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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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beLIEve
post Jan 23 2020, 10:18 PM

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Or the quota reduced for boost and bigpay
beLIEve
post Jan 23 2020, 10:18 PM

三軍都督
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Or the quota reduced for boost and bigpay
beLIEve
post Jan 23 2020, 10:45 PM

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QUOTE(saitong09 @ Jan 23 2020, 10:20 PM)
You got others spending with higher successful rate?
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Nope. Listing possibilities

Early Feb will know
beLIEve
post Jan 24 2020, 04:10 PM

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QUOTE(hwachong @ Jan 24 2020, 03:48 PM)
how u get this?
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it says retention. my guess is cancel 2cards
beLIEve
post Jan 24 2020, 04:44 PM

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QUOTE(hwachong @ Jan 24 2020, 04:15 PM)
i tried to get sst rebate, but CS refuse then i request to cancel. CS say that someone will call me to confirm cancellation lol
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do they need someone to call you to confirm cancellation? looks like you're getting your rebate
beLIEve
post Jan 24 2020, 06:01 PM

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QUOTE(fruitie @ Jan 24 2020, 05:05 PM)
It's normal for banks to get retention department to call.
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Yeah, I mean if CS proceed with cancellation, no need pass to retention Dept already.
beLIEve
post Jan 24 2020, 07:31 PM

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QUOTE(xeon1989 @ Jan 24 2020, 07:13 PM)
Does this also applied to random booth at hypermarket too?
I saw some claim that can straight take gift on the spot.
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Take gift on the spot is different. That one is already yours even if they reject your application
beLIEve
post Jan 29 2020, 11:07 PM

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QUOTE(xeon1989 @ Jan 29 2020, 09:50 PM)
I read from somewhere in this thread that CB calculation of JOP cycle based on calendar month, is it correct?

According to Tnc, the CB will be credited within 60 days after end of transaction month.
In practical, how long does it take to credit the CB?
I think I saw someone just receive CB not long ago, which take about ~20days since last month.

https://av.sc.com/my/content/docs/my-sc-jop...credit-card.pdf
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yes everything you stated is correct.
beLIEve
post Feb 1 2020, 01:44 AM

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QUOTE(MGM @ Jan 30 2020, 10:09 AM)
Call CS and was told no interest nor late charges in their system and especially since they don't appear in d last statement. Wonder why, could it be final partial payment was only 1 hour late or I fully settled the unbilled tranx on that same day? But I am thankful.
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probably because you paid before the system started processing for unpaid dues.
beLIEve
post Feb 3 2020, 01:36 AM

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QUOTE(xeon1989 @ Feb 3 2020, 01:32 AM)
What would be the pattern? I think I saw someone mentioned the first alphabet of the link means something.
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rarely, numbers also can win. so you have to verify each link.

back then, alphabet means sure win. lately, sometimes cannot win.
beLIEve
post Feb 3 2020, 02:33 AM

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QUOTE(cucikaki @ Feb 3 2020, 02:08 AM)
So let’s list out all the non winning link starts with

00-09 - 10 seq
0A-0Z - 26 seq
0a-0z - 26 seq
10-19 - 10 seq
1A-1Z - 26 Seq
1a-1z - 26 Seq
20-29 - 10 Seq
2A-2Z - 26 Seq
2a-2z - 26 Seq
30-39 - 10 seq
3A-3Z - 26 seq
3a-3z - 26 seq

Total seq is 248 times by link generated per seq is 15. Hence u get 3,720 (non winning sequence) + 1235 winning sequence = 4,955 entries required to fulfill the above 4,940 RM100 spending.

Let’s try to deduce this even further, anyone ever get any prize, after the sequence already starts with 4xxxx? Except for rm20/50 and rm100. Coz i believe this 3 prizes might be hidden somewhere in between seq 4-9 also.
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Wow good job. Makes sense. Back then, I can win with 3xxxxx when it was a sudden jump from 0xxxxx.

How about 40-49, 4A-4Z, and so on? If you include those, it'll be much more than 48 times. Or did I misunderstand something?

QUOTE(skty @ Feb 3 2020, 02:22 AM)
never really got the time to do data analysis based on my past records so I don't think I can contribute further.

after reading through, I don't understand the following:

1) As per my observation, one link, for example last night 1N able to take 9 of my topup. So one alphabet might able to take lets say up to 15 sequence a day before moving to a new one.

2) Total seq is 248 times by link generated per seq is 15.


Don't mind to clarify further?
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1) 9 links he got last nite started with 1Nxxxx. he suspect that there are 15 1Nxxxx links before moving to 1Oxxxx.

2) I suppose based on the total 10+26+26+10+26+26+so on = 248, and assume each "first two" codes accompanied by 15 random xxxx at the end.

This post has been edited by beLIEve: Feb 3 2020, 02:35 AM
beLIEve
post Feb 3 2020, 03:09 AM

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QUOTE(skty @ Feb 3 2020, 02:39 AM)
this is more confusing already.

link and sequence, what is the difference?
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the sequence he gave are within the link.

Example : http://scmy01.com/1A0001
http://scmy01.com/1A0002
http://scmy01.com/1A0003
http://scmy01.com/1A0004
.....
http://scmy01.com/1Azzzz
http://scmy01.com/1B0000
http://scmy01.com/1B0001
.....
http://scmy01.com/1zzzzz
http://scmy01.com/200000

the last 6 codes are the sequence. the entire line is the link.
beLIEve
post Feb 9 2020, 07:26 AM

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Link came in about an hour later for digi. No wonder still 0v at 5am+.

Now very fast already.
beLIEve
post Feb 11 2020, 07:32 PM

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QUOTE(Lawrencetn @ Feb 11 2020, 07:20 PM)
Hi guys, may i know where to check how many entries i have for the mustang game and where to click to play ?
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You have to send SMS to register. Then you will receive SMS to mustang on eligible spends of rm100 or more.
beLIEve
post Feb 12 2020, 02:47 AM

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Just 1Platinum - submitted for waiver
Liverpool - cannot be waived. After some talk, was offered 50% discount or balance transfer 6% minimum 1k. Told me many opted for the BT, so I just went along. can do early settlement, and recommended to wait for 1st statement. annual fee automagically waived woh.

I'll post again once reflected in online banking.

p/s : forgotten to ask them to sponsor SST, but I guess I'll be pushing my luck, or what's left of it, too far.

This post has been edited by beLIEve: Feb 12 2020, 02:54 AM
beLIEve
post Feb 12 2020, 02:52 AM

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QUOTE(#Victor @ Feb 4 2020, 03:58 PM)
no chance for and SST waiver and annual fee waiver for LFC cry.gif
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eh you're sharing your card number again?

6% of 1k BT = $60 bucks a year or a bit more if you calculate effective interest rate. Settle early maybe $5 or maybe $0.

This post has been edited by beLIEve: Feb 12 2020, 02:58 AM
beLIEve
post Feb 12 2020, 09:31 AM

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QUOTE(Sumofwhich @ Feb 12 2020, 06:20 AM)
6% is charged upfront even if you make early settlement, no?
Pls double check
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when he transferred me to the recording, i hear reducing balance.

in case I hear wrong, take the 1k and roll, such as FD it for 1 year, can cover back part of it.
beLIEve
post Feb 13 2020, 02:45 PM

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Annual fee for both Just 1Platinum and Liverpool reversed
beLIEve
post Feb 13 2020, 04:06 PM

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QUOTE(anakMY @ Feb 13 2020, 03:04 PM)
hi bro any tricks ? u call them request for waiver?
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no tricks la. 1platinum last time is automagic waive. now have to call in manual waive.

Liverpool just haggle a bit and they'll make you the offer. Either take up Balance Transfer or 50% discount off $175

This post has been edited by beLIEve: Feb 13 2020, 04:08 PM
beLIEve
post Feb 13 2020, 08:23 PM

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QUOTE(xeon1989 @ Feb 13 2020, 07:23 PM)
Means for LFC you refused the offer and ask for waiver instead?
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No. They say cannot waive, I say last year they told me no need pay if don't want jersey, then they offered me either 50% discount or balance transfer.

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