We discussed this topic before. There are several reasons why US ETF tend to beat actively managed funds:

1. Fees are higher for actively managed funds
2. US funds include many pension funds, which tend to be more conservative.
(Peter Lynch mentioned this in his book.)
3. ETF's performance depends on investors' sentiment and confidence. See the attached diagram.

Now, comparing US and Malaysia:
Factor #1 - applicable to Malaysia too.
Factor #2 - applicable to Malaysia too, but you can certainly pick the more aggressive funds.
Factor #3 - not happening in Malaysia, yet.

I have been a participant in Kapchai UTF since mid 2013, my longest holding in any one fund, exclude the CMF.

Come this 31st Jan 2017, which is time for me to do my biannual portfolio re-balancing, I am considering to exit this fund in view of KLSE lackluster performance.

Xuzen

What a coincidence! I am using KWSP money too....

Before the KWSP rule relaxation, I would have been stuck too, but after they relax their rule, now you can go 100% away from Malaysia.

Xuzen

ECB to extend money printing, consider signal about its end
http://www.theedgemarkets.com/my/article/e...l-about-its-end

BBB b4 too late

I have two options that I am considering:

i) Switch to Asia-Pac fund

or

ii) Switch to Bond fund temporarily and adopt a wait & see position.

I have not finalise my decision yet. I have until 31st Jan 2017 to think about it.

Xuzen

If switch to within the same UTMC is considered switching, not selling. Don't sell, you ware wasting your sales charge!   

Xuzen

Go Esther go!

===================

On a separate note:

My trade action for next week:

I) Continue to skim profit from US exposure (TA GTF) and India (Manulife India).

II) Top up MYR 5,000.00 into AM Asia-Pac Reits = slowpoke but steady, my kind of fun(d).

Xuzen

Mine above 10% in jus few mth..buying when promo that time.
crazy.