You have until dec to topup rm3k. Loaded pockets until no more bullets to topup.

This post has been edited by Ramjade: Nov 19 2016, 08:26 PM

Already did. Now no money. Need to collect. Even if got also. I am going for TA Tech while it's still cheap. The manulife US equity really too expensive for me already.

See how much manulife US equities have increase since the 9/11/2016 vs how much TA Global Tech have increase.

The reason TA tech didn't increase was because Nasdaq was on a fall as Nasdaq is dominated by tech stocks. But now it's increasing. Tech stocks in the US was on decline for few days while S&P500 was rocketing up.

This post has been edited by Ramjade: Nov 19 2016, 09:35 PM

Indirectly yes. I compare based on how much S&P500 increased vs Nasdaq.

Manulife US equities benchmark is S&P500 and Ta Global Tech Is something global tech. Forgot what it's call. Because the fund hold 75% in the US, so how Nasdaq perform will be how Ta Global Tech perform.

If you want to go though looking at each stock the fund holds, be my guest. I don't have time to look at all the stocks. I only got time to look at the benchmark.

Both never surpass their benchmark.

Manulife US Equity is expensive. If you believed it can go up higher, can buy. For me, I will avoid because I feel it's too expensive already.
TA Global Tech is still cheap for me considering that Tech stocks did not rally but fell instead. But they are reversing.

And how do you calculate P/E? I don't see any where on the page to shows the P/E ratio. Will appreciate it if you can show me where to find the P/E ratio. I have looked every where and cannot find the P/E ratio of the fund

This post has been edited by Ramjade: Nov 20 2016, 08:53 AM

See how much manulife US equities have rise vs TA Tech over the last week. That's my not proven way which I use myself.

I am not going to go heavy weight on EM just because FSM said. I decide to split both of them into 50-50

Cheap because low PE is undervalue according to
http://www.investopedia.com/terms/p/price-earningsratio.asp

There you go.
S&P 500 PE is 25. Fwd PE = 17.85
MCSI Information Technology Index as its benchmark PE is trading at 22.0. Fwd PE is 16.8

So hell yeah, TA Tech is still cheaper. Correct or not?

Btw, where do you find the PE ratio? Care to share the link?

This post has been edited by Ramjade: Nov 20 2016, 11:09 AM

Correction. It doesn't have India. It covers 9 countries in the Pacific region such as China, Hong Kong, Indonesia, South Korea, Malaysia, the Philippines, Singapore, Taiwan and Thailand.

https://www.manulifeinvestment.com.my/Produ...-Equity-Pacific

Got the full article?

You mean printed one? No access to printed version.

Is the growth PE = forward PE?

RHB Asian Total Return/RHB Emerging market bond fund (see whether you want to take the risk for this emerging market bond fund or not )/Affin Select Bond Fund (buy from agent)/AmTactical Bond

That was before the discovery of shale oil in the US. With the discovery of shale oil, US don't need oil from anyone. They can just produce oil from rocks.

I believed the fund manager can "run" from malaysia if they find it not attractive

Maybe can consider RHB Asian Total Return Fund. It's not smallcap but it's asia pacific.

For me, I am switching my malaysian fund to it as I think it's better. Just waiting for the malaysian fund to make profit.

This post has been edited by Ramjade: Nov 23 2016, 09:13 PM

Apparently you didn't know that you can make free money off banks. Here's a little stuff for you to read to widen your view.
https://genxgenygenz.com/2016/01/16/best-cr...sfer-plan-2016/

Also some proof of concept from someone in ASX thread (I won't tagged or else things might get messy.
Further proof
http://www.mr-stingy.com/how-i-paid-off-my...education-loan/

However, one have to be careful of using this method.

Well since he don't want Ponzi 1, there's limited Asia pacific funds so there's the next best option. Why buy? Simple as you said, it's based on USD forex. So if RM were to weaken more (which it will), one will gain from buying that fund. That's my reasoning.

You need deep pockets. Min to start is rm30k. Min to topup is rm10k.