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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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beLIEve
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Mar 22 2022, 08:45 PM
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QUOTE(MGM @ Mar 22 2022, 08:38 PM) Last month was offered rm100 retention benefit plus rebates for all sst 3x rm25 charged. But wasnt offered 0% BT when requested cos last offered was < 1 year. Will do same thing when my LFC AF is due. With or without asking to cancel your cards?
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beLIEve
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Mar 24 2022, 06:17 PM
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QUOTE(_kilakila_ @ Mar 24 2022, 06:03 PM) Told yall SC got the worst CS and app ever, not to mention their useless cards. It’s just waste of your precious time. Still way better than fintechs. They are not using the tested method, that's why wasting time.
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beLIEve
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Mar 24 2022, 09:23 PM
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QUOTE(cashonhand @ Mar 24 2022, 09:12 PM) I reload RM1000 in Boost and no cb reward. Is it possible due to capping? Total capping for online is $20. You have to count against your other qualified spending. I assume you know you need to redeem the reward?
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beLIEve
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Mar 24 2022, 09:36 PM
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QUOTE(cashonhand @ Mar 24 2022, 09:33 PM) The favorite merchants cap at RM15. I have check my reward show 0. I only spend Boost. I check t&c it will credit cb within 12 weeks. Earn up to RM15 cashback a month at Boost, FavePay, GrabPay, Lazada, Shopee, TaoBao, Touch ‘n’ Go e-wallet & Zalora when you spend RM1,000 in retail purchases. All cashback will be credited into the Eligible Cardholder’s principal Smart Card account as determined by the Bank within twelve (12) weeks after the end of the Campaign Period. No cashback will be credited to any supplementary card account. ok, i dont have smart card. you have to see earlier posts or search see when they usually get these cashback.
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beLIEve
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Apr 16 2022, 06:28 PM
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QUOTE(jwongsy90 @ Apr 16 2022, 06:09 PM) So meant I meet the task of online spending (Grabpay), ewallet reload (shopee pay) and petrol, also can get rm60 cashback right? No. Selected Online only. $20 approved online+ewallet, $20 groceries, $20 petrol
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beLIEve
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Apr 22 2022, 03:08 PM
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Just 1platinum redemption available
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beLIEve
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Apr 23 2022, 11:40 AM
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QUOTE(thinkhappy @ Apr 23 2022, 09:54 AM) I am getting Rm20 only Call CS and she mentioned insurance auto debit is no more counted as retail spending to meet the min RM2500. Any one facing the same issue? https://forum.lowyat.net/index.php?showtopi...095341&st=19194This post has been edited by beLIEve: Apr 23 2022, 11:41 AM
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beLIEve
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Apr 23 2022, 12:10 PM
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QUOTE(thinkhappy @ Apr 23 2022, 11:46 AM) How about another revision on Feb 22? I have been informed that insurance auto debit is no more counted as retail spending to meet the min RM2500. Feb is Privilege Saver woh. https://www.sc.com/my/credit-cards/justone-...inum-mastercard didn't say not counted as filler spend.
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beLIEve
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May 6 2022, 01:20 PM
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QUOTE(ClarenceT @ May 6 2022, 12:08 PM) A new question, how to "transfer" the App to a new phone? Just install, run. It'll ask you for login/pass to setup on new phone. Just did that last month after they blocked my outdated Android while force me to update the app.
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beLIEve
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May 6 2022, 04:10 PM
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QUOTE(ClarenceT @ May 6 2022, 01:49 PM) Finally, I managed to use SC App in the new phone. I can't use back the same login username for new phone, need to create a new set of login username+password etc. Not like other banks, can "transfer" from old phone to new phone. that's strange. I just installed from Play Store. First time run, it asked to login, never ask to create new username/pass.
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beLIEve
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May 6 2022, 06:39 PM
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QUOTE(cucikaki @ May 6 2022, 06:31 PM) Since all of u request for cancellation and get cashback. Tried my luck last week. Offered with rm100 cashback if keep card until 30 june, and 0% BT for 12 months up to RM10k (not based of CL or 80% of CL) $100 cashback for 2-3 months is better than cuci'ing 10k for $50 a month in Liverpool. Think I'm going to do that too.
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beLIEve
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Jun 1 2022, 03:32 PM
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QUOTE(den @ Jun 1 2022, 12:06 PM) anyone received a call from SC, claiming that they want to offer you 500k standby cash? if you do not touch anything, then there is no interest at all? sounds like credit card only. dont think they're so generous. Phone number match their general line?
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beLIEve
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Jun 1 2022, 10:23 PM
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QUOTE(abelyap @ Jun 1 2022, 09:17 PM) How to apply annual fee waiver for JOP? I think you can try opening a case with them from the bank's site. I tried a month or two before my anniversary, and they told me it's subjected to the bank's approval. So right before anniversary, I went for the cancellation route. If retention calls, then I get a waiver. If they proceed to cancel, then it's goodbye Std Charted. They did call and waived.
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beLIEve
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Jun 2 2022, 09:55 AM
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QUOTE(wolf1991 @ Jun 1 2022, 10:42 PM) Based on personal experience, annual fee only will be charge if you use their credit card. Annual fee somehow is like service fee for them to provide service. If you didn't swip anything on the month you was charged annual fee. Just drop them a call and ask for waiver. If no waiver given just cancel the card. You didn't even use any of their service when charged annual fee so if you cancel then don't have to pay. If you accidentally use the card on the month they charge annual fee then hard to say. That's what everyone says, and most, if not all, got a waiver. I just didn't want to go through the hassle in case they charge and refuse to reverse it even if I never use the card.
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beLIEve
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Jun 2 2022, 10:06 AM
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QUOTE(fruitie @ Jun 2 2022, 09:57 AM) Not really. I'm still charged with AF for cards that I don't use. he meant you can ask for a reversal if you want to cancel those cards and never use them after you're charged
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beLIEve
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Jun 12 2022, 12:00 PM
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Kena fraud, charged a few dollars in USD. Further digging, card was saved in Shoppee, Lazada, and Panda Food for the past few months. Further back, it's saved in other ewallets but I've deleted from all of these for quite a while now.
It is not my practice to submit real CVV for banks/sites that don't require it. So I think it'll be kinda difficult to fraud my cards (1000 CVV x 60 expiry date to guess). I rarely eat Panda Food, so I don't remember if I saved the real CVV inside.
This post has been edited by beLIEve: Jun 12 2022, 12:11 PM
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beLIEve
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Jun 13 2022, 10:31 AM
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QUOTE(avinlim @ Jun 13 2022, 08:32 AM) Normal....my debit card that never use also kena when its almost expired. RM300++ never return to me till now...6mth. wah debit card also kena. Are you following up with them? I think 6 months is way over time to engage Bank Negara
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beLIEve
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Jun 16 2022, 02:07 PM
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QUOTE(beLIEve @ Jun 12 2022, 12:00 PM) Kena fraud, charged a few dollars in USD. Further digging, card was saved in Shoppee, Lazada, and Panda Food for the past few months. Further back, it's saved in other ewallets but I've deleted from all of these for quite a while now. It is not my practice to submit real CVV for banks/sites that don't require it. So I think it'll be kinda difficult to fraud my cards (1000 CVV x 60 expiry date to guess). I rarely eat Panda Food, so I don't remember if I saved the real CVV inside. Until today, that transaction never get posted. Disappeared altogether. Maybe they managed to prevent it from being posted, since I reported 8 hours after the transaction, i.e. within the same day.
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beLIEve
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Jun 20 2022, 05:01 PM
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QUOTE(Lucky85 @ Jun 20 2022, 04:54 PM) Hi all, just to double confirm CB for Liverpool card calculate by calendar or statement month ? calendar. must be posted by first week of following month.
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beLIEve
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Jun 26 2022, 06:42 PM
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QUOTE(thinkhappy @ Jun 26 2022, 05:49 PM) HI, Anyone get the JOP cash back? Tomorrow Edit : Looks like I was wrong This post has been edited by beLIEve: Jun 27 2022, 04:06 PM
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