How much service charge do you pay each time?
If buy directly from affin bank, is the service charge lower?

Which is better? Investing in parent fund or feeder fund (assuming that one have access to the parent fund)?

India and gold

I say both as he said he said will have some trade stuff with india. Also if you notice, india increaee in price when the email issue appeared.

Could be Tata issue. Other than that, no idea.

Read GenX blog on Australia property. Not worth.

All takut Donald Trump. Don't know what's the issue. He's a businessman compare to clinton. Clinton is a useless person don't know anything about technology, scandal filled (clinton foundation).

Opportunity wait for no men. If you wait, you can miss it. Better to put half-half. That's why I buy half and still got other half ready to go in.

What to do?
1) buy all now (make a bet)
2) move all fund to bond fund and wait for storm to past
3) buy half and decide what to do later.

Your choice.

This post has been edited by Ramjade: Nov 4 2016, 06:09 PM

Changes in NAV for in the last week, last month, last year.

Global economy does depends on the US. Why? Most trade depends on the USD. And that will be status quo for a long time.

When US rise rates, everybody cabut with money from EM to the US. When EM rise rates, how many people cabut money from US?

The day when global econony is not dependent on the US is the day when USD is not the main currency.

This post has been edited by Ramjade: Nov 5 2016, 11:37 AM

You asked what did we get from being friends with US? One just need to look south and see Singapore. Best buddies with the US and gotten everything from the US.
(i) open market with acess to US market
(ii) latest gadgets (apple, etc)
(iii) latest medical tech from US
(iv) Online shopping from US (most US retailer recognise Singapore and not Malaysia - the irony)
(iv) Able to pay in SGD when doing online shopping instead of USD.
(v) Most US SEA branches companies are located in Singapore.

So there you go.

This post has been edited by Ramjade: Nov 5 2016, 12:07 PM

Since is not sold by FSM, you will kena charge 3% SC. Better go for Affin Hwang Select Bond (both also kena charge 3% SC) or you can pick RHB Islamic Bond.
For the 5-5.5% better choose LibraAsnita fund. 0% SC and more or less same returns.

Unless too much money must buy every new fund

This post has been edited by Ramjade: Nov 6 2016, 12:48 PM

I think he's trying to save switching fees?

Yes. But not for this short term. Why? US President election. If Trump Wins, USD will tanked. Say bye bye to your money. However, I myself am looking for gaps to buy in like Hansel (he's trying to switch more RM out). We both want the USD to drop. If it drops, I will buy RATRF. Kind of like a hedge as against the RM. If you are feeling lucky that Clinton can win, buy.

It's a good move and good parking place for short term (xuzen said it before and said nak masuk susah) But ask yourself are you lucky and able to "catch" the units on the 1st of every month? If you are like me with no problem catching (I do not know how much are you intending to put -5 figure/6 figure as it's easy for 5 figures), ASX FP can be short term parking place for you provided you are willing to camp at banks.

If I am in your position, I will move out to ASX FP for short term parking. Why?
1) I am able to get any units I asked for (Not like last time need to hunt like crazy) - MOST IMPORTANT FACTOR. You can fulfilled this, you are good to go. You may be asking how to furfilled this without VIP status? Simple. Go find your nearest Affin Bank. You might need to wait up to 30 minutes for them to try for you.
2) Between Libra Asnita, ASX FP, RHB Islamic Bond fund, of course I will choose ASX FP for it's higher returns. 1% difference is huge if your money is big. RHB will kena charge 1% as it's short term parking.

I will only use Libra Asnita if I cannot fulfilled condition 1. Anyway, will look more into using ASX FP when I really need it (Right now, I am not cabutting) You really can't find any safe parking place with that high returns than with no retention fees.

Got your answer? It's your money and only you can decide.


Not starting a war. Forget about ethics when it come to investing. A 6.x% parking place for short term is a very good price to pay even if it's not transparent/black box. But that's just me. I want maximum returns where possible.

This post has been edited by Ramjade: Nov 7 2016, 12:49 AM

Old news. This is the latest
Stocks, dollar, Mexican peso jump Monday after FBI clears Clinton
http://www.thestar.com.my/business/busines...clears-clinton/

Well anything is still possible.

This I agreed. But I am still hoping and wishing for a Trump win.

If me, I won't choose china on it's own. Either RHB china india or cimb china, indon, india.

Reason: China may "act suddenly" again. Cause chaos again. Unless maybe 5% then no problem.

Actually it ended on Friday for Asia Pacific. For US based, maybe yesterday was the last day. But keep in mind that Trump may still win (something about those who vote early) and someone said Trump may try to cause a stir if he didn't win.

I think tomorrow night not afternoon? Cause tonight is election. Tomorrow night is = 9/11 morning in the US.

When will it usually happen? In 1 week/month?

Nope. Nothing to do with Fed hike. There's always pocket of opportunities after election when there will be major sell off. The thing is I have never paid attention to previous US president election.

Now must watch like a hawk for that moment.