Wat I meant was wat makes u want to invest in S'pore, is it a push or pull factor

I wish to, but very difficult for me to walk to bank during office hours.. so far only manage to try few days since past month but still no luck to top up any.. n I only have ASM n ASW2020..

Can u advise more details on this? Any minimum A investment? Can withdraw anytime without charges? Is it same as PRS? I've PRS with affin Hwang

just a quick question. im new to this asbn thing sory >.<.

Is it worth to get a personal loan for 5 years and invest in SKIM AMANAH SAHAM BUMIPUTERA? cause the loan rate for gov servant is quite low
if yes, whats the maximum can put in

Went to BSN for some facts finding.. and this is what i gathered..

suppose they can really give 6%/year div, the management fee -5% will set you back for only 1% first year and 6% second year (if u are lucky), hence average only 3.5%/year for 2 years time frame, why bothered ASN when u can get PIDM coverage with FD?

was told one ASN3 product was issued years back is selling currently for only RM1.01 which is like negative performance after minus inflation. Any savvy investor could perform better than their fund managers.

Also, their portfolios only focus on solely Msia stocks with high composition of financial markets, if investors really want stock exposure in RM, they can just buy maybank and pbb stocks, again why bother to go for ASN? If you were to risk your capital, why dont u just go buy some reits stocks instead.

Based on these facts, if you want diversification, this is definitely not an instrument to go for, it doesn't invest in bond, it doesnt invest in foreign exchange. It's just like buying the KLSE index.

but seeing the on going popularity of this thread, i suspect i might missed out something on the reasons why so many happily going for it.

the lady at counter said all those not available, probably judging from my skin color.

Gud opportunities for Selangor folks to top up on Tue, 13/12

Who said Tuesday public holiday..
Only Selangor & Kelantan
Others places needs to work..

top up up to max RM5000 at bank and RM500 at POS no need to get supervisor override

I mean just to purposely go there take number wait few hrs and ask got units available. Who got time to do that 6 times lol unless retire uncle nothing to do.

How to plan? Got money but the FP funds always full. End up buy ASG

I have some ASG bought few years ago. not sure what to do with them.

guys can we withdraw ansb without the passbook?

Yo guys Im quite new to this whole thing. What does top up mean? Interesting in opening my own account but I wanna know a few lingo and terms first haha.

with the current inflation rate, is ASB still the best choice for investment or it is yet to compare with the current inflation rate?
I saw some people moving into stocks and other high risk investment recently

Anybody try Ambank already? Their system ready?

Hi sifu. Let say if I got 20k in maybank from now and next yr when unit open I want put 20k to asn I can do in maybank branch right and direct transfer from my account?

If go amanah branch is it also able direct or I need take out money ? Hold 20k is not safe. But I heard go amanah do got free gift hehe

What is relevant form? I also found out can do m2u no need go counter at all! Do u know that?

U mean m2u is not guarantee have? Idiot. I thought got only they sell. Cos can sometimes see they put what fund is full.

No two financial crises are the same. Back in 1997/1998, the economy quickly recover due to the still strong US economy. In 2008/2009, the global economy rode on the massive fiscal stimulus injected by China. Now? China is moderating, and Europe is still in doldrums. Higher interest rate in the US would precipitate outflows of capital in the emerging market, Malaysia included.

There's no strong basis to suggest there's a political interference in the governance of PNB. Low crude oil price is a global phenomenon. Ringgit is depreciating. KLCI has dropped for three consecutive years. And PNB has to generate RM9/10 billion a year just to pay dividend for ASB. That's close to RM1 billion a month.

The income comes from only two source: 1. Trading income. 2. Dividend income. Dividends from companies are lower because their profits are lower, due to slowing economic growth. And trading income. When the stock market is stagnating or going down. Tell me, is it easy to generate money?

DEAD!!!!!!!!!! run fast, true or not?

You must always remember, what goes up must come down, and vice versa. If you want to run away, where to? FD? with measly 3% interest rate? Crisis won't last forever. Sooner or later, the financial market would be on an uptrend again. But when? Well, that's anybody's guess. At the very least, this time around, our economy is still growing, albeit around 4% rate. It's not contracting, fortunately.

Should Trump's pro growth policies manage to lift US growth higher than expected, Malaysia would benefit as well, since we are a trade dependent nation.

hmm sunny days seem over.. times of 5 or 4 % awaits for ASX..
so this is the 1st time ASB fall below 7% since inception?

You will see OPR and BLR increase too. FD rate decrease
Inflation rate will increase. Not only asx rate decrease.

This is Malaysia. When the nation lead by a pack of