thanks to BP too, now a lot people owe credit card money and not being able to pay back on time and the interest is start calculating~

by statistical fact, it should be that way. anything wrong with assumption?

For 1 Question.
SST is not waive-able by SC for new customer. you must pay the RM25 when you activate your card. I tried contacted CS for few times, fail to waive it. I think what you hear is the annual fees. 1st is waive for the annual fees, subsequent yr will be waived with 12 sweeps before your renewal date.

This post has been edited by avinlim: Mar 12 2019, 09:46 AM

why put a CL 300k then reject you? Instead of putting like 5k - 10k and approve you...haha...

stupid bank or stupid computer

not yet for me~

Their marketing team and the cc account team are different. same to other banks also. Receive email on cc promotion but already possess the card.

yalo...if ccris score good, there should be ok. do you check your ccris score? mayb ppl use ur name to apply cc without u knowing it and its shown in the ccris.

ya..mayb.. if your hire purchase is new, then may be this is the reasons.

When you already have 1 credit card after 1 year+ maintaining good payment record(full payment), then you are good to apply almost all credit card.

I once just start work, and bank reject me for all cc application (mbb and citi). But after work 1 year full and apply again on mbb, got approve. and now no problem to apply any other bank. 100% approve rate so far.

don worry, every new working people has the same too clean problem, unless you are born with gold in your mouth.

btw, no spin n win news yet till now.

research n know the date 1st la...before kao 8 here n there

SC JOB cb not yet in~~~~ oh oh oh

Yes, Last month cb and last month spin n win.


Usually was 15th on next month. No sign of spin n win as well.

Just wait till next week see how.

This post has been edited by avinlim: Mar 15 2019, 12:41 PM

Waiting for the cb to "open rice" ehh... nth to eat already. haha

February spending, today can cash out. thats all.

Finally spin n cash back get! Tqvm SC

Yes, you can get the rebate by paying @ lazada using SC JOP.

Is it worth to pay the annual fees of RM175 and get the jersey?

If next year I don1 the jersey and apply the annual fees waiver, you think can get it?

Read the LFC card t&c, they remove the RM20k annual spending AF waiver.

Mayb...they put in T&C, no waiver for AF. But they give u a jersey in return of paying AF of RM175. The point is the shirt worth RM175?

Exact, haha...I don't want the tshirt and don't want to pay RM175 as well.