ATRF is very volatile for my liking as a fixed income fund. ended up switching it to Anita

for its return vs very low stability. yes it's very consistent. this has been confirmed by Xuzen and the fsm recommended fixed income fund

Amreit

The money I invested into amreit is nothing in my portfolio so I am keeping it in there for a long time. Maybe do a small top up here and there as I have faith in the property sector in Asia.

Anita

I do thank my lucky stars that my fad matured during the down turn so I have 20k sitting in cash management fund waiting for it to turn green again. Anytime I can top up the bond fund.

Yes investing also involves luck. Unable to deny that factor.

You will have to select PRS from dropdown menu under fund selection.

Don't know about PRS as I haven't take a look yet. Will take a look next year. If you are working, recommended you put max rm3k inside there for tax relief.

You have until dec to topup rm3k. Loaded pockets until no more bullets to topup.

My not so educated opinion:

The Edge target those big biz, corporate movers and shakers. Also good for those who invest into shares. A lot of corporate news that are helpful.

Focus Malaysia is more towards SME type biz. Lots of entrepreneur type articles ..... good for those who have the entrepreneur spirit.

The above is my very over-simplified observation.

Xuzen

Now, Need to reduce Malaysia market already..

I was started with 2-3 funds as well, after learning on diversify and when there is a chance of something, I buy a new funds
Even Japan funds I invested during Japan down time few months ago.

Had sold three fund ealier this mths switch to Asia Pacific. May sell out Japan fund soon to aim Asia Pacific emerging market as suggested by FUndSupermart.

Anyone had fundsupermart SG account? How does the fund transfer to be done if does not have SG account?

Actually with RM500 a year better you use it to pay interactive broker and buy ETF. ETF are usually lower cost than UT and can generate the same return.

With Interactive broker, the monthly charges are just USD10 for amount less than USD100k which is equal to only RM540. Rather than use RM500 to pay FSM MY which have limited options.

Paying rm500/year for wrap account, better to take rm540/year with wider selection.

Yes amount is big for initial opening only

Like Avangelica said, sectors diverged after election. Before that they are moving in tandem.

These are ETF
XLK = technology
XLE = Energy
XLB = Materials
XLF = finance
XLI = industrial
XLU = utilities
XLV = health care
XLP = consumer staples

If you just want S&P 500 index level performance, SPY is ok but sectors move in cyclical and many not correlated to each other except when crashes occur. If you know their biz cycle well, you can buy/sell according to sectors.

Selina Yong     

depends what your risk are and how much extra allocation do you want to bring out from?

Income Fund reminds me of ATR volatile income fund with equity exposed. you need to do a comparison. i have my fill of equity exposure already so I'm settling with a stable return fixed income fund

No 3

Selina Yong      is the Fund Manager for AM Asia Pacific Reits Fund.

If you go to fund selector and compare their risk return ratio, you will see that esther bond provides better return given its risk

The others shows that the risk they possess simply don't worth the return

Luckily u r not distracted to buy her fund 

On a serious note, the returns on AmAsia Pacfic REITs is damn gud

Selina Yong      is the Fund Manager for AM Asia Pacific Reits Fund.