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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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beLIEve
post Jul 14 2022, 11:20 AM

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QUOTE(avinlim @ Jul 14 2022, 10:28 AM)
Sifu2,

Please help, why May22 spending only get RM40(June CB claimed on 2July). I cannot figure out.

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Toudai,

I think Online only for selected merchants. I don't think Kibbles part of them merchants.
beLIEve
post Jul 17 2022, 11:02 AM

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QUOTE(LostAndFound @ Jul 17 2022, 08:20 AM)
I have not receive SMS for any transaction so far, even though I register as soon as got the SMS. Maybe the 3 business day thing.
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I registered on 15th, took few mins to a couple of hours (I don't recall, but I think not important until have to check) to get response that says start swiping after 3 days. Since you didn't get any response, consider sending again. You have to use your regular Std Charted OTP phone number to register.
beLIEve
post Jul 21 2022, 10:49 AM

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QUOTE(schoe @ Jul 21 2022, 10:07 AM)
my card was dated july. so on end of june, i called and requested to cancel my card. (purposely to aim for no paying SST)
Then the CS said cant cancel via call, instead I need to login to SCB online to raise this request. Then I said I dun wan to login, u just cancel from your side. after that, she said she had raise the request. and requested me to wait for call.

guess what, before any call came in, the second day after the call above, my card was being swiped USD1 by unknown people. of coz i called for report this, and the CS said will block my card and replace a new card. Then I said no need to replace, i wanna cancel card already. Her respond is u dun have a card, how to proceed to cancel, so u must receive card only to cancel.

then July is coming already, card havent received, but saw the number via online website, USD1 still there, RM25 has been charged. I was like : omg.. hope they still allow me to cancel card without charge me RM25, i was purposely avoid this, and I rarely use this card.
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They said as long as you don't use your card after GST and Annual Fee, they can be reversed upon cancellation.
beLIEve
post Jul 21 2022, 12:54 PM

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QUOTE(schoe @ Jul 21 2022, 10:50 AM)
then i call again today. i remember u recommend the rhb card to me one.. haha hello
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haha yes, it was me. hi hi~
beLIEve
post Jul 21 2022, 03:50 PM

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QUOTE(Matchy @ Jul 21 2022, 02:16 PM)
Was offered 0% BT from the retention team, but didnt take it during that time coz haven't finalized the total amount that I need to BT. How can I apply it again now that I've the total that I want to BT?
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Contact them again.

What I did was, ask them to call when I'm ready AND the direct phone number of Mr Retention in case his memory leak.
beLIEve
post Jul 22 2022, 10:19 PM

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QUOTE(fruitie @ Jul 21 2022, 02:06 PM)
July comes again, which is the month SST will be charged to my cards. In the past few years, I have been chatting with them and been granted with no issue, just 3x spending with no minimum amount. This time, their CS was so busy that I couldn't get anyone on chat via the app and website. So they asked me to contact CS.

I called, and again, I have been granted with SST rebate this year for all my three cards - Liverpool FC, JustOne, and WMC. CS mentioned my account is already marked with "entitled" all this while, and it hasn't been removed. Next month, AF will be charged; I also asked if I could get any waiver this year; she checked and told me I'm still granted a waiver. rclxm9.gif

I haven't been actively using their cards, and I decided to cancel JustOne. Should I also cancel Liverpool FC? I haven't been checking their card updates these days. I plan to keep WMC for travels and any contest for SCB. Any suggestions?
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Liverpool is 0.5%. Just 1Platinum needs specific categories and merchants to earn. If you don't have time/needs, probably don't need both. But since they waive and sponsor all the annual expenses for you, can keep.

If you have time to earn those extra $50-$200 retention, you have to cancel your cards and hope for retention to call.
beLIEve
post Jul 23 2022, 02:51 PM

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QUOTE(Mcwong73 @ Jul 23 2022, 12:53 PM)
is shopee pay top up counted for cashback in JOP card?
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yes
beLIEve
post Jul 23 2022, 06:57 PM

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QUOTE(Tronoh @ Jul 23 2022, 04:38 PM)
When will SMART's 15% cashback campaign ends?Thinking to change card once it ends.
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Sept 30
beLIEve
post Jul 24 2022, 04:19 PM

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QUOTE(zinze36 @ Jul 24 2022, 04:17 PM)
i reply SC2 on 17/7, but untill today not yet receive the confirmation sms. i tried to topup rm100 to shopeepay also not receive any sms with game url  cry.gif  cry.gif  cry.gif
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Not sure if shoppee pay is excluded. Couldn't find in T&C. I didn't get SMS for shoppee pay either. I got SMS for Bigpay.
beLIEve
post Jul 24 2022, 08:15 PM

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QUOTE(MGM @ Jul 24 2022, 07:09 PM)
Shopeepay not excluded but always delayed sometime hours later.
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20 hours already now.
beLIEve
post Jul 30 2022, 04:37 PM

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QUOTE(ronnie @ Jul 30 2022, 03:41 PM)
The SCB JOP Cashback is calculated based on Transaction date or Posting Date ?
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Transaction and calendar month.
beLIEve
post Jul 30 2022, 06:10 PM

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QUOTE(ronnie @ Jul 30 2022, 05:11 PM)
So any transaction on 31 July 2022 will be under JULY 2022 SPEND calculation, right ?
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Yes

QUOTE(wjleong15 @ Jul 30 2022, 05:45 PM)
If posted by 31 July
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If posted by Aug 7, including that day
beLIEve
post Aug 1 2022, 10:57 AM

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QUOTE(ChiaW3n @ Aug 1 2022, 09:30 AM)
First playing since the campaign started, this game is so straight forward unlike before
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I find this more confusing. Always snap statue of liberty, sometimes win sometimes no win. But either way, it's predestined based on URL.
beLIEve
post Aug 2 2022, 11:30 AM

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QUOTE(saitong09 @ Aug 2 2022, 11:00 AM)
Until today i'm still not getting any SMS URL, 2 weeks gone but still no solution from SCB for my case  doh.gif
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I stopped getting SMS after a few days of successes. So what I did after that was, spend 2x100 a day with the assumption that their SMS system having problem and I win in both transaction.
beLIEve
post Aug 9 2022, 02:04 AM

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QUOTE(kimgy86 @ Aug 9 2022, 12:48 AM)
I just found out i transferred payment to wrong credit card and now late pay
Anyone here able to waive late payment charges before?
And how about service tax? can waive?
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Nobody managed to get late payment waived. Your case is unique, you can try asking.

GST cannot waive, but might be able to get rebate.
beLIEve
post Aug 20 2022, 06:24 PM

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QUOTE(att901 @ Aug 20 2022, 04:16 PM)
Hi all, if i spent on ewallet, petrol and groceries before my 1st e-statement, will i get cashback posted in the statement? i just got my card last week.
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No and no.

1.0 search earlier posts for list of approved merchants for Online purchases.

2.0 you need to redeem Cashback manually from their 360 site.
beLIEve
post Aug 24 2022, 10:40 PM

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QUOTE(noien @ Aug 24 2022, 08:40 PM)
Is July rewards out?
I still didn't see mine
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No. They're dragging it longer and longer. Hopefully drag until the next month.
beLIEve
post Aug 25 2022, 09:46 AM

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QUOTE(kernel123 @ Aug 25 2022, 09:20 AM)
I just lost my rm5 x 25 cashback for spending rm100 campaign .just because i had fraud transaction and CC cancalled..i just might think this is part of their conspiracy not paying cashback to customers.gonna cancel this CC later.such a scam
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If you know cashback is coming, why cancel the card? Replace the fraudulent card will do.

No, banks don't do that. Techs might, given the opportunity.
beLIEve
post Aug 26 2022, 11:41 AM

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Cashback available for redemption loh
beLIEve
post Aug 27 2022, 12:19 PM

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QUOTE(thinkhappy @ Aug 27 2022, 11:22 AM)
hi, may i confirm is the purchase inside petrol station counter consider for just one platinum card petrol cash back?
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It depends on the MCC used by the terminal. If Petrol MCC then yes.

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