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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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lilsunflower
post Nov 12 2018, 05:34 PM

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QUOTE(RokXIII @ Nov 12 2018, 03:34 PM)
dunno i should laugh or cry...
last Thursday, requested for card replacement for SCB CB, thinking to get the new design.
guess what, card delivered today which was pretty fast, they used pos laju drop-in mail.
well guess what, the new "replacement card" still the old design...
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QUOTE(fruitie @ Nov 12 2018, 03:51 PM)
laugh.gif Because new card design only started today.
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That's why I waited until today to send the request (I lived chatted with CS, and she advised to do it from 12 Nov onwards).

Will update on what card I get. Maybe I will also get a funny surprise laugh.gif
lilsunflower
post Nov 13 2018, 11:13 PM

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Oooh I got my SMS today at noon. Hope my card is the new one smile.gif
Will update when received.
lilsunflower
post Nov 15 2018, 03:16 PM

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QUOTE(yarusaru @ Nov 15 2018, 03:10 PM)
get liverpool jersey?
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No - the jersey is only for New members not replacements (except in future for when annual fee in 2019 is paid).
lilsunflower
post Jan 3 2019, 09:49 AM

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QUOTE(peri peri @ Jan 3 2019, 09:08 AM)
not bad not bad, gotten my spin reward, now i know which timing is best for the spin
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No luck for me. 5 consecutive zeros.
lilsunflower
post Jan 3 2019, 04:04 PM

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QUOTE(peri peri @ Jan 3 2019, 11:25 AM)
let me test few more rounds and confirmed

coz only 2 spins per day

i got 4 cards meaning 8 spins only.

i need spread and test few session repeatedly
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Hehe well done on testing! .. Maybe better not divulge or your "off peak" suddenly becomes peak the moment its released here smile.gif
lilsunflower
post Jan 3 2019, 04:19 PM

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QUOTE(ziniowong @ Jan 3 2019, 04:08 PM)
yeah...better not reveal, no fun once everyone knows the trick...
i've gotten rm50 multiple times
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Ooh congrats! I've got 2 cards (Liverpool + JOP), so will start testing to see if I can improve my chances.
lilsunflower
post Jan 13 2019, 03:31 PM

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QUOTE(fruitie @ Jan 13 2019, 03:11 PM)
Yes just reloaded and got RM 10 (2xRM5) for RM 100*5.
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Me too but mine was only 1xRM5 out of 5 reloads.
Maxed out my LFC and JOP reloads for this month so won't be toppong up anymore.
lilsunflower
post Jan 13 2019, 07:18 PM

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QUOTE(ClarenceT @ Jan 13 2019, 06:58 PM)
If you can win RM5 out of RM500, ie 1% return. Then you should continue to top up, not stopping at RM2500/RM1500. smile.gif
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Good logic, but also ran out of BP quota to top up innocent.gif
lilsunflower
post Jan 13 2019, 07:51 PM

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QUOTE(celciuz @ Jan 13 2019, 07:23 PM)
Depends on luck one, I just did 6x to complete my 2500, got nothing haha.. do you guy click the link after you get sms or if you see a then ignore?
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I just ignore...
lilsunflower
post Jan 14 2019, 10:57 PM

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QUOTE(Mr.Weezy @ Jan 14 2019, 04:22 PM)
Just recently applied JOP, still thinking whether to apply LFC or not to take advantage of the spin and win promo
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It's really worth it to me, even if just for the monthly cashback, as the number of cashback CC is reducing and better to milk it while still can.
lilsunflower
post Jan 25 2019, 11:26 AM

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QUOTE(avinlim @ Jan 25 2019, 11:03 AM)
Seriously 75 times and nothing?!

75 times @ bigpay (which is RM7500) almost hit the ceiling of the max limit allow (RM10k)... will ring the bell of bp and they might block or investigate you...

just don't go too far ...hehe
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Even if they call to investigate, all he has to do is tell the truth, which really isn't a big deal and hasn't broken any rules.

Many people hit 10k a month easily, and the PBB weekly swipes competition resulted in TONS of people swiping 8xRM100 every week in quick succession, without anyone being investigated.
lilsunflower
post Jan 25 2019, 11:47 AM

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QUOTE(avinlim @ Jan 25 2019, 11:41 AM)
Even reload 10k and withdraw cash 10k should not be a problem?
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However you choose to use it, if they call, just tell the truth and take it from there.

Ultimately the maximum is RM10k, which isn't a MASSIVE sum of money in the grand scheme of things.

Even in a worse case scenario, having to provide documents / answer questions isn't a big deal to me. If they ever call me, I'd just ask what the problem was and stop doing it if it breaches any of their policies.

Anyway, this is getting a little OT. Can go to BP page if you want to read more about this.

QUOTE(LostAndFound @ Jan 25 2019, 11:41 AM)
ONE case. Reload and withdraw 65k in less than 2 months. 'Only 65k', he said (and then totally disappeared from the forums).

Yet until now people want to bring it up to justify "oh this sort of usage is dangerous" when it's nowhere close in quantum....
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Haha, we are on same page on this issue.

This post has been edited by lilsunflower: Jan 25 2019, 11:49 AM
lilsunflower
post Feb 14 2019, 04:23 PM

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QUOTE(vin_ann @ Feb 14 2019, 09:49 AM)
Sien
It's happening again
Last night reload BigPay and I didn't get any sms on the spin contest
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I just tried with mine... Got the SMS.
lilsunflower
post Apr 4 2019, 11:23 PM

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Thankfully I know at least 5 hardcore LFC supporters to donate my jersey to. Birthday gift sorted next year.
lilsunflower
post Jun 7 2019, 04:28 PM

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Quick question re annual fee - for new applicants, is it payable upfront or on first year anniversary?
lilsunflower
post Feb 18 2020, 09:03 AM

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I got RM10 x 2 for LFC.

JOP loaded same time on husbands phone not yet received
lilsunflower
post Apr 12 2020, 07:59 PM

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QUOTE(shankar_dass93 @ Apr 11 2020, 10:43 PM)
Just started working about 3 months ago and I’m making I would be earning around 60k per annum
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The best place to start is trying to get your first CC from the bank in which your salary is paid into. Once you have a credit record and after at least 6 months of work, it should be easier to apply with other banks.
lilsunflower
post May 13 2020, 04:09 PM

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Hey guys, I just got a really strange e-mail from SCB:

"Say hello to your new Premium Manager", including some content about "Premium Banking". I only hold a normal SCB PSA account and had LFC and JOP for years (before all the rebranding). I've never signed up for an Premium Stuff as my banking is really simplistic and my CC usage is always about CB maximisation.

Is this some new programme they're rolling out? I don't see any benefit to me, except for some supposedly dedicated premium banking manager that I will probably never contact.
lilsunflower
post May 13 2020, 04:21 PM

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QUOTE(jiaen0509 @ May 13 2020, 04:14 PM)
Same product PSA, LFC and JOP. No email from SCB.
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Hmm... The only info I can get on this is: https://www.sc.com/my/premium/

But imho, there's no benefit to me, just this Premium Manager (aka salesman) who will probably be contacting me to sell stuff haha. They even sent me a photo of the dude, with his contact number and e-mail.

Maybe you will soon get a similar e-mail.
lilsunflower
post May 13 2020, 04:32 PM

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QUOTE(GrumpyNooby @ May 13 2020, 04:24 PM)
AUM > RM 100k especially in PSA

user posted image

That's why you're being invited! You're a HNWI!
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LOL - This one is not for HNWIs la - AUM and income criteria are all easily achievable. Hence that's why I'm sure its just a marketing ploy.

The REAL HNWIs get the proper treatment under Priority Banking.

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