percentage means the amount of shares EPF hold in that particular holding

bingo.

now dig where KGF invest in.

may I suggest that you don't pay too much attention in where EPF or KGF invested the monies....
The holding information is NOT up to date.....and also the holdings may change at any time the FM seems fit (or being told by BIGGER boss)

me actually. I have another pocket investing in Malaysia why would I go make another big pocket investing the same as the other. it is counterintuitive when the Malaysian economy slumps everything will be affected.

take away message keep 20% to 30% of your portfolio into Malaysian bonds and equities. the rest diversity into over seas UTFs.

my two cents

Hi everyone, i've just activated my FSM account. My plan was to do it by this year to get the Rm500 incentive but i read in the PRS thread that it will be Rm1k next year.

Is it wiser to just wait till next year?

I got an email from FSM saying that the first 30 days i will be entitled to 1% sales charge.If the Rm1k incentive next year is true, it's better to hold on right?

How would i know which is meant for PRS or normal fund in FSM? Still very new to this 

About the Rm1k, it has to be for first investment of RM1k minimum to be entitled right? Second investment does not count. Do correct me if i'm wrong.

Hi guys,

I've started by putting in a small lump sum into RHB AIF already, around 30% of my total amount that is available for investing.

From the Fund Fact Sheet, it seems that AIF and Ponzi 2.0 are focused on the same geographical sectors, but are focused on different equities. Would like to ask whether it is wise to put anymore into Ponzi 2?

Also thinking of putting into TA GT as well, should have done so yesterday when the price was lower.. Really missed the train.

Dear Sifu Ramjade,

How you determine TA Tech UTF is cheap or otherwise ar?

Can teach me ar?

Which formula you use to determine ar?

Xuzen

5 units gets one unit, and a few months later price grow back to original, that will be 20% growth, right ? If like that better sai lang liow !

Now take a look at the NAV (A) & (B). From this do you see that the actual value is lebih-kurang sama aje! Although you will say the NAV has dropped, but for someone who is actually holding the unit prior to the units split; it does not seem that way.

Let us consider two scenarios:

Xuzen already has 12,000 units of TA GTF on 11/10/2016 and the NAV on 11/10/2016 post unit split is MYR 0.6092 per unit. Hence Xuzen's actual holding in TA GTF is MYR 12,000 x 0.6092 = MYR 7,310.40 as of 11/10/2016.

On the other hand, Ramjade do not own any TA GTF units and on the same day post unit split, that is on 11/10/2016 he bought 10,000 units of it and he has to pay 10,000 x 0.6092 = MYR 6,092.00 for his settlement.

Let us say one year later, and assuming there are no dividend declared nor any unit split or bonus units declared, that is, the NAV moves up on its own naturally. The NAV moved up 20% to MYR 0.6092 x 1.20 = MYR 0.7310

The NAV for Xuzen becomes 12,000 x 0.7310 = MYR 8,772.48. MYR 8,772.48 less MYR 7,310.40 equals to MYR 1,462.08 and this is equivalent to 20% capital gain.

Let's move on to Ramjade:

The NAV for Ramjade becomes 10,000 x 0.7310 = MYR 7,310.00. MYR 7,310.00 less MYR 6,092.00 equals to MYR 1,218.00 and this is equivalent to 20% capital gain.

Based on the above illustration, whether one holds the unit prior to unit split or whether one does not, does it make a difference or not?

Xuzen

Dear Sifu Ramjade,

Now that we have established that a UTF cheap or otherwise is independent of unit split or post-distribution matter, then on what basis do you make this claim or that assertion?

On the other hand you said it could be cheaper now than next month or vice-versa, your statement then is neither here nor there. It is spoken as if not spoken then, is it not?

Xuzen

You said earlier it was due to the drop in NAV because of the unit split effect that the NAV became cheap.

Now you are saying due to the above macro views, the potential for TA GTF NAV to increase is there. Good good! We are making progress! Kipidap! 

Xuzen

Anything can happen, just like Brexit.
The presidential race is still wide open.
According to personnel from Affin Hwang, the market is basically not ready for Trump victory....

[attachmentid=7904957]

@Ramjade I have also considered your opinion of whether I am going to increase my Malaysian UT exposure. Let's say in this event, I am not considering Malaysia, is it still wise to go Ponzi 2? Or diversify in other funds?

Feedback appreciated.

plan for longer term at least 3 years above.
Stock can run further then that? my risk appetite low.

Low risk appetite and stock market = 

Xuzen

have U seen REITs going down >30%-40% ar?
if not, please don't state stuff like that..

IMHO, not a good time to top up woh. Still can't see the light yet. Asian market is red at this moment.

do not catch a falling knife

buy in when the price starts an incline.

told you all that Hilary brings stability and trump is a total nut case regardless of her policy. trump is a very volatile nut case.

case to point this article.

for those with nice fat $ accumulated or >=1/3 of their investment assets in cash/$ market, they will love U if it happens

the rest will hunt U down and give U a columbian necktie for "creating such events", even if U can't really affect the outcome, they will still demonize U 

thus, beware of what U wish for - it may come true and then U have to deal with it

man-with-a-plan
no one can stop this man

go up - happy
go down - happy
sideways - also happy