believe me or not I gained experience in FSM from all those threads you guys made and from there I charted the ups and downs, mistakes and success, see who's school of thought in investing  is the most logical and of course to see who's the troll amongst the big fish.

or subsequently to cut short the bullshit just copy paste xuzen or pinkspider portfolio kao kao not

Let's look at this objectively.

You are already heavy in KGF and Kap-chai UTF, both that are Malaysia centric. ASX FP UTF is also Malaysian stock market centric. If that is the case, you are what the finance professional termed "Concentration risk". Too much of a good thing can also be bad.

You may want to consider diversifying away from Malaysia exposure.

Lately we have been talking about foreign exposed UTF in this thread. You will know which one to go for. No need for me to repeat.

Xuzen

in short.

your ASx, kenanga and kapcap are over lapping funds essentially

diversify diversify diversify.

just keep kap chai la bro. don't be like me. I see not good I go switch 6 months the road the fund NAV goes up. I kept shooting myself in the foot and this ain't the first.

first was ponzi 2.0
then it was Titanic

from there I learnt not to follow other people and keep rolling on ahead

keep it there and divert your investment somewhere else.

best comment to follow is from T33H on his risk ratio to percentage of the portfolio into each fund. I'm going along with that.

FSM Funds

Libra Asnita Bond.... (25%)

RHB Asian Income Fund. ....(20%)

Eastspring Investments Small-Cap Fund ...... (10%)

TA Global Technology Fund... (15%)

CIMB-P Greater China Equity .....(5%)

CIMB-P Asia Pac (ponzi 2.0) ......(20%)

Manulife India.........(5 %)

AmAsia REITs .... (5%)

I agree with this portfolio because it suits my train of thought that we should have a somewhat foundation in our motherland.

to me I always avoided Kenanga or big malaysia funds because my EPF is already investing in them. no point I diversify fsm portfolio when another investment of mine is already heavily investing in Malaysia.

something we need to consider too

The NAV for TAGTF on 10/10/2016 is MYR 0.7335 per unit. The unit split happened on 11/10/2016. The NAV for TAGTF on 11/10/2016 that is post unit split became MYR 0.6092

If one has 10,000 units originally his NAV would be 10,000 x 0.7335 = MYR 7,335.00 ====> (A)

Due to unit split of 1 units per 5, he will get 10,000/5 = 2,000 new units. The total units then became 10,000 + 2,000 = 12,000 units.

The new NAV becomes 12,000 x 0.6092 = MYR 7,310.40.====> (B)

Now take a look at the NAV (A) & (B). From this do you see that the actual value is lebih-kurang sama aje! Although you will say the NAV has dropped, but for someone who is actually holding the unit prior to the units split; it does not seem that way.

Hence, do not be deluded that it is cheap or otherwise. The NAV drop is engineered by the UTMC, it is not due to actual drop in its underlying asset price. In another word, the drop in NAV is a manipulation by the UTF management company.

Xuzen

p/s (IMPORTANT NOTE): Actual cheap or otherwise is not determine by the NAV face value per se. Look to its underlying asset to determine. In the absence of knowing the actual underlying asset, then look at the fund benchmark for guidance.

I am only 5 mins away.. why no invite me.. 

Simple Asset Allocation test - also good, no need no stress/pick gila nor crystal balls :
1. Equities, Developed Market:
CIMB Global Titans 17%
.
2. Equities, Emerging Market:
Eastspring Global Emerging Markets 17%
.
3. Equities, Real Estate
AmAsia Pacific REITs 33%
.
4. Fixed Income, Bond (can also be represented by EPF)
Libra AsnitaBond 22%
.
5. Fixed Income, Money Market (can also be represented by Flexi Mortgage)
RHB Cash Management 2 11%

http://iportfolio.com.my/snapshot?cntp=5&f...22000&readp4=TZ

have U seen REITs going down >30%-40% ar?
if not, please don't state stuff like that..

Lai Lai, place your bet, place your bet!

By next week, we shall know.... only less than a week nia.... so kan cheong hor!

Xuzen

Yes, good time to chip in imo expecially in this uncertainty period (US election + FED rate hike). I'm taking action already more on sgx stocks.

why not just switch immediately to Anita

sell order t+3. buy order t+3.

then another round of sell and buy.

that's in total 9 days and we haven't counted the two weekends which is in total 11 days. that's 11 days of your money not doing anything aside moving up and down.

Regards.

No plans yet... keep in CMF for now