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 FundSuperMart v16 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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Ramjade
post Nov 24 2016, 02:23 PM

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QUOTE(xuzen @ Nov 24 2016, 01:47 PM)

Xuzen

p/s Algozen™ is beginning to  wub.gif  wub.gif  wub.gif RHB ATRF (Asia-pac High yield corporate bond). I think I may adopt conscious decoupling from RHB AIF and split it up to RHB ATRF and REITs since if you look into RHB AIF asset holding , she is REITs & Corp bonds exposed mainly.
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dasecret how? You are anti RATRF brows.gif tongue.gif

QUOTE(frankzane @ Nov 24 2016, 02:02 PM)
Sorry newbie here. Isn't it better to invest in a developed country rather than in an emerging one?
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Not necessarily. Emerging ones usually give higher returns. But when emerging market kena bash, developed market will rise.

This post has been edited by Ramjade: Nov 24 2016, 02:24 PM
Ramjade
post Nov 25 2016, 03:15 PM

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QUOTE(Avangelice @ Nov 25 2016, 02:32 PM)
everything in my portfolio is green except Malaysian funds and it doesn't help the fact that Bank Negara Malaysia has been caught lying about their foreign reserves.

how to recover when our own integrity is being questioned by investors
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I believed they didn't lie. I think they found a way to preserve reserve while defending the RM. They wouldn't be so stupid to bluff about reserve.
Ramjade
post Nov 25 2016, 04:06 PM

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QUOTE(fense @ Nov 25 2016, 04:03 PM)
I does do some EPF investment, but mostly was malaysia market. can see it is so weak....
[attachmentid=8137994]
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Now EPF let you go for foreign funds.
Ramjade
post Nov 25 2016, 04:20 PM

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QUOTE(vincabby @ Nov 25 2016, 04:15 PM)
prime example of someone being in the game for three years or more. it looks very good. i need to learn to be patient and do this too. at the end of three years, hopefully will see this..
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But that's a lot of fund shocking.gif

This post has been edited by Ramjade: Nov 25 2016, 04:21 PM
Ramjade
post Nov 25 2016, 04:23 PM

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QUOTE(vincabby @ Nov 25 2016, 04:21 PM)
everything starts small. add oil brother ram!
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No la. I have only 6 funds. Not planning to increase it.
Ramjade
post Nov 25 2016, 05:09 PM

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QUOTE(fense @ Nov 25 2016, 04:47 PM)
Anyone had fundsupermart SG account? How does the fund transfer to be done if does not have SG account?
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QUOTE(Avangelice @ Nov 25 2016, 05:08 PM)
you ada bank account kah bro. my mom has one in ocbc Singapore but don't want to use her money. she's that type she tolong you one time will make one hooha
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You can just use their money market fund to park if you have no account. Will do that if I really cannot open account.

This post has been edited by Ramjade: Nov 25 2016, 05:15 PM
Ramjade
post Nov 25 2016, 05:16 PM

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QUOTE(Avangelice @ Nov 25 2016, 05:12 PM)
and how does one transfer from Malaysia to money market Singapore fsm?
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They accept TT what. Read the FAQs
https://secure.fundsupermart.com/main/faq/faq.svdo?id=6210

This post has been edited by Ramjade: Nov 25 2016, 05:18 PM
Ramjade
post Nov 25 2016, 05:25 PM

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I want to see the new factsheet for Ponzi 1. Will they reduce exposure to malaysia.
Ramjade
post Nov 25 2016, 06:06 PM

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QUOTE(AIYH @ Nov 25 2016, 06:03 PM)
TT from Malaysia and park inside here seems not bad for buy/sell in FSM SG tongue.gif

NIKKO AM SHENTON SHORTTERM BOND(S$)

https://secure.fundsupermart.com/main/fundi...olnumber=370332
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Actually FSM SG is better as SC only 0.35%. That's why going to stop FSM malaysia and focus on FSM SG ASAP as I get my account.
Ramjade
post Nov 25 2016, 06:14 PM

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QUOTE(AIYH @ Nov 25 2016, 06:10 PM)
Erm, you do know they have platform fee for almost every fund right?  sweat.gif

Unless you invest for less than 5 years or perform ninja's trick between different instituition la tongue.gif
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Bro, who ask you to use FSM SG? Use other platform where they have zero platform fees while using info from FSM SG la. devil.gif

This post has been edited by Ramjade: Nov 25 2016, 06:15 PM
Ramjade
post Nov 25 2016, 10:36 PM

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QUOTE(David3700 @ Nov 25 2016, 10:13 PM)
Now go SG, exchange rate very KAW KAW woh
Btw, any good fund in SG FSM to recommend ?
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You want to wait for SGD/MYR to become 4.0 first? devil.gif
Ramjade
post Nov 26 2016, 01:58 PM

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QUOTE(puchongite @ Nov 26 2016, 11:23 AM)
How often fund fact data get updated ?
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Isn't every month they come out with a new one? hmm.gif
Hopefully they don't their "patriotism" get in the way of the return.
Ramjade
post Nov 27 2016, 02:45 PM

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QUOTE(ironman16 @ Nov 27 2016, 02:38 PM)
their UT got platform fee ? like FSM.... brows.gif
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Huh? They have service charge. But with more frequent 0% service charge promo compare to FSM if you buy one shot >rm5k

This post has been edited by Ramjade: Nov 27 2016, 03:05 PM
Ramjade
post Nov 27 2016, 04:28 PM

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QUOTE(Avangelice @ Nov 27 2016, 04:26 PM)
I hope fsm reads these posts. it's time they buckle up and remain competitive or else we will be considering other platforms.
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How to consider when eunittrust.com.my min for 0% service charge is rm5k.
Ramjade
post Nov 28 2016, 06:31 AM

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QUOTE(Avangelice @ Nov 28 2016, 12:21 AM)
I do not plan to make a Christmas list of all my funds and sometimes the only thing that stops me from moving funds to another when the need arises (eg my Malaysian bond fund to Titan for example) is the switch fees and I am a silver holder which means I have a lower sales charge than most.

It would be a easy way to move my assets plus. 1% of annual charge is like 500myr per annum. which I can pay 50 bucks  out from my monthly expenditure pocket. now I'm stuck with Malaysian funds. if I did a switch for both its already 50myr and above.
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Actually with RM500 a year better you use it to pay interactive broker and buy ETF. ETF are usually lower cost than UT and can generate the same return.

With Interactive broker, the monthly charges are just USD10 for amount less than USD100k which is equal to only RM540. Rather than use RM500 to pay FSM MY which have limited options.

This post has been edited by Ramjade: Nov 28 2016, 06:32 AM
Ramjade
post Nov 28 2016, 09:50 AM

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QUOTE(prince_mk @ Nov 28 2016, 09:45 AM)
But d initial investment amt is big ard usd10k / rm45k.
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Paying rm500/year for wrap account, better to take rm540/year with wider selection.

Yes amount is big for initial opening only
Ramjade
post Nov 28 2016, 11:00 AM

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QUOTE(prince_mk @ Nov 28 2016, 10:47 AM)
What is wrap acc? FSM got wrap acc ?
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Wrap account means you can switch for free but there's a charge. Not sure is it rm600/year or is it 1% out of how much you have.
Ramjade
post Nov 29 2016, 11:19 PM

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QUOTE(xuzen @ Nov 29 2016, 08:09 PM)
I am selling or taking profit for my India fund. She has had a good run, it is time to take profit liao. I have monitored her risk to reward ratio and it is dropping, this is the trigger for me to take profit.
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Care to share what criteria do you use to measure the risk to reward ratio?
Ramjade
post Dec 1 2016, 12:59 AM

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QUOTE(xuzen @ Nov 30 2016, 11:47 PM)
Ramjade, risk to reward = return divided by the standard deviation.

Since, the standard-deviation value listed on FSM is 3 years rolling average, use this as the denominator against the corresponding three years average return as  the enumerator.

Sudah cakap before... you no pay attention wan!
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You said it before. But SD = 3 years. So where do you get the reward part? I don't see it listed anywhere (returns)

This post has been edited by Ramjade: Dec 1 2016, 01:00 AM
Ramjade
post Dec 2 2016, 11:54 AM

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Guys, Affin Hwang Select Bond Fund can be purchased again.
dasecret here's your chance to buy without 3% service charge.

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