hi all....for those non fixed price fund....do you think we can consider them as like index fund?

Singapore economy is not doing well from what I read.

Retail business struggling with tenancy. Some malls empty. Won't that affect REITS return and a bit risky too?

Any basis for your feelings 

Klse dropped to 300 in 1998, what was the div? Sorry u were not born then.

incoming school holidays? 

Did you subscribe for the Bumi or the Non-Bumi portion please ?

but having said that, ASx does look less liquid because unlike FD and cash, it cannot be transferred to other account on the spot/ interbank giro, etc. need to make a trip to the counter to withdraw and line up etc.

Yeah better not touch ASx, as kind of hard to hunt the units, but i remember back then in 2000 something year, i have problem on cash flow, force to withdraw some out of it .... having said that one should not touch ASx, the ideal would be find the money from credit card cash withdrawal, pinjam from kawan, saudara mara, ...... and that is the only 1 withdrawal from ASx, I have done so far......

For rule of thumb, 6 months emergency funds based may be kind of too much................ rule of thumb need the money works hard for us
still remember, during my first 5 years of working, i put in 60% of my monthly income into hired purchased.., every month has to tighten up belt .....

to withdraw some dividend or not? I have this asx since past 10 yrs..never withdraw.. still thinking ..

Having a lung sum of money but tried AS1M till date always get not more than 5 digits , most also managed get rm2000 once after the dividend pay out.

I've been recommended by bank officer to go for ASG-Kesihatan as the NAK price acording to him is quite low now (0.9840 today) and record low for past 5 years 0.9675 according to fund fact sheet.

Was also offered a 'promo' of sales charge 3.5% instead of usual 5% .

What is your take on this? sounds like a right time to enter? 

appreciate on all comments!

anyone ever think like me why asw is easily bought, but asm and esp as1m are not the same case? something to be pondering.

how to buy bond?

what is the smallest portion they accept?

it's not easy to put 250K into ASX FP at one go... need to sit at bank whole day for few weeks.

I think if a person convert now from RM to SGD, we will have to speculate that RM is going to depreciate further against SGD in order for the gains from forex conversion right?

Why would anyone want to do investment and redemption in the same day?

The only explanation I can think of is emergency fund requirement but worst case can still wait for the following day.

My normal insider informed that the rule was imposed having been advised by the authorities to prevent money laundering as part of the AMLAATF act thingy which is enforced by both BNM and SC. And with all the news of SPRM going around charging government officials and corruption, they're probably just erring on the side of caution.

Normal investors should not be too worried about the rule but for those who need washing machines for their ill-gotten gains, PNB is one less avenue that's available to them.

Time to send email, folks~ Mari beramai-ramai

Bro, you tak jadi topup? Last time say Dec FD mature switch to ASX FP...

Your plan via S'pore investment is a push or pull factor