Welcome back. Yes, same goes to me, it shows 2013 when I already cancelled back in 2014. Got my cards in 2017.

Easy peasy to get cash back.

Realized that my LFC and WMC first anniversary is on May19 but they haven't charge me AF yet. Anyone have experience with this? Should I expect AF next month?

They already waived my AF and gave me cash rebate for SST but I will still pay full according to statement balance for cards which I have spending after that. They will be offset in next statement, so not an issue.

However, for my SCB WM which has the highest AF among three cards I didn't have any spending after AF was charged, so my outstanding is lower (after AF is waived and SST rebate) than statement balance, I will just pay outstanding balance.

Though the CS told me I can minus out on my own for all three cards before paying but I won't take the risk. Knowing they are particular with late payment and short payment, then interests will be slapped to me.

Hi guys, I just applied a new SC credit card yesterday and saw it in my ecriss today, the status is 'pending acceptance by customer'.

the credit limit is RM19,000, which i think too much as my intention is just to reload bigpay and get the cashback.

can i call and request for downgrade to RM5K? or need to wait get the card and call to reduce the credit limit.

a bit worry as this is my 6th credit card and im planning to apply my 7th (ocbc unlimited cash back).

scared later ocbc cannot approve coz my this credit card already take up a lot of credit limit.

I think there is no restriction on quantity of credit cards if annual income is more than 36k. After the rejection of scb, I got another 3 cards from PBB.

OT a bit. Anyone noticed Affinbank visa signature? Min requirement only 48k (for a signature card) but giving out 3% CB and capped at RM80. quite attractive I think...

The only drawback is, cb given for paywave only. Not for e-wallet...

If no store to redeem shirt, their response : this is on complimentary basis, scb has no obligation to ensure that the customer receives the shirt, etc etc.

If u cancel, and no retention call u and straight cancel, then if u apply within 12 months, they will reject ur CC application, happened to my colleague, terminated her SCB JOP CC in feb 2019, then i share about this drift contest in Nov, then in dec she try apply, rejected by the bank, the reason is coz she terminated the card in may 19, so please apply again in may 2020.

Im quite surprised that to apply again also need wait 1 year

SC does not provide SST waiver for new card applicant ?

68 points = RM 1

Omg me 0/1700 then i give up . nowadays play 1 or 2 times only. 6 days 0 liao.

I promise this would be the last time i ask this. My CL always fully used. I just remembered about prudential insurance

Those that have Prudential insurance auto billing to their CC, have they charge the premium yet for Feb? My CL available was below RM100 since yesterday, scared they try to charge yesterday/today then didnt go thru.

thanks for the counts. in that case i will use ocbc 1% to top up bp balance.

Entries for Ford Mustang = 865 entries

RM0.00 StanChart: Good news! Get RM60 cashback with min RM2k spend on yr credit card fr 29/5-30/6/2020. Hurry, limited cashback available. T&Cs: bit.ly/t2-my

I've just applied for JOP and LFC last month

This month they charge Service Tax RM25

I called for waiver but they dont allow

So i appeal

Anyone here success reverse for Service Tax

I just started using the card, the first transaction is Service Tax
That's ridiculous

Now i feel i dowanna activate my LFC Card cause of the Service Tax

Anyone here managed to waive or not waive their Service Tax?