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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards
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avinlim
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Apr 25 2019, 10:19 AM
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QUOTE(fruitie @ Apr 25 2019, 09:53 AM) Seasoned users like us will have more than 20 cards.  1 card RM25 sst, and some got annual fees. wow.. instead of seasoned, I think should be RICH people. otherwise not so much money to pay back to the cc after spending.
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avinlim
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Apr 25 2019, 10:38 AM
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QUOTE(fruitie @ Apr 25 2019, 10:25 AM) Well, these days banks will give rebate for the RM 25. So, it is OK. That said, I have cancelled a lot of lowly utilized cards. SCB cards are not in my list for cancellation, I have LFC CB, JOP and WM. Hopefully they will give me a rebate. As for what I know, Maybank, PBB, CIMB not willing to give rebate right? I called to cancel, they will just let me cancel without asking much. So, some card still cannot run from SST. 20++ cards are just too much hassle to handle. This post has been edited by avinlim: Apr 25 2019, 10:38 AM
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avinlim
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Apr 25 2019, 02:27 PM
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QUOTE(David83 @ Apr 25 2019, 01:55 PM) If you forget to redeem it and cancel the card, obviously you can kiss goodbye to the cash back!  But the cb can be accumulated in 360 to get their gift shown there ...
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avinlim
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Apr 25 2019, 03:52 PM
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QUOTE(David83 @ Apr 25 2019, 03:14 PM) I believe once you terminate the card, you have no longer have access to the website/card I think it is specifically mentioned in the card TnC to redeem the cash back before card cancellation. Ya, correct. If terminate card, sure all rewards forfeited. So, must claim all rewards, points, before termination.
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avinlim
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Apr 25 2019, 05:04 PM
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https://360rewards.standardchartered.com/my...ing.pagesize=50Don't know can get cheaper price outside o not for the above items. But most people would prefer CASH i think.
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avinlim
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Apr 26 2019, 08:13 AM
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QUOTE(#Victor @ Apr 25 2019, 07:40 PM) wonder can we redeem by calling to SC call center? the cashback redemption seems required register a SC online banking account. If you no online banking account, how you redeem the cb to card? by calling every month?
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avinlim
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Apr 26 2019, 11:25 AM
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avinlim
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Apr 26 2019, 11:49 AM
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QUOTE(#Victor @ Apr 26 2019, 11:30 AM) remember February's cashback was in only at late March while March's cashback was in at early April? Not understand, so the statement was for 2 month? Btw salute you can tahan accumulate so much. Why not just register online, it will just take a few minutes..after that can access anytime...very convenient.
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avinlim
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Apr 26 2019, 05:42 PM
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QUOTE(TongCN @ Apr 26 2019, 05:37 PM) I accumulate for 3 months XD I one day also cannot tahan, once see the cb straight cash out
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avinlim
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Apr 27 2019, 10:55 AM
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QUOTE(bee993 @ Apr 26 2019, 07:06 PM) got a call frm manager,i ask the cb thingy. ask him to explained what it is if that not mean as payment. then i tell him,yes u,scb may hv stated those interest charge at tnc that we sign,but to me the charge start frm transaction date is nt acceptable.i will hv no complaint if the charges is after due date. and no i dint begged or ask for waiver.i just want clarification about the classification of our redeemed cb and tell him my opinion regarding this unfair practice. Did you get the answer from the manager about the cb thgs? As i have told you earlier cb is considered as payment. For late charges... Its logical they charge from the transaction date of you spending when not paying over their due date(20days bonus period)
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avinlim
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Apr 29 2019, 11:59 AM
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QUOTE(Micky78 @ Apr 29 2019, 11:29 AM) at first that what i try.. actually they is a seperate heading on Pay.. which group payment of bill... why can't like Public bank where under CC section can give option up pay directly... Different banks different people operate, different engineer that develop the web interface.
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avinlim
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Apr 30 2019, 01:43 PM
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QUOTE(ClarenceT @ Apr 30 2019, 01:28 PM) Automatically waived if spend >RM20k in the past 1 year. New T&C only effective 1 Nov 2019.2019 or 2018?
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avinlim
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Apr 30 2019, 02:26 PM
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QUOTE(ClarenceT @ Apr 30 2019, 01:50 PM) 2019. Pre-informed in Nov 2018, when rebrand Cashback/Platinum MC to Liverpool MC. https://av.sc.com/my/content/docs/liverpool...tion-letter.pdfFrom now till 31 October 2019, continue to enjoy auto annual fee waiver for your principal card when you spend a minimum of RM20,000 in your previous 12 months statement prior to annual fee charge. Subsequently, redeem an ofcial LFC Home Shirt* when you pay an annual fee of RM175 from 1 November 2019. In addition, your supplementary credit card annual fee will be waived effective 1 November 2018. Can I waive my annual fee if I do not want the official LFC Home Shirt? After 1 November 2019, there will be no annual fee waiver for your principal Liverpool FC Cashback credit card. SC LFC - no more waiver, RM175 and can get "free" jersey. SC JOP - annual RM20000 still can get annual waiver. correct me if wrong.
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avinlim
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Apr 30 2019, 02:32 PM
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Annual Fee You must pay annual fee of RM250 for principal cardholders. Effective1st August 2018, your annual fee will be waived if: you made retail purchases of at least RM20,000 per annum (“minimum spend requirement”) on JustOne Platinum principal credit card. Minimum spend requirement will be calculated based on total retail purchases statemented in previous 12 months. Example: Customer anniversary month is in January 2018. Annual Fee will be charged in February 2018. Minimum spend requirement will be total retail purchases statemented in February 2017 – January 2018.
TERMS AND CONDITIONS Standard Chartered JustOne Platinum MasterCard® Credit Card Dec 2018
No annual fee will be charged on supplementary cards. For cards that were automatically upgraded to JustOne Platinum under the Bank’s Mastercard upgrade exercise, the annual fee above will only be effective from 1 June 2019 onwards. RM25 service tax will be imposed on each principal and supplementary credit card and on the yearly renewal of each card (effective 1 September 2018)
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avinlim
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Apr 30 2019, 02:40 PM
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QUOTE(David83 @ Apr 30 2019, 02:35 PM) We already knew that JOP AF can be waived with annual spending > RM 20k. Any surprise to that? Just sharing.
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avinlim
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May 3 2019, 03:08 PM
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From my pass experience, for SST its hard to waive. For AF, mayb easier to waive. SST is just RM25/card, still ok la...as SC has given out alot during the spin n win contest. A lot people get angpow thick thick during that time.
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avinlim
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May 8 2019, 08:27 AM
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QUOTE(blibala @ May 7 2019, 10:11 PM) I accidentally applied both RP and CH promo yesterday. How to cancel one ar? Just dont submit document to both lo...lol
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avinlim
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May 9 2019, 01:36 PM
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QUOTE(Calvin J @ May 9 2019, 01:33 PM) Does anyone know whether it's possible to know the credit card spend for spend on the last 12months? Wanted to see how much more spend needed to hit the 20k for annual fee waiver. Thanks. check your previous statments.. should be able to check past 12 months statement.
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avinlim
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May 10 2019, 12:25 PM
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QUOTE(mamamia @ May 10 2019, 11:54 AM) So mean those transaction such as Jompay, FPX, paypal not only not eligible for cashback, it won’t be counted as retail purchase also.. not like petrol or insurance txn which will still treated as retail purchase.. New T&C again?..erm...its was from 2018 This post has been edited by avinlim: May 10 2019, 12:27 PM
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avinlim
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May 10 2019, 04:47 PM
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QUOTE(ps007 @ May 10 2019, 04:37 PM) LFC CB for April is in already. Already reported yesterday~
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