adele123: Sep 28 2020, 12:50 PM

Your spending pattern and my spending pattern is different. So some would prefer JOP or Liverpool, some may not.

I personally cant consistently achieve on the minimum spend on liverpool, so i keep the card but plan accordingly on what i want to spend on. It is troublesome for me so i may cancel it eventually but many active friends here can make good use out of it.

I dunno if i'm stupid or i miss the tnc but i reloaded ytd 1am and today 8am with 2 different cards but i dont get the grab voucher thing. Liverpool and WMC.

Saved card. Not saved card.

SOS please.

Oops thanks. btw, is it only for cards SAVED in the app? i noticed this seems to be different.

Ok. Now i know what's wrong. i didnt save. i give up.

Looks possible. It is possible benefit same, rebrand, like how the old batch of customer still using the non-liverpool liverpool card.
It's in the annoucement for conversion. Convert to smart credit card.

Is the annual fee and service tax posted on the same date?

LFC btw. Sst charge. No annual fee though. PSA account holder privilege?

Does not seem common enough to get sst rebate. Also you are new cardholder, the sign on bonus is supposed to help with offset on the sst charges. At least that is how i go about doing it.

just reporting in. sst unsuccessful in getting compensation

called twice to try luck. also didnt get invited for spend and get. sad

i would say given the number of credit cards that are better out there, it does not seem worth it to pay the annual fee, unless you face difficulty in clearing the installment or you are high spender, you maximise all possible rebate from all other cards.

LFC card is actually quite ma fan. you have to spend min 2000 to get the "5%" cash back. cards like public or affin does not have such restriction.

it may be good practice for future reference whereby only charge installment to credit card that you can afford to clear the installment anytime. the installment facility is just treat it as cash flow management, and better savings, but not to afford things that cant be afforded.