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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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synical
post Sep 2 2018, 12:07 AM

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QUOTE(donhue @ Sep 1 2018, 08:30 PM)
I got this. It's offered when I called to cancel my credit card. RM50 was given when I decided to keep the card and spent rm 200.
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Ya, I might've called them to try to cancel this around that time too... hmm.gif
synical
post Sep 19 2018, 03:08 PM

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QUOTE(kyle_kl @ Sep 19 2018, 10:38 AM)
Is anyone receive the spin & win sms after spend >RM100 recently? I spend RM600 for dining last week but didn't receive it. The campaign suppose to last until 31 September.
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Got. But the last few texts I got all came out kosong. Maybe their allocation ran out?
synical
post Sep 28 2018, 05:22 PM

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QUOTE(HMMaster @ Sep 28 2018, 05:10 PM)
spinned 2 times, and get nothing... sad.gif
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Yeah, haven't gotten anything recently (last couple weeks). I'm beginning to suspect that the allocation ran out.
synical
post Oct 4 2018, 10:35 AM

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QUOTE(yusiang @ Oct 4 2018, 10:12 AM)
Anyone manage to get the CB for the GST campaign? Based on the T&C, this week should be the last week for them to process.
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This was back in June...
synical
post Oct 15 2018, 04:22 PM

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QUOTE(joevo2 @ Oct 14 2018, 08:33 AM)
Hi guys, I’m wondering how to buy the SCB GSC RM7 movie ticket. I know that is only limited to 100++ per day. So is advisable to buy at midnight, since it only limit to same day purchase.

But how do I purchase it? I try on the mobile app but the price is shown as normal price. How do I know if I’m only being charge for RM7 basically is how do I buy it?

Update: did a search in this thread and found the answer, but one thing I’m not clear. Does it show whether is it fully redeeem before I pay? Or is it a gamble? Might kena RM7 or full price?

Update again: cool figured it out, just enter your credit card details and press submit it will show the discounted price.
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Yup, that's been pretty much my experience as well.

Just follow the instructions for website and on the app.
synical
post Oct 23 2018, 08:08 PM

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QUOTE(ctphua @ Oct 23 2018, 06:29 PM)
anyone reload BP today?
mine got problem...
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Reloaded this afternoon. Worked fine then.
synical
post Oct 30 2018, 06:13 PM

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QUOTE(wilson1149 @ Oct 30 2018, 02:23 PM)
SCB card super easy to get approve now.
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I think so too, because every other time/bank I applied (whether for the lolz or not), always kena reject. So much so I usually see what freebie they give before I decide whether to layan them or not.

SCB one I applied for the lolz thinking sure kena reject, mana tau got approved pulak. TWO cards some more. rclxub.gif

Maybe they need the business/fresh blood kut... dry.gif
synical
post Oct 30 2018, 07:00 PM

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QUOTE(wilson1149 @ Oct 30 2018, 06:28 PM)
Good lah , can earn cashback also. brows.gif
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I guess so, since I got the Visa Plat, JOP and RM29K combined CL, which I had to reduce to half. The only thing I like about JOP is the RM7.50 GSC promo, which is ending next April. What I don't like is the 1% cross border fee.

QUOTE(iXora.ix @ Oct 30 2018, 06:39 PM)
True. And since their system also mcm lain (got a guy take my thumb on my office) and tadaa, same as my pbb case, sc card got approve today after 3 attempt  since last year.sweat.gif
Sad thing is I accidentally apply both pbb quantum and sc card in same month ( coz saje2 try luck) and bam, both bank approve my application. Need to recover sst changes now via cash rebate
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Wah so lucky sekali two cards kena approved. Yah, I think the RM25 SST charge can recoup one lah, I wouldn't worry too much.

Maybe it's cos people are cancelling their excess CCs due to the SST charge, that the banks will approve anyone...? whistling.gif
synical
post Nov 8 2018, 09:54 PM

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Just got this text...

RM0.00 StanChart:Spin&Win is back!Win daily cashback & earn entries for a chance to win a trip to UK.Fr 12/11-28/2/19. Reply L1 to join.T&C: http://bit.ly/liv18

Yay?
synical
post Nov 24 2018, 10:50 PM

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QUOTE(HMMaster @ Nov 24 2018, 12:29 PM)
For the spin and win, is the SMS instant or need to wait for a while? Swiped my card, but still havent receive the SMS...
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I got the spin SMS-es within minutes of swiping...

Maybe it's your telco?
synical
post Nov 24 2018, 10:51 PM

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I think the theory that the texts with the #a URLs = no win and the #b URLs = win SOMETHING still applies...

So far I've noticed that when I've swiped RM300 or more, it's the #a URLs; but when I swipe between RM100-150, I receive the #b URLs. Is it just me?
synical
post Nov 26 2018, 11:26 PM

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QUOTE(Cookie101 @ Nov 26 2018, 11:25 AM)
Have the same thoughts!

Tried few 300 and didn’t get anything.

Swiped multiple 150 and get something.
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Good to know I'm not the only one that thinks this... LOL
synical
post Nov 30 2018, 07:21 PM

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QUOTE(qqbill @ Nov 30 2018, 06:47 PM)
True.
#a get nothing
#b get rm5
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thumbup.gif

QUOTE(mamamia @ Nov 30 2018, 06:58 PM)
#c get RM10

So, I believe the cashback will be #d RM15 #e RM20 so on and so forth.. if get #i will be RM99 based on this theory.
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Wah so lucky - I still haven't gotten anything other than #a and #b-s... but you have a point; that might indeed be the case.
synical
post Dec 5 2018, 10:57 AM

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QUOTE(H3artBreakKid @ Dec 5 2018, 02:30 AM)
Hi, anyone knows SC's definition of departmental store? Is it something like KK mart, 99 sppedmart and Family mart?

Which is inclusive in the x5 rewards in Visa Plat right?
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Err... I wouldn't call KK Mart, etc department stores.

AEON, Parkson, Metrojaya, etc are department stores.


QUOTE(ClarenceT @ Dec 5 2018, 08:10 AM)
1. You are entitled for 5x Rewards Points in the manner set out below.
(a) Five (5) Rewards Points for every RM1.00 of Retail Purchase payment made in Ringgit Malaysia at selected dining
merchants with registered Merchant Category Code (MCC) of 5812 or 5813 or 5814
(b) Five (5) Rewards Points for every RM1.00 of Retail Purchase payment made in Ringgit Malaysia at selected
departmental stores with registered Merchant Category Code (MCC) of 5311
© Five (5) Rewards Points for every RM1.00 of Retail Purchase payment made in foreign currency after conversion
into Ringgit Malaysia.

https://av.sc.com/my/content/docs/my-tc-final-vpr.pdf

https://forum.lowyat.net/topic/3711577
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Thanks, not gonna remember them all, but good to know thumbup.gif

synical
post Dec 8 2018, 03:49 PM

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QUOTE(timo1003 @ Dec 7 2018, 08:36 PM)
Hi guys, I had tried to apply for the SCB JOP card and I noticed in my CCRIS the credit limit under the application list (pending) is at least 20-30x my monthly income (which came up to 6 digits). Is this normal? Anyone has any experience on this?
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Happened to me too. Got the shock of my life when I saw that my combined limit was like RM27k. Lowered my CL over online chat.
synical
post Dec 8 2018, 06:21 PM

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QUOTE(timo1003 @ Dec 8 2018, 04:17 PM)
I see, thanks for sharing.. So you mean that your CL was very high during the application stage and you communicated with the CS to lower it down pending approval?
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I wasn't expecting to get the card, let alone such a high CL. I only found out about the CL after I had received the cards, not when I was applying (for the shits and giggles, really).

This post has been edited by synical: Dec 8 2018, 06:22 PM
synical
post Dec 9 2018, 07:05 AM

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QUOTE(vin_ann @ Dec 8 2018, 07:22 PM)
WTA:
Daily ticket quota for SCB user RM7 flat rate have how many tickets ?

Just now used JOP to purchase ticket, message pop up saying RM7 flat rate ticket for today fully redeemed
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See your dumb luck, I think. I once tried this later in the day (afternoon of?), still dapat beli.

I mostly use this to go to the movies on weeknights cos I can't stand going to movies on weekends, what more with the school holidays now... And still cheaper than Wednesday rates elsewhere.
synical
post Dec 19 2018, 04:38 PM

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QUOTE(Mcwong1123 @ Dec 19 2018, 02:29 PM)
What time you guys spend for higher chance to get spin reward. Is it higher value transaction can get better reward?
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Whenever I spend RM300, got nothing; RM100- RM150, RM5 je. Still haven't gotten more than RM5, personally. Haven't really used the card from midnight, but I try to do it during earlier in the day than later in the day.

That's just me.
synical
post Jan 3 2019, 05:20 PM

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QUOTE(Barricade @ Jan 3 2019, 05:09 PM)
What is this a, b, c thing? Mind to elaborate more?
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The URLs in the text message when you do the minimum RM100 spend with the SC card.

If the URL starts with #a - goose egg

#b URL - RM5

so on and so forth.

I don't know who's gotten the RM99 CB so far... sweat.gif
synical
post Jan 17 2019, 12:17 PM

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That's how I got my JOP last year too - at a roadshow. Applied for the shitz and giggles, mana tau approved pulak tongue.gif

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