Buy, hold, don't sell. Compounding interest at work.

Nope. Not typo. Saw it with my own eyes. RM10k > RM20k

Welk she buy and didn't think can topup. So every year just update book. Lookup at the record I was shocked. That's when I learn can actually topup some more.

Don't know wei. But I remembered it sort of doubled. She brought when it first launched. Anyway just forget it.

Of course can topup. Up to you want to topup how much and depend on unit availability.

Me too. If it's not RM1/unit and not owned by government, I will stay far away. If they switch to VP, I will withdraw all.

ASNB was created to help bumis. ASB and ASB2 are held by bumis. So if that's not political, I don't know about you.

If it's not fixed price and not GLC, I won't put money with them.

Yup. It won't be attractive.

This post has been edited by Ramjade: Nov 3 2016, 09:50 AM

Hahaha... Only FD and SA is protected by PIDM. PIDM don't have enough money to pay all also if a bank bankrupt.

Buying and selling at RM1.00/unit + a fund with "national interest" + track record of > 10 years should indicate it's safety.

Non bumi can only buy ASW2020, ASM, AS1M. Forget the other fund like ASG, ASN3 if bank worker ask you to open that instead.

See first page. What's with dividend structure? You will get dividend once a year and the NAV won't drop

Think of it as FD (it works like FD-buy sell RM1/unit and dividend is given once a year except no lock in period and it's a UT)

Just no dividend for that month but you will get dividend next month provided the next month you don't touch the money. Dividend is based on lowest amount of the month.

To open account for kid, bring his/her Mykid. You can open only if someone sell their unit. If units not available just wait there. Try with min rm100 to open.

For places with higher chance to open, check put first page.

For non bumi, can only buy ASW2020, ASM, AS1M.
Forget about ASN3, ASG. Not worth time and money.

Check first page for previous year return. Better to open all 3. Why?
(i) returns are more or less the same
(ii) one book no unit, try the other 2 books.

Of course ASW2020 is the most popular and hardest to get.
AS1M is the easiest to get.

Yes. If done on a Sunday (in a state where banks, asnb are opened). Otherwise if done on normal days, it will be grabbed up instantly.
Even doing on sunday is not a guaranteed you will get it. But it improve your chance. Previously, it was reported someone here managed to do it on a Sunday. 100% successful transfer without losing any units.

You hunt at affin bank or maybank?

Yeah or Johor.

If 6 figure and want to save on will/Pengisytiharan, is worth it.

Er, I was talking about transfering 6 figure la. Not topping up.

Transfer now while you are alive. Then the amount lawyer/asnb earn from your will be decrease when the time comes.
Just ask guy3288 how he go about it to save cost.

Not if you do it on a Sunday 8am in the morning. Just fill up the buying and withdrawal form. Both person must be there as it must be executed simultaneously.

Yes the risk is there. But it's significantly reduced if performed at that time and day. Most states are not open.

It have been done before with a 100% success rate.

This post has been edited by Ramjade: Nov 7 2016, 10:24 AM

True. But chances of that happening is lesser than on normal days.

Yes. It's hard before affin bank. That I admit. But since affin bank came into play, can ask people here. For me personally, affin bank worker will ask berapa you mahu? 5 figure one shot also no problem. If don't have, just take a seat at affin bank and let the worker work his/her magic.

Maybank bluff you.