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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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lilsunflower
post Sep 6 2020, 12:41 AM

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QUOTE(Joey_Chin12 @ Sep 5 2020, 10:25 PM)
That’s alots mine only RM95
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I got a measly 75 from spending 4500.
lilsunflower
post Oct 11 2020, 10:16 PM

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QUOTE(gvr @ Oct 11 2020, 10:06 PM)
For me i think was about 3 months after.
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Did you have to call to chase, or auto sent to you?

How was the voucher delivered to you? Thanks in advance.
lilsunflower
post Oct 11 2020, 10:47 PM

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QUOTE(sarah0601 @ Oct 11 2020, 10:43 PM)
Mine was 3 months after as well. I called, after 90 days of my application, but they said wasn't 3 months yet as the 3 months is counted starting the end of the application month. It was sent to me via sms just few days before the end of the 3 month.
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Thanks so much for sharing smile.gif
lilsunflower
post Oct 20 2020, 12:39 PM

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QUOTE(enterthefatdragon @ Oct 20 2020, 12:25 PM)
big spender every month lar you  whistling.gif  whistling.gif

SCB wont give waive if you spend peanuts only

SST also rebated....
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I don't think its limited to high spenders only.

I've been getting waiver / rebate for AF and SST since forever, but I only spend RM1,500 (LFC) and RM2,500 (JOP) per month, just to maximise cashback. I think this is what most people do, but seems like not everyone is lucky.

Edit: Sorry just realise LFC now 2k. In the past was only 1.5k.

This post has been edited by lilsunflower: Oct 20 2020, 03:08 PM
lilsunflower
post Oct 20 2020, 02:40 PM

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QUOTE(GrumpyNooby @ Oct 20 2020, 12:42 PM)
But you're a member of their Premium/Priority Banking right?
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Lol, their "Priority Banking" is a meaningless status that many people have. I've never even spoken to my RM before.

All I have is max 100k inside just to make use of the PSA rate (which is better than most FDs).

Also I only got PB recently. Prior to that, AF and SST also "waived" immediately upon request.
lilsunflower
post Oct 20 2020, 02:44 PM

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QUOTE(GrumpyNooby @ Oct 20 2020, 02:41 PM)
Different bank, different policy for handling AF and SST.
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Sorry, to clarify, "PB" in this case refers to priority banking. Was just trying to highlight that my Priority Banking status doesn't seem to have anything to do with the AF/SST waiver/rebate.
lilsunflower
post Oct 20 2020, 06:35 PM

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QUOTE(GrumpyNooby @ Oct 20 2020, 06:25 PM)
Premium Banking: 100k
Priority Banking: 250k
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I got Premium in early 2020, then recently Priority in August.

The first was just an auto random email saying this is your Premium Manager, then Priority was via phone call.

For both cases I definitely did not hold even 100k permanently in the account, although my "transactions in and out" every month were significant. Basically my SCB PSA account is used as a second account every alternate month whenever I transfer funds out from my HSBC Premier (which has a higher interest rate).

Anyway this is really off topic from SCB CC discussion but I wanted to clarify that both "status" don't really mean anything nowadays and looks like they are just relaxing criteria and auto upgrading people. I still believe it's not related to my CC treatment as they also never offer me any higher tier CCs.
lilsunflower
post Jan 5 2021, 11:07 PM

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QUOTE(ChiaW3n @ Jan 5 2021, 10:59 PM)
Cuci got secret admirer lol!
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AdmirerS! Doing analyses on his posts rclxms.gif
lilsunflower
post Jan 20 2021, 11:23 PM

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QUOTE(Sampleanti @ Jan 20 2021, 05:16 PM)
may i know wat time u did the reload?
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I reloaded RM200 at 11.01PM and got the RM10 instantly.
lilsunflower
post Feb 4 2021, 10:31 PM

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QUOTE(smartfreak @ Feb 4 2021, 09:47 PM)
Just received sms for playing cash back claw game.
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Yeh I got 6 at one shot, all no win.
lilsunflower
post Aug 18 2021, 04:24 PM

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QUOTE(LostAndFound @ Aug 18 2021, 03:41 PM)
Well when everyone mis-assumes your gender (you will notice she has the badge showing gender as well) then it gets annoying after a while.
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As another female, I can totally relate. My username and avatar is even more feminine than hers, and I get bro / he / him all the time here too.
lilsunflower
post Nov 23 2021, 01:41 AM

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QUOTE(MGM @ Nov 23 2021, 12:46 AM)
Anyone has started playing this?
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Yepp. 2 transactions and 2 wins. RM10 and RM5, lucky today smile.gif
lilsunflower
post Feb 4 2023, 12:40 AM

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QUOTE(MGM @ Feb 3 2023, 09:20 PM)
About 300/165=1.8% returns excluding the cc cash back, that is good.
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Wow that's good. I received RM150 in total to date (on 25 Jan) but have lots of entries...


RM0 StanChart: You've earned 272 entries (as at 22Jan23) to win a BMW X3. Spend to earn more entries & stand to win Daily & Weekly Cashback! T&Cs apply
lilsunflower
post Feb 8 2023, 09:46 PM

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Simply Cash (aka JOP) cashback finally in.
lilsunflower
post Feb 8 2023, 11:19 PM

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QUOTE(thinkhappy @ Feb 8 2023, 10:50 PM)
Do you get the full RM60 cash back?
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41, which look accurate based on my spending.
lilsunflower
post Apr 26 2023, 12:41 PM

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Finally can submit my cancellation requests now that the Spend and Win cashback is in. I find SCB cards to be not very user friendly e.g. the app approval; manual cashback redemption with min. value; having to call to request for AF waiver and SST waivers.
lilsunflower
post Jul 27 2023, 11:49 AM

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QUOTE(adele123 @ Jul 25 2023, 09:23 PM)
Just reporting my retention offer.

Submitted to cancel the CC. CS called me and rm100 cashback if swipe rm200 by the end of next month. Didnt ask for timeline in receiving the caahback since dont intend to take.
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I took it in May, and just got paid the RM100.

Now zerorising the balance and proceeding to CANCEL!

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