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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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beLIEve
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 Sep 23 2021, 09:51 PM
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QUOTE(wjleong15 @ Sep 23 2021, 08:21 PM) I just look into the revision of jop cashback and compare my spending pattern now it seems does not affect me this time (last time was already badly affected) i still can continue spend top up ewallet 1500 get 20 rebate am i right? well, the condition is Online. For now just assume ewallet is online, so it's $20 for $1500. |
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beLIEve
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Sep 23 2021, 11:38 PM
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QUOTE(guy3288 @ Sep 23 2021, 11:33 PM) only few selected online merchants in the list. not just anything online, maybe not worth keeping JOP card also next month....... oh yeah, forgotten I posted about that. yeah i think not very worth, but might try out 1 month and see. |
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beLIEve
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Oct 8 2021, 06:50 PM
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QUOTE(ing5974 @ Oct 8 2021, 06:40 PM) Same here, reloaded in the afternoon, RM1k x 2 to Grab, RM4k to Boost, didnt receive any Shopee code 🥲 got receive SMS invitation or just joining the crowd here? |
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beLIEve
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Oct 14 2021, 10:17 PM
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QUOTE(pokemon @ Oct 14 2021, 03:12 PM) What SCB card is good to apply now? you can check out the SMART card. I don't own it, but there appears to be some campaign that gives some good cashback. after that, Just 1Platinum. $20 cashback per Online (selected merchants only - check out earlier posts), Grocery, and Petrol with total spend $2500 or more. What you need is about $134 spend per category, and remaining spend as filler, and you get $60 cashback |
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beLIEve
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Oct 15 2021, 10:53 PM
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QUOTE(#Victor @ Oct 15 2021, 09:49 PM) wonder can we treat redeemed cashback for LVP and JustOne as payment and pay the amount after deducting the redeemed amount from statement balance? will it incur late payment / interest? QUOTE(wjleong15 @ Oct 15 2021, 10:00 PM) curious too  yes cashback can be used as partial payment. Been there, done that with SCB, Public Bank, Arab Malaysia, RHB. however, i paid the remaining in full. Some banks, at least, Arab Malaysia, does not recognize cashback as minimum payment. I presume you guys are cashback earners and not interest payers.... This post has been edited by beLIEve: Oct 15 2021, 10:55 PM |
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beLIEve
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Oct 20 2021, 01:23 PM
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QUOTE(poweredbydiscuz @ Oct 20 2021, 01:07 PM) How about annual fee reversal (waiver)? Does it count as payment? it should offset the annual fee. i wouldn't take the annual fee billing this month (to be paid next month) while use the reversal as this month's payment. But you can ask their CS to be sure. Keyword : Reversal This post has been edited by beLIEve: Oct 20 2021, 01:24 PM |
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beLIEve
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Oct 20 2021, 03:27 PM
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QUOTE(poweredbydiscuz @ Oct 20 2021, 03:17 PM) Just chatted with CS. Reversal and refund will not be considered as payment. My card due date was yesterday, let's hope they won't charge me interest for this. I will assume refunds over the same reason, unless you already paid for something and later on receive a refund. Good luck This post has been edited by beLIEve: Oct 20 2021, 03:27 PM |
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beLIEve
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Nov 2 2021, 10:13 PM
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QUOTE(chloe999 @ Nov 2 2021, 10:04 PM) Waiting my retention rm50 to come in and cut this card end of dec after Oct cb rm60 comes in. Really not happy with sc. Last week all transactions went haywire. Spent rm1.5k on 14 Oct and the transaction unposted for 10days and eventually disappeared on 29 Oct. Spent for ewallet top up on 30oct to max rm2.5k . 1 Nov, the transaction made on 14 oct pop up !!! End up 4k Spent for rm60 cb. Crap sc Such When transaction disappears, usually it's about to be posted, usually that particular day, and available to be seen the next day. I also kena before. Slow posting usually merchant side, nothing to do with credit card issuer. This post has been edited by beLIEve: Nov 2 2021, 10:14 PM |
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beLIEve
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Nov 12 2021, 09:46 AM
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QUOTE(asiatrader98 @ Nov 12 2021, 09:35 AM) hi , correct me if i am wrong in order to get cash back of RM60 we now need to to send at least RM134 Petro RM134 Online RM134 Grocery and in total RM2500 auto debit is no longer under 15% cash back? tq Selected Online merchants only. Search for earlier posts |
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beLIEve
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Nov 20 2021, 09:20 PM
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QUOTE(optional1988 @ Nov 20 2021, 08:32 PM) i want to use online registration but unable to find the online registration link. the link in TnC is pointing to the SC official website #MeToo Tips : Pay 15 cents for SMS or by the time online registration comes out, you will be behind others already. |
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beLIEve
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Dec 1 2021, 11:58 PM
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QUOTE(ChiaW3n @ Dec 1 2021, 10:55 PM) Btw, for the Recharge and Win cashback game, how to play yea? How to control the steering? thought you already know. typical std charted game, winning or losing decided by the URL in the SMS, not what you do |
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beLIEve
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Dec 26 2021, 01:27 PM
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QUOTE(MGM @ Dec 26 2021, 10:54 AM) Me too, and I reloaded rm1000 to TnG ewallet using the non-saved method on 1-Nov 2.30am. I don't have smart, but for TNG, seems like they changed their merchant name. Now both saved card and OTP showing TNG digital on my RHB |
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beLIEve
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Jan 1 2022, 04:09 PM
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I have a sense of feeling that the $200 zvouchers will not be 100% useful to me
This post has been edited by beLIEve: Jan 1 2022, 04:10 PM
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beLIEve
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Jan 21 2022, 09:25 AM
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QUOTE(sjz @ Jan 21 2022, 09:05 AM) actually regardless playing that bomb game or not, it doesn't affect your RM5 bonus. its based on the link in SMS, if you see smtg start with alphabet, most likely you are getting smtg. if the link start with 0, 1 or 2, mostly get nothing actually, the only reason to play is to avoid winning more than what you are entitled, i.e. 2x a day |
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beLIEve
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Feb 6 2022, 07:52 PM
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QUOTE(cucikaki @ Feb 6 2022, 11:59 AM) Today was bad luck. Max out 3k on 3 bigpay and 1.5k on 2 kiple and didnt even get a single winning link. 2k was around 12-1am 2.5k was 8-10am Did anyone actually win today? Ahaha Didn't play today, statement belum mari and no urgency to topup wallets. If you looky see the sequence in the URL and see how fast they jump, you can gauge if many people are playing at that time. Compare with those late at nite like 1am onwards. |
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beLIEve
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Feb 13 2022, 08:49 PM
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QUOTE(etcyik @ Feb 13 2022, 07:23 PM) so only JOP have to receive sms n top up? LFC no issue as long as got transaction right? JOP has criteria for Online. You have to Search this thread to see if TNG OTP is part of it. I only remember Shoppee is part of it. |
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beLIEve
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Feb 21 2022, 11:18 PM
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QUOTE(MGM @ Feb 21 2022, 10:31 PM) Are u all referring to Justone Platinum card? How come Bigpay not included? It's for Online. Other that those listed, all other Online also not included. |
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beLIEve
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Mar 7 2022, 02:02 PM
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QUOTE(coolman128 @ Mar 6 2022, 02:18 PM) Soon or later they will change this 6months to longer time ... pbb cs told me 2 years only count as new to bank customer  Public Bank has been 2 years cooling off since years ago. Can't think of any reason any pro wants to cancel Public Bank cards yet though |
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beLIEve
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Mar 20 2022, 10:18 PM
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QUOTE(sg8989 @ Mar 20 2022, 10:14 PM) I just share my experienced, maybe different bank have different practice. Most likely. And most don't care either. Supposedly if you don't activate your card, you don't have to pay ST, but some banks still activate to make you pay. |
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beLIEve
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Mar 22 2022, 07:38 PM
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QUOTE(maskcooler @ Mar 22 2022, 04:01 PM) can I ask for waiver sst and annual fees for liverpool? you can ask for anything but most likely they will decline until you cancel your cards. Retention team will call and ask for reason, then only offer you some alternatives |
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