Has it ever occur to you that if you think you can do a better job than the fund manager, you should not let the fund manager earn the 1.5% p.a. management fee from you?

There are many factors to be considered when the markets fell sharply and you are caught offguard, reducing exposure significantly would mean taking significant amount of realised loss as well

Honestly, I don't know how to do the fund manager's job so I'd just let them do theirs and compared the fund manager's performance to their peers every now and then to decide if this is still the fund manager I want to stick to

Long term is it good to invest UT of dividend if nothing?

must be on leave for sure. if that's the case tomorrow we be getting the latest NAVs.

From my experience, KGF and kap chai NAV will be available on working day 9am that reflects previous working day NAV

For others like Poniz 1 and 2, they will only reflect previous working day NAV around 6pm

I'm not pro in economics but with my simple understanding if a country's currency and economy  becomes too expensive to trade and it affects the other nations, can this be sustainable until it collapses? and all this is based on speculation when the president elect hasn't even set foot in the white house.  I'm really wondering how the he'll can they do all that based on words of promises

In short, geographic diversity (at least IMO)

Depends on your risk appetite and portfolio strategy.

Some prefer diversification to balance out ups and downs between different market.

Some have confidence on certain market and choose those who focus on them.

It is still up to your preference

Since you already know what you want, go for it 

Just gotta ask, what is money market? What are the products in Malaysia under this category?

they need to start promoting in Sarawak. lots of big shots here and they missing out on the market.

Now that FEDS have increased interest rates as expected, do we expect an outflow of funds away from Malaysia?

How will it impact bond funds?

Thanks.

sorry how much did yellen raise the rates? i keeping seeing 2 percent. surely not that much?

Unlikely to be that much.

A few questions:

Is anyone using FSM's Regular Savings Plan? Is it sensible to you guys to keep on putting small amounts of investments regardless of price and market conditions?

Is intra-RHB fund switching going to cost RM25 per switch?
What about inter-house switching?

Erm we still pay the same sales charge 

Unless within promotion period 

If the RSP is right after the promotion plan (like the recent promo for Ponzi 2 and Titan), I will manually top up for those month for that month instead of RSP.

Other than that, you can just allocate fund for it to RSP every month with a peace of mind (dont care ups and downs) if you are not the opportunistic type (event driven)

subject to offers la..if normally every 15th of the month is still 2%

only good thing from RSP is that you have a lower minimum subsequent purchase.

Hi sifus,

Can I ask what is meaning of the term "Minimum holding"?

Thanks.

Sifus,
When u guys talk about Am REIT, which one u r referring to?

AmAsia Pacific REITS- class B MYR
or
AmAsia Pacific REITS Plus?

I read the fund factsheet. It seems that the latter is the continuation of the AmAsia Pacific REIT and it may invest in the listed equities in real estate sector..

What does that mean actually?

Next week activity:

Tambah nilai:

I)  AM Reits

II) Manulife US

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In Selina we trust! 

Xuzen