I don't think it's violating bank procedure.

Bro, wrong bank. That's why cannot topup. Affin bank is the only friendly topup bank.

That's the min to open. You can topup RM1

Try affin bank. Easiest place to get units. Let you wait while the worker hunt for you. No customers.

He meant money will not be in Malaysia at all. It's never coming back.

New potential HNWI customer for you.

6.x%. ASB 7.x% + 1.x%

Hopefully something good can come out of it (more people spend = stimulate the economy)

I guess they will issue you a cheque?

If it appreciates. The second best is if just stagnant.

Not true. With current situation, people cannot get. So if someone tell that they are selling, it help a lot as people can prepare cash in advance to buy.

If you don't annouce, they lagi got no chance to topup up.

HanselEven if you sell, I am not topping up

I have to disagree with you on this. When people said got 6-7 figure on sale, I managed tp grab it. If five figure ya la. Sure kena grab up. If 6-7 figure, lots of chance

So far 2 of them I know let go of 6 figure already.

One move to Australia, one more is Hansel
He already released 6 figure. Still got 6 figure left. Sometimes you need to do what's right even though it's painful.

I have no problem releasing my units if needed.

Depends. If RM can depreciate by > 6.x% against SGD/in a year. People who park their money in SGD usually buy SG REITS.

Undergraduate student only la.

This post has been edited by Ramjade: Nov 18 2016, 11:17 AM

As long as your money already overseas in an overseas account, it's safe.
The only not safe one if you are holding foreign currency in foreign currency account locally.

If you want to buy but cannot get, go find affin bank. If RM don't keep depreciate against USD/SGD, I have no problem holding it. I

Look at it this way, who cares if it's giving you 6% p.a when basic things are increasing at more > 6% p.a. Next time you go shopping, take a look at the price of groceries. I moved 75% of my FD into ASX, now that's something. But when your basic items start increasing beyond what ASX can give you, it's time to look elsewhere.

If you follow this thread, whenever insider info is released that there's plenty of units available, capitalise on that. I have done that.

And what's with forex? The content is wealth preservation/beating inflation. If you still don't understand, try this. Keep in FD only and nothing else and see if you are sad or not that your money is not worth that much after one year.

That's one of the very reason I stop topping ASX. Sorry for the rant.

I already stop topping up few months back. After seeing that AS1M.

Yup. If it can happen to AS1M with that return, I expect the rest to follow.

Anyway I am too heavy in malaysia. Feel sad RM depreciate so much...